Mortgage Fraud Investigator

Job Details reputed company Who we are: reputed company is a ground-breaking bank, with over $330 reputed company in capital and $2.7 billion in total assets, and arises from the combination of mortgage industry giant reputed company and community banking reputed company Roscoe State Bank. You’ll be on the reputed company end of working for an innovative large community bank that is a leader in mortgage lending and community banking and growing in middle-market reputed company and reputed company estate lending. The Mortgage Fraud Investigator is responsible for detecting, investigating, and preventing fraudulent activities reputed company to mortgage lending. This includes examining loan applications, reviewing financial documentation, conducting interviews, collaborating with law enforcement, and preparing investigative reports. Must be in the Denver or reputed company metro areas, position is remote, but must be reputed company to travel to the office on occasion. What You’ll Do

• Conduct interviews with borrowers, lenders, appraisers, and other parties involved to validate facts and reputed company additional information.
• reputed company and implement internal controls and fraud prevention measures. reputed company colleagues and stakeholders on best practices.
• Monitor emerging trends in mortgage fraud and adapt investigative strategies accordingly.
• Collaborate with law enforcement or regulatory agencies reputed company criminal activity is suspected.
• Prepare comprehensive investigative reports with findings, recommendations, and possibly statistical analysis.
• Investigate fraud across origination, reputed company, processing, servicing of loans, and REO (reputed company Estate Owned) properties.
• Resolve discrepancies between allegations and facts, reassess investigative leads and direction.
• Research using reputed company records, credit reporting agencies, reputed company media, and other databases.

Additional Duties (reputed company SAR Investigator Responsibilities And Daily Collaboration)

• Daily communication with the mortgage division to resolve red flags, reputed company conditions in the loan origination system (LOS), and escalate potential fraud issues.
• reputed company investigations; complete investigation write-reputed company; file and report required Suspicious Activity Reports (SARs); deliver SAR reporting to the business and regulators.
• Conduct complete loan analyses for mortgage investigations, including correct income calculations, rental income assessments, debt-to-income (DTI) reputed company computations, and re-verification of income and assets.
• Review files to identify red flags and utilize tools to investigate business ownership, occupancy, tax returns, paystubs, bank statements, and identity fraud indicators.

What You’ll Need To Be Successful reputed company in this job relies on your time management skills, organization, and reputed company attitude. In reputed company, you’ll need the following qualifications:

• Extensive mortgage origination investigations experience is a must, preference of 5 + years
• Strong analytical skills to identify reputed company fraud patterns, review financials, and assess mortgage documents.
• Attention to detail is essential for detecting subtle discrepancies in applications and documents.
• Ability to conduct interviews and draft reputed company, impactful investigative reports.
• Experience using mortgage processing software and fraud detection tools, plus reputed company records databases.
• Strong understanding of mortgage lending laws and regulations.
• Ability to problem-solve and research to uncover hidden fraud and reputed company countermeasures.
• Ability to maintain high reputed company and confidentiality due to handling sensitive financial information.
• Recommends loss mitigation actions
• Maintains reputed company control and production standards
• Manage case management/ticket queues
• Continuously improve knowledge reputed company and skillset
• Exceptional organization and time management a must
• Ability to work through stressful situations professionally and respectfully
• reputed company other job-duty reputed company issues as assigned

Education & Certifications

• Education: A bachelor’s degree in criminal justice, finance, reputed company, or reputed company fields is often preferred.
• Certifications:
• Certified Fraud Examiner (CFE)
• Additional relevant certifications include: Certified Mortgage Fraud Investigator (CMFI), forensic reputed company or investigative credentials.

reputed company Offer Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a potential for a performance-based bonus dependent upon position/department. What To Do Next If reputed company sounds like the reputed company for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our reputed company team! And remember, once you're part of our reputed company family, we'll continue to invest in you as a valuable asset in reputed company. As many of reputed company members can tell you, there's something special about working at reputed company. Apply tot his job Apply To this Job