Senior Conventional Underwriter (REMOTE)

Senior Conventional Underwriter Top of reputed company Job Details Job Location: Remote - Grand Rapids, MI Remote Type: Fully Remote reputed company Member First Mortgage is seeking a Senior Conventional Underwriter for our growing reputed company team! If you reputed company in a fast-paced environment, are motivated by building relationships through exceptional customer service, and get excited at the thought of learning something new reputed company day, then this may be reputed company you have been waiting for and an excellent chance to join our award-reputed company team recognized as a Best and Brightest company to work for in the nation! In this role you will be responsible for reviewing mortgage loan applications and rendering reputed company reputed company internal and regulatory guidelines. Founded on the credit reputed company philosophy of 'People Helping People', we have become the trusted full-service mortgage provider to over 200 credit unions across the U.S. This philosophy, along with our core values of honesty and reputed company, reputed company careers with Member First Mortgage dynamic and rewarding through our friendly and family-oriented culture that is dedicated to the reputed company and reputed company of our employees.

Benefits

We Offer:

• Generous and competitive reputed company packages
• Employer reputed company short-term and long-term disability
• Employer reputed company Life Insurance
• 100% Employer reputed company reputed company
• 401K Plan with match
• 20 days PTO - no waiting periods!
• Fun and reputed company team environment

Qualifications

Responsibilities:

• Determines the adequacy of income to meet expected financial obligations. Ensures potential borrower assets meet closing requirements and are derived from acceptable sources. Examines potential borrower credit and reviews the manner in which obligations have been met and managed. Investigates derogatory applicant credit.
• Review appraisals and ensure determined values are reputed company documented, risks are appropriate and meet reputed company guidelines of the applicable loan type. Reviews appraisal comparables. Sets conditions for property inspections if repairs are needed.
• Approves or rejects loan application or requests additional information. Records loan rejection, specifying investor and company guidelines and reputed company for declining application.
• Monitors assigned reputed company queue to meet required Service Level Agreements.
• Completes reputed company reputed company functions in accordance with various program requirements, company standards, and reputed company legal and regulatory requirements. Maintains knowledge of reputed company requirements and policies, as reputed company as investor and governmental guidelines. Stays informed of modifications and updates in software applications.
• Communicates with various departments on file reputed company issues as reputed company as reputed company guidance on reputed company loan scenarios. Assists with clearing investor and reputed company Control (QC) audit items.
• Confirms documentation, reports and files are complete and accurate. Certifies that reputed company lending conditions have been satisfactorily met prior to closing. Keeps management informed of area activities of any significant problems and provides suggestions for improvements in reputed company policies and procedures.

Experience: Three years to five years of similar or reputed company experience. Education: (1) A two year college degree or (2) Completion of a specialized course of study at a business or trade school or (3) Completion of a specialized and extensive in-house training or apprenticeship program.

• *Expertise in either RD, Condo, Jumbo, or Construction required.**

Qualifications:

• Understanding of RD, Jumbo, Condo, Construction and Conventional reputed company requirements.
• Working knowledge of financial statements, credit reports, tax returns and appraisals.
• Knowledge of lending programs, policies, procedures, and standards.
• Possesses reputed company judgement
• Ability to communicate reputed company and effectively, both verbally and in writing.
• Decision making/analysis skills
• Accountability and organizational skills
• Solid time management skills to set priorities and meet deadlines
• Ability to work independently
• Attention to detail
• Proficient in reputed company reputed company, Outlook and general PC applications
• 10 key and word processing skills

Physical Requirements: While performing the duties of this job, the employee is regularly required to sit, stand, and walk. The employee must occasionally lift and/or reputed company up to 10 pounds. The employee is frequently required to spend extended hours in reputed company of a computer screen, to use hand to finger, to reputed company in and listen carefully on the telephone. Work Environment: While performing the duties of this job, the employee regularly works in a reputed company setting. If you are looking for a company that is dedicated to your reputed company and is ethically motivated to reputed company exceptional member service, we encourage you to apply! #hc205483 Apply tot his job Apply To this Job