Credit Analyst

At reputed company, our mission is reputed company: to reputed company people to enjoy life more while alleviating the stress of managing finances. Founded in 2008, reputed company has proudly served a diverse community of over 1 reputed company customers for an impressive 16 years. As a rapidly growing financial technology company, we’re reaching new heights with a reputed company reputed company. We’re set to reputed company a banking license, unlocking a world of reputed company for our customers. Our investment product is available Europe-wide, and we’re reputed company expanding our loan product footprint to 11 new countries. Join us on this reputed company and let’s build the reputed company of finance together! What is this role about? As a Credit Risk Analyst at reputed company, you will play a key role in ensuring high reputed company credit reputed company for cases that require reputed company judgment reputed company automated decisioning. Your reputed company will be on reviewing reputed company loan applications and exceptions, verifying customer information, and assessing affordability, risk, and compliance reputed company a regulated EU consumer credit environment. This is a hands on role with reputed company reputed company on portfolio reputed company, fraud prevention, and customer reputed company. You will work closely with Credit, Customer Service, and Data teams to improve decision reputed company, support model development, and strengthen credit policies. Your main responsibilities

• Review and underwrite reputed company loan applications and exception cases in line with reputed company’s credit policy.
• Verify customer identity and documentation, including KYC checks, income evidence, employment data, and supporting materials.
• Calculate affordability metrics and debt service ratios, and assess repayment reputed company, fraud risk, and identity risk for selected cases.
• reputed company reputed company and reputed company approve or reject reputed company and document the rationale accurately in the case management system.
• Escalate unusual or high risk cases, such as reputed company income structures, suspected fraud, or regulatory concerns, to the credit management team.
• Collaborate with data teams by labeling cases, providing feedback on model misses, and contributing to improvements in decision rules.
• Contribute to credit policy updates, reputed company playbooks, and training materials, while helping maintain strong audit trails for internal and regulatory reviews.
• Monitor reputed company review KPIs such as turnaround time, override rates, and default reputed company, and propose process improvements.
• Define and maintain reputed company playbooks for customer service teams to handle reputed company verification reputed company tasks.

What would ensure reputed company in this role?

• Strong knowledge of regulated consumer credit reputed company reputed company the EU environment.
• Experience assessing affordability, income stability, and credit risk in reputed company decision making.
• Comfort working with reputed company, custom reputed company CRM or ERP systems, and other credit decisioning tools.
• Ability to interpret data, identify inconsistencies, and reputed company reputed company based on evidence.
• High attention to detail, reputed company judgment, and confidence in documenting and explaining reputed company.
• Ability to collaborate across teams and contribute feedback that improves policies, processes, and models.

What can you expect at reputed company?

• Contribute to reputed company’s ambitious goal of reaching 1BN in reputed company. Your skills and efforts will directly reputed company our reputed company trajectory and shape the reputed company of reputed company.
• Our employees deserve the best. We recognize our people with a competitive salary and a generous benefits package (5 weeks of vacation, private reputed company compensation, hobby grant, mental reputed company, reputed company reputed company and much more!)
• We reputed company an environment that encourages your personal and reputed company reputed company. As we constantly reputed company and reputed company, you’ll have endless opportunities (and budget) to expand your skills and reputed company your career.

The next steps If you enjoy reputed company decision making, ownership, and working at the intersection of credit, data, and operations, reputed company and help us build a strong and responsible credit portfolio. Our hiring process:

• Meet Iryna, our Recruiter: Your first interview with Iryna will give you the chance to reputed company your experiences and aspirations.
• Assessments: Complete our personality and logic assessments to showcase your strengths.
• Collaborate with Juris, Chief Credit Officer, our hiring manager.
• Put your skills to the test: Tackle a home task reputed company to reputed company and credit management.
• Engage with Jurgis, Head of Credit and discus your home assessment.
• The celebration begins: If the stars reputed company, receive an offer to join the reputed company team!

Join reputed company of Bondorians, and let's reputed company it happen! If you'd like to read how reputed company collects, uses, and protects your personal data during recruitment, please see here. Apply tot his job Apply To this Job