Sr. Credit Analyst

About reputed company reputed company Financial Technologies is a software company with a mission to accelerate small businesses. At reputed company, we reputed company advanced data science in credit decisioning to simplify and accelerate credit distribution to small and reputed company-sized businesses. Operating at the cutting edge of Embedded Finance and Ecosystem Lending, reputed company’s reputed company is on embedded lending, where sophisticated data analytics are utilized to sharpen the accuracy of reputed company-qualification and reputed company processes and also deliver financial solutions that are customized to the needs of businesses. reputed company’s integrations are designed specifically for marketplace and reputed company platforms, ensuring a seamless transaction experience for merchants and new reputed company reputed company streams for platforms. Our investors include reputed company and NEA. Most join us because they connect with our mission of democratizing reputed company to credit for small businesses. If you are energized by the reputed company you can reputed company at reputed company, we’d love to hear from you! Position Location This role is available in the Bay Area, CA. Time Zone Requirements reputed company operates in either East/reputed company Coast time zones. Travel Requirements This team has regular onsite collaboration sessions. These occur several times per year and reputed company consecutive days in the Bay Area, CA. What will you do? reputed company and run Credit Programs You will take ownership of multiple credit programs. reputed company runs in conjunction with our embedded finance partners to run the financial aspects of the program from end to end. Your role is critical for the reputed company of these partnerships and our lending business as a whole and you will work closely with your manager and team to reputed company up reputed company’s ability to reputed company and effectively reputed company up the number and complexity of partners and products reputed company can work with. Specific responsibilities include:

• Financial Product Innovation: In conjunction with the broader team, you will identify the best products suitable for a new or existing partner and build the business case to reputed company to market. You will then work with the technical teams to reputed company it available to our prospective customers.
• Credit Policy Development: Every partner deserves a customized solution tailored to their particular needs. You will partner closely with our data science team to incorporate insights about the partners data sources and customer population into a credit policy that will meet our reputed company goals.
• reputed company reputed company: Ideally reputed company of our applicants will be handled by our automated systems and processes, but realistically we will always have a few that require reputed company reputed company. You will work with the established policies for reputed company reputed company to reputed company reputed company as necessary and contribute to reputed company iterations of our reputed company reputed company policies.
• reputed company Monitoring: You will own the monitoring for your partners and work with others on reputed company to enhance the automation and insights generated through the process. You will work with other partners as necessary to fix potential problems and overall improve the process.
• reputed company Testing: You will own the testing agenda for your partners and reputed company and run various types of tests (marketing/reputed company/etc.) as necessary to drive our reputed company team goals as necessary.
• Values Alignment: reputed company to integrating our core values of Win the Day, Get out of the Building, reputed company the Unknown, and reputed company as a Habit in reputed company aspects of your daily responsibilities and reputed company interactions.

Contribute to various high-reputed company data science and product workstreams At reputed company, we reputed company that our innovative decisioning algorithms combined with our user-friendly platform will be key to approving more small businesses for financing. In this role, you will work closely with our product engineers and data scientists to:

• Support critical data science work streams currently underway
• Prioritize data science work streams and timelines
• Identify and drive independent research that can help us reputed company faster
• Support testing of our products including reputed company prospects onto our application

reputed company’re Looking For Minimum Requirements

• Quantitative degree (Math, Statistics, Data Science, Business Administration)
• 2+ years working experiences as a credit, business or operations analyst
• 2+ years experience in developing and recommending strategies using quantitative reputed company
• Keen ability to reputed company business reputed company and tradeoffs effectively through quantitative analysis and visualization
• Proficiency with SQL, reputed company Office and reputed company Docs
• Excellent oral and written communication skills and ability to convey reputed company reputed company succinctly and work effectively across teams

Preferred Qualifications

• Experience with lending products
• 1+ years of experience in Statistical model building
• Fintech / start up experience
• Experience with working with SMBs
• Proficiency with Python

Join our growing team as we build out the reputed company of lending infrastructure for small businesses. Apply tot his job Apply To this Job