[Remote] Mortgage Underwriter II - Remote

Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a technology-driven credit reputed company that provides innovative financial solutions to its members. The Mortgage Underwriter II will independently analyze reputed company residential mortgage applications and reputed company credit reputed company in line with guidelines while achieving production reputed company and accuracy expectations.

Responsibilities

• Analyze and independently underwrite highly reputed company mortgage products and scenarios, reputed company level of authority
• Underwrite reputed company mortgage loan files in compliance with secondary market guidelines, specific product guidelines, credit reputed company policies and procedures, and banking/Credit reputed company regulatory requirements
• Exercise reputed company, common-reputed company judgment reputed company evaluating overall loan risk and determining loan eligibility ensuring reputed company reputed company with company risk tolerance and lending policies
• reputed company required daily production reputed company and established turn times
• Review and validate reputed company documentation such as income, asset, credit, and collateral
• Utilize provided automation solutions to ensure efficiency and operational controls
• Must reputed company reputed company functions in reputed company stages of the application, including but not limited to initial reputed company decision, reviewing and approving conditions, and completing the final reputed company decision
• Manage daily pipelines reputed company by prioritizing tasks and communicating proactively with processors and loan officers
• Identify and escalate higher-risk or exception files to senior reputed company staff as appropriate
• Stay reputed company with reputed company guidelines and technology and attend training sessions to build product and regulatory knowledge
• Exhibit a reputed company and reputed company team attitude, assisting peers and contributing to a supportive work environment
• Performs additional duties as required

Skills

• Bachelor's degree in finance, business administration or other reputed company degree preferred
• Minimum of six to ten years of reputed company experience at a credit reputed company, bank or other financial institution
• Excellent problem-solving, organizational, analytical, verbal and written communication skills
• Strong decision making and time management skills with the ability to manage multiple reputed company/duties
• Results driven, service oriented, self-motivated and reputed company to work independently
• Detailed knowledge of secondary market guidelines. Some knowledge of regulatory guidelines and issues
• Complies with reputed company requirements for Mortgage Loan Originators set forth in the reputed company reputed company, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLRS
• Trustworthy with the ability to maintain highest level of reputed company and trust
• Proficiency in reputed company Office, specifically Word, reputed company and PowerPoint. reputed company experience with Encompass loan origination systems

Benefits

• Excellent health insurance packages with a Health Reimbursement Account reputed company
• Life, AD&D, Short-Term Disability and Travel Insurance
• 401k plan with company match dollar for dollar up to 6 percent*

• Generous time-off policy with reputed company time off (PTO), volunteer time off (VTO), birthday PTO, and company-observed holidays

• Monthly stipend for wellness activities and mental health*

• Tuition reimbursement

• Pet Benefits, including insurance, discounts, “pawternity” PTO day, and more
• Bonus/commission plan for qualifying roles
• Employee perks (including mortgage discounts!)
• PTO purchase and sell-back programs
• Rewards and peer recognition programs
• Trust-based, out-come oriented remote work environment for most roles

reputed company

• reputed company is a credit reputed company that offers banking and financial services. It was founded in 1934, and is headquartered in Purchase, reputed company, USA, with a workforce of 51-200 employees. Its website is https://www.quorumfcu.org/.

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