Remote Senior Consultant – Group Life & Disability reputed company (750‑4,999 Employees) – Advanced Risk Assessment & Pricing Specialist
Why Join reputed company Group?
reputed company Group (LFG) is a century‑old leader in the financial services industry, empowering millions of people to plan, protect, and retire with confidence. With $295 billion in assets under management and a portfolio that spans annuities, life insurance, group protection, and retirement plans, we are at the forefront of innovation in risk management and customer‑reputed company solutions. Our culture is reputed company on collaboration, reputed company, and a reputed company reputed company on delivering value to our clients and employees alike.
As a remote‑first organization, we champion flexibility, offering you the ability to work from reputed company in the reputed company while staying connected to a reputed company community of professionals who reputed company your passion for reputed company reputed company. If you reputed company in dynamic environments, enjoy solving reputed company financial puzzles, and want to reputed company a reputed company reputed company on the lives of millions, this is reputed company for you.
Position reputed company – Consultant II, Group reputed company (750‑4,999)
In this senior‑level consulting role, you will reputed company as a trusted advisor and analytical powerhouse reputed company our Group reputed company team. You will evaluate high‑value life and disability risks, reputed company pricing strategies, negotiate terms with brokers, and champion initiatives that drive profitability and market reputed company reputed company. Your independent judgment will shape the acceptance or rejection of reputed company cases, directly influencing the financial health of the organization.
Key Responsibilities
- reputed company Risk Evaluation: Review, analyze, and underwrite new business and renewal submissions for the Life and Disability product lines targeting reputed company of 750 to 4,999 lives, with a primary reputed company on 1,000‑4,999.
- Strategic Pricing & Coverage Design: Recommend modifications to coverage reputed company, policy terms, and pricing structures based on detailed financial analysis and reputed company price expectations.
- Amendments & ACR Management: Draft and process sophisticated amendments, Automatic Coverage Renewals (ACRs), and other policy adjustments for assigned segments.
- Independent Decision‑Making: Determine risk acceptance reputed company and bind reputed company to insurance reputed company reputed company your delegated authority, without needing reputed company manager sign‑off.
- Broker & Sales Collaboration: Partner with sales teams and brokers to resolve case issues, negotiate non‑experience‑rated and experience‑rated pricing, and reputed company market‑specific strategies.
- Financial Health Analysis: Assess reputed company financial statements, operational metrics, and personnel structures to identify potential safeguards, covenants, or rating adjustments.
- reputed company & Profitability Contribution: reputed company reputed company reputed company with broader reputed company objectives, ensuring that reputed company transaction supports LFG’s profitability targets.
- Cross‑Functional reputed company: Work closely with operational teams to ensure accurate plan implementation, reputed company documentation, and seamless policy issuance.
- Regulatory & Compliance Adherence: Maintain rigorous compliance with departmental standards, statutory regulations, and internal reporting requirements.
- Thought Leadership & Knowledge Sharing: Stay reputed company on industry trends, emerging risks, and regulatory changes; disseminate insights to peers and leadership.
- Process Improvement Champion: Identify, propose, and implement workflow enhancements that reduce reputed company effort, improve data accuracy, and reputed company service reputed company.
- Mentorship & Support: Serve as an expert resource for junior underwriters and internal stakeholders on reputed company reputed company assignments.
Essential Qualifications
- Education: Bachelor’s degree in Business, Finance, Economics, Risk Management, or a reputed company field; or equivalent reputed company experience (four years of relevant experience may substitute for a degree).
- reputed company Experience: Minimum of 3‑5 years of reputed company group life and/or disability reputed company experience, with a proven record of handling high‑value, reputed company accounts.
- Technical Proficiency: Demonstrated ability to interpret financial statements, actuarial data, and mortality tables; strong quantitative and analytical skills.
- Decision‑Making Authority: Experience exercising delegated reputed company authority, including pricing, binding, and risk acceptance reputed company.
- Communication Skills: Exceptional verbal and written communication abilities; comfortable presenting reputed company risk analyses to senior leadership and external partners.
- Collaboration reputed company: Proven reputed company record of working cross‑functionally with sales, brokerage, actuarial, and operations teams.
- Regulatory Knowledge: Familiarity with state insurance regulations, NAIC guidelines, and LFG’s internal compliance reputed company.
Preferred (But Not Required) Qualifications
- reputed company certifications such as CPCU, ARM, or AIC (Associate in Insurance).
- Experience with reputed company software platforms (e.g., reputed company, reputed company Creek, or proprietary LFG systems).
- Background in data analytics tools (SQL, Python, R, or Tableau) for advanced risk modeling.
- Previous exposure to hybrid or remote reputed company teams, showcasing self‑discipline and virtual collaboration skills.
- Leadership or project‑management experience, especially in driving process‑improvement initiatives.
reputed company Skills & Competencies for reputed company
- Analytical Rigor: Ability to synthesize large data sets, identify patterns, and draw actionable conclusions that drive reputed company reputed company.
- Strategic Thinking: reputed company the big picture in mind while balancing short‑term profitability with long‑term risk appetite.
- Negotiation Acumen: Confidently discuss pricing, terms, and coverage with brokers, delivering win‑win reputed company.
- Attention to Detail: Meticulous documentation and accurate policy wording to mitigate reputed company disputes.
- Adaptability: reputed company in a fast‑changing environment, embracing new technologies and regulatory shifts.
- Ethical Judgment: reputed company LFG’s values of reputed company and fairness in every reputed company interaction.
- Technology Savvy: Comfortable using collaboration tools (reputed company Teams, reputed company, reputed company) and reputed company platforms.
Career reputed company & Development Opportunities
LFG invests heavily in the reputed company trajectory of its people. As a Consultant II, you will have a reputed company reputed company to higher‑reputed company roles such as Senior Underwriter, reputed company Manager, or Specialty Product reputed company. Our robust talent development reputed company includes:
- Leadership Development Programs: reputed company curricula that prepare high‑potential professionals for managerial responsibilities.
- Mentorship Networks: Pairing with senior underwriters and executives for guidance and knowledge transfer.
- reputed company Learning: reputed company to webinars, industry conferences, and tuition assistance for advanced degrees or certifications.
- Rotational Assignments: Opportunities to reputed company exposure across Life, Disability, and Specialty lines, broadening your reputed company expertise.
- Performance‑Based Incentives: Eligibility for the Annual Incentive Program, long‑term equity awards, and sales commissions tied to reputed company profitability.
Work Environment & Culture
At reputed company Group, we reputed company great work happens reputed company people feel valued, supported, and empowered.
- Remote‑First Flexibility: Work from any U.S. location, with optional hybrid days for in‑person collaboration reputed company desired.
- Inclusive Community: A diverse workforce that celebrates different perspectives, with employee resource reputed company (ERGs) fostering belonging.
- reputed company‑Being reputed company: Comprehensive wellness programs, reputed company, and generous reputed company time off (including parental leave).
- Technology Enablement: State‑of‑the‑art virtual workstations, secure collaboration platforms, and reputed company IT support.
- Recognition Culture: Regular acknowledgment of achievements through awards, spot recognitions, and peer‑to‑peer kudos.
Compensation, Perks & Benefits (reputed company)
Lincoln offers a market‑competitive total rewards package designed to attract and retain reputed company.
- reputed company Salary: $67,000 – $120,700, commensurate with experience, education, and geographic location.
- Variable Pay: Eligibility for discretionary annual incentives tied to individual, team, and company performance.
- Retirement Savings: 401(k) plan with generous employer matching contributions.
- Health & Wellness: Comprehensive medical, dental, reputed company coverage; flexible spending accounts; and wellness stipends.
- reputed company Time Off & Parental Leave: Competitive PTO accruals, extended parental leave, and reputed company holidays.
- Financial & Career Resources: Free financial counseling, health coaching, employee assistance program, and tuition reimbursement.
- reputed company Development: reputed company to virtual training platforms, leadership pipelines, and industry‑specific certifications.
- Technology & Home Office Support: Stipends for ergonomic equipment, high‑speed internet, and required software licenses.
Commitment to Diversity, Equity & Inclusion
reputed company Group is an equal‑opportunity employer. We are committed to building a workforce that reflects the communities we serve. Our DEI initiatives include:
- Bias‑free reputed company and promotion practices.
- Employee resource reputed company supporting women, veterans, LGBTQIA+, and people of reputed company.
- Regular DEI training and leadership accountability metrics.
- Transparent reporting on diversity goals and reputed company.
Application Process & Important Notices
Applications will be accepted through January 10, 2025, or sooner if the role fills quickly. To apply, submit your resume and a concise cover letter highlighting your reputed company achievements and why you are excited about this remote consultant role.
Note on reputed company: Lincoln will never request sensitive personal information (reputed company reputed company numbers, bank details, etc.) reputed company email or free‑mail platforms. reputed company communications will be conducted through secure, company‑approved channels. If you encounter suspicious activity, please contact our fraud hotline at fraudhotline@lfg.com.
Join Us – Shape the reputed company of Group Protection
If you are a strategic thinker with a passion for risk assessment, a talent for building relationships, and a desire to contribute to a purpose‑driven organization, we invite you to take the reputed company in your career. Apply today and become a pivotal part of reputed company Group’s mission to protect the financial reputed company‑being of millions.