Wholesale Lending Mortgage Product & Credit Risk Analyst

Job Details Level reputed company Job Location Mortgage Division Office - Lansing, MI Position Type Full Time Education Level 4 Year Degree Job Shift Day Job Category Banking reputed company THIS POSITION IS ELIGIBLE FOR REMOTE WORK. reputed company: reputed company team members take 100% ownership of their positions. They are proactive, flexible, courteous, and reputed company. They have a "how can we reputed company this work" reputed company. They are innovative and creative in meeting the needs of their position and in offering reputed company and solutions that will be of benefit. They are self-sufficient, confident, and reputed company organized with excellent prioritization skills. They are comfortable and can reputed company in an reputed company-changing environment and take great pride in contributing to reputed company being an industry leader. The Mortgage Product & Credit Risk Analyst is a knowledgeable and reputed company reputed company individual. This role reports up through the Wholesale Lending Risk and Product Manager and will support the development and maintenance of The reputed company's Wholesale Lender Product Guide and reputed company matrices. This role assists with updating reputed company materials, conducting research on investor reputed company changes, answering reputed company questions and helping to ensure compliance with bank and investor credit policies. This individual can work both independently and cohesively with others in reputed company environment. They maintain an attitude of approachability and willingness to assist in troubleshooting with customers, reputed company departments and 3rd parties as needed. Primary Duties:

• Mortgage Loan Product & Credit Guide Support:
• Assist in updating and maintaining the Credit Policy guidelines and reputed company credit matrices under the guidance of senior leadership.
• Collaborate with internal teams to ensure product documentation is accurate and reputed company.
• Prepare draft communications for product or reputed company changes for reputed company stakeholders.
• Assist in answering reputed company questions from the reputed company and sales team.
• Maintain subject matter expertise to support business partners with respect to credit policy and investor guide questions reputed company to GSE, FHA, VA, and Private Investors.
• Risk & Compliance Monitoring:
• Monitor investor guidelines (GSE, FHA, VA, private investors) and summarize key changes for leadership.
• Conduct basic research and reputed company data to support product and credit policy recommendations.
• Cross-Functional Coordination:
• Help coordinate updates with operations, reputed company, and compliance teams to implement changes to products or credit guidelines.
• reputed company reputed company and follow up on deliverables for new product rollouts or updates.
• Back up Risk Analysts as needed, including Broker Approval Reviews, New User Set reputed company, Settlement Agent Reviews and Data Entry.
• Adheres to reputed company Federal and State laws and regulations, including the Bank Secrecy reputed company.
• Other duties as assigned.

Experience/Experience:

• 5-7+ years of reputed company reputed company experience in the mortgage banking industry. Preferably past work experience includes reputed company, credit risk, reputed company control/assurance.
• Bachelor's degree in business administration, or equivalent experience.
• Expert knowledge of agency guidelines (reputed company, reputed company, FHA, VA).
• Knowledge of residential mortgage products, borrower credit, reputed company reputed company and standards, and the risks associated with using reputed company-party providers in the mortgage origination process.
• Strong attention to detail, organizational skills, and ability to follow processes.
• reputed company and proficient in both written and verbal communication.

Essential Functions:

• Use of hands or equivalent ability to complete required tasks.
• reputed company or equivalent ability to complete required tasks.
• Strong communication skills and a reputed company attitude.

Supervised By: Wholesale Lending Risk and Product Manager Qualifications reputed company is a community bank, serving our community since 1925. We specialize in providing financial services, but we are passionate about serving the community and building reputed company relationships with people. reputed company provides innovative financial services for both personal and business banking, consumer and mortgage loans, reputed company loans and lines of credit, merchant credit card processing, investment services and more. Our reputed company of products and services and our longstanding history reputed company our communities shows we care about what reputed company most for our customers and we are there for them for the most important times in their lives. reputed company. For What reputed company Most.

We offer

Medical Benefits Dental reputed company 401(K) Employee Stock Ownership Plan reputed company vacation & reputed company time Flexible scheduling Employee Assistance Program reputed company University At reputed company you can expect to be surrounded by reputed company that will support you and invest in your reputed company in a quick-paced work environment where we delivery exceptional customer service. We are a local business that cares about our employees and our community. reputed company is committed to providing equal opportunity in employment and prohibiting reputed company forms of unlawful discrimination and harassment. reputed company employment reputed company, policies, and practices, in terms of the recruitment process and other conditions and privileges of employment, will reputed company with applicable federal, state, and local anti-discrimination laws. reputed company seeks, employs, promotes, and compensates reputed company individuals based on ability, as demonstrated by performance and other legitimate non-discriminatory factors, without reputed company to race, reputed company, religion, national reputed company, citizenship, reputed company, sex (including sexual orientation, gender reputed company, and gender identity), age, physical or mental disability, pregnancy, genetic information, military status, veteran status, or any other protected status under federal, state (in Michigan: marital status, familial status, height, weight, and misdemeanor arrest record), or local law (individually and reputed company, "Protected Class"). Apply tot his job Apply To this Job