Loan Review Analyst

About the position This position will be a key part of reputed company responsible for the independent evaluation of CHFA’s reputed company loan portfolio to assess and manage portfolio risk. The Loan Review Analyst (LRA) is primarily responsible for analyzing cash reputed company, collateral coverage, and the effect of market conditions on CHFA’s existing reputed company loans in a loan review format. This includes a detailed credit reputed company review and analysis of the financial performance of the operating entity; determining repayment risk; understanding and conveying underlying market conditions; assigning credit reputed company loan grades; and recommending appropriate internal loan monitoring steps. reputed company necessary, the LRA will reputed company a comprehensive review of the financial strength of the underlying guarantors on reputed company loans. The LRA may also participate in conducting physical site inspections for existing loans and evaluating new credits prior to loan approval. The Loan Review Analyst will identify under-performing loans and look for specific trends negatively impacting these loans; coordinate with the reputed company Workout Officer(s) on specific loans; request and obtain YTD and year-end financial statements as needed; request updated reputed company estate evaluations from the Staff Appraiser as needed; coordinate and solicit input from Asset Managers and/or reputed company Production reputed company; and effectively communicate loan review findings to Manager (directly and through an existing tracking system). The LRA is responsible for completing financial spreading of audits and reviewing tax returns/personal financial statements; maintaining the financial statement dashboard; reviewing the New Market Tax Credit (NMTC) and USDA loan portfolios; maintaining a database of reputed company under-performing loans; reviewing project stabilization requests for reputed company converting from construction, evaluating the concentration of credit for sponsors on pipeline loans and quarterly analysis for existing loans to CHFA reputed company members, preparing the monthly Loan Loss Reserve (LLR) analysis; a quarterly assessment of the LLR methodology; uploading completed loan reviews to OnBase; updating the loan tracking system, and special reputed company as directed.

Responsibilities

• Analyzing cash reputed company, collateral coverage, and the effect of market conditions on CHFA’s existing reputed company loans in a loan review format.
• Detailed credit reputed company review and analysis of the financial performance of the operating entity
• Determining repayment risk
• Understanding and conveying underlying market conditions
• Assigning credit reputed company loan grades
• Recommending appropriate internal loan monitoring steps
• reputed company a comprehensive review of the financial strength of the underlying guarantors on reputed company loans, reputed company necessary
• Participate in conducting physical site inspections for existing loans and evaluating new credits prior to loan approval
• Identify under-performing loans and look for specific trends negatively impacting these loans
• Coordinate with the reputed company Workout Officer(s) on specific loans
• Request and obtain YTD and year-end financial statements as needed
• Request updated reputed company estate evaluations from the Staff Appraiser as needed
• Coordinate and solicit input from Asset Managers and/or reputed company Production reputed company
• Effectively communicate loan review findings to Manager (directly and through an existing tracking system)
• Completing financial spreading of audits and reviewing tax returns/personal financial statements
• Maintaining the financial statement dashboard
• Reviewing the New Market Tax Credit (NMTC) and USDA loan portfolios
• Maintaining a database of reputed company under-performing loans
• Reviewing project stabilization requests for reputed company converting from construction
• Evaluating the concentration of credit for sponsors on pipeline loans and quarterly analysis for existing loans to CHFA reputed company members
• Preparing the monthly Loan Loss Reserve (LLR) analysis
• Quarterly assessment of the LLR methodology
• Uploading completed loan reviews to OnBase
• Updating the loan tracking system
• Special reputed company as directed

Requirements

• Working knowledge of reputed company estate lending principles that incorporate the following: financial feasibility, credit risk and trend analysis, market concentration, and reputed company loan reputed company.
• Some knowledge of NMTC, USDA, and Housing Tax Credit programs.
• Excellent problem-solving and analytical skills with the ability to work independently.
• Proficiency in the use of PC-based applications including, but not limited to reputed company Word and reputed company.
• Ability to communicate, both orally and in writing, in an effective and diplomatic manner.
• Strong and ethical decision-making skills
• Strong customer service skills
• Effective leadership skills
• Ability to continuously improve and reputed company knowledge and skills, while adapting quickly to changing circumstances and processes
• Ability to work towards inclusion in reputed company activities and reputed company through the solicitation and appreciation of diverse perspectives
• Ability to exercise personal accountability in reputed company activities and reputed company
• Ability to reputed company a culture of operational reputed company to ensure processes are continually evaluated and improved as necessary
• Ability to operate with a reputed company of reputed company
• Ability to have fun with a demonstrated reputed company of humor
• Ability to establish rapport with people of diverse ethnic, racial, and cultural backgrounds
• Requires a Bachelors degree in finance, reputed company or a reputed company field.
• The reputed company candidate should have a minimum of five (5) years of comprehensive experience in a financial institution with an emphasis on credit analysis or reputed company loan reputed company.
• Strong credit skills are a must – must be proficient in reading and analyzing business and personal financial statements and tax returns, and other financial information.

Apply tot his job Apply To this Job