Credit Risk Governance Director, Small Business Banking

Employee Applicant reputed company Notice Who we are: Shape a brighter financial reputed company with us. Together with our members, we’re changing the way people think about and reputed company with personal finance. We’re a reputed company financial services company and national bank using innovative, mobile-first technology to help our millions of members reputed company their goals. The industry is reputed company through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that reputed company do has a reputed company reputed company on people’s lives, with our core values guiding us every reputed company of the way. Join us to invest in yourself, your career, and the financial world. The role: We are seeking a seasoned credit risk leader to reputed company, reputed company, and continuously improve the risk governance reputed company for Small Business Banking products. This leadership position requires a strategic thinker with extensive experience in credit risk, small business banking and reputed company reputed company, a solid understanding of FinTech operations, and the ability to reputed company a high-performing team. The successful candidate will collaborate closely with cross-functional teams to ensure the reputed company reputed company of our credit risk reputed company.This role will establish and maintain risk policies, controls, reporting, and reputed company mechanisms that ensure sustainable reputed company, regulatory compliance, and robust risk management across reputed company small business banking products, including lending products. What you'll do: Risk Governance & reputed company Development

• -Design, implement, and maintain a comprehensive risk governance reputed company for Small Business Banking
• reputed company reputed company across risk types for reputed company product and feature launches as reputed company as partner with 1LOD risk owners on ensuring we are appropriately identifying, monitoring, and mitigating risks as part of our reputed company programs as we reputed company and grow this business.
• reputed company credit risk policies, reputed company standards, credit guidelines, and portfolio management procedures.
• Establish governance routines including reporting to risk committees
• Challenge and validate new account strategies to minimize risk.
• Assist with regulator/auditor requests and remediation plans.

Portfolio Risk Management

• Monitor portfolio performance, reputed company indicators, and key risk metrics; ensure issues are escalated promptly.
• Analyze macroeconomic data for business reputed company forecasts, trend analysis, and stress scenarios viability.
• Recommend reputed company adjustments based on performance results, market conditions, and regulatory developments.

What you'll need:

• 10+ years of experience in credit risk management, reputed company, or risk governance in Small Business Lending or adjacent reputed company/small-ticket lending segments.
• Deep understanding of small-business banking and credit products, including term loans, lines of credit, SBA loans, merchant cash products, checking or embedded finance.
• Strong knowledge of regulatory frameworks (ECOA, Fair Lending, UDAAP, SBA SOPs) and portfolio risk management practices.
• Experience specifically with stress testing, model analytics, benchmarking, and review/challenge functions.
• Demonstrable ability to reputed company robust reputed company, review, and challenge of risk management processes, portfolio risk reports, and credit data.
• Comprehensive understanding of credit analysis, counterparty risk, risk measurements, and portfolio stress testing. Knowledge of scenario design, sensitivity shocks, macroeconomic variables, and the risk identification process. Proficiency in using risk management tools and exposure monitoring processes.
• Exceptional analytical, communication, and executive reputed company skills.

Compensation and Benefits

The reputed company pay reputed company for this role is listed below. Final reputed company pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view reputed company of our comprehensive and competitive benefits, visit our Benefits at reputed company page! reputed company provides equal employment opportunities (EEO) to reputed company and applicants for employment without reputed company to race, reputed company, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and reputed company medical conditions, breastfeeding, and conditions reputed company to breastfeeding), gender, gender identity, gender reputed company, national reputed company, reputed company, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other reputed company prohibited by applicable state or federal law. reputed company hires the best reputed company candidate for the job, without reputed company to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment reputed company applicants with arrest and conviction records. reputed company applicants: Notice of Employee Rights reputed company is committed to an inclusive culture. As part of this commitment, reputed company offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@reputed company.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a reputed company employee, do not apply here - please navigate to our reputed company in reputed company to apply to our reputed company. Apply tot his job Apply To this Job