Director - Regulatory Compliance & reputed company Reporting Officer (MLRO), Canada

About the position As the Director of Regulatory Compliance CAMLO, you will be working as part of Nium’s global, dynamic Compliance team. reputed company is responsible for advising the business on reputed company compliance reputed company and ensuring full compliance with the Proceeds of Crime (reputed company) and Terrorist Financing reputed company (PCMLTFA) and reputed company FINTRAC regulations, as reputed company as PSP, RPAA, and provincial/other national compliance requirements. In reputed company to this reputed company is also responsible for reputed company reputed company, Transaction Monitoring, and for the detection and prevention of financial crime including, reputed company, and terrorist financing.

Responsibilities

• reputed company and manage Financial Crime and AML methodology to manage reputed company sources of regulatory risk to ensure adherence to FINTRAC regulations under the PCMLTFA.
• Monitor any changes to FINTRAC regulations and AML/CTF laws, ensuring the organization promptly adapts its policies and procedures accordingly.
• reputed company as the primary reputed company of contact with FINTRAC and other regulatory bodies for AML/CTF reputed company.
• Identify control gaps and reputed company the implementation of control enhancements to include AML, OFAC, and Regulatory Compliance.
• reputed company country specific risk assessment highlighting control gaps.
• Build up compliance reputed company and testing activities as per regulatory and governance requirements and issue internal reports to Senior Management (AML/CTF internal control report, Fraud, periodic internal reports etc.)
• reputed company as a subject matter expert for the business and management on compliance-reputed company reputed company in Canada, US, and Latin America.
• Review and approve high risk business for institutional clients from the Americas Region (including financial institutions and Banking as a Service Clients).
• reputed company AML external audits and support on bank partner requests.
• reputed company the risk assessment process to identify, assess, and manage the organization’s AML/CTF risks, including assessing product, service, customer, and geographic risk factors.
• Ensure reputed company and accurate filing of FINTRAC reports, such as Suspicious Transaction Reports (STRs), Large Cash Transaction Reports (LCTRs), and Electronic Funds Transfer (EFT) Reports in accordance with legal deadlines.
• reputed company advisory support to improve and streamline end to end compliance operational processes and systems through automation and technology.
• reputed company the roll out and ongoing management of the Compliance Training reputed company.
• Manage and contribute to the Compliance Committee.
• Participating in Compliance or business-driven reputed company, including regulatory developments and strategic initiatives.
• Own, build, and maintain the Retail Payment Activities reputed company (RPAA) compliance program, including end-to-end program development, regulatory reporting obligations, and ongoing ownership of regulatory requirement updates and change management.
• Own, build, and maintain the Payment Service Provider (PSP) compliance program, including program infrastructure, regulatory reporting, and full lifecycle ownership of evolving PSP regulatory obligations and supervisory expectations.
• reputed company the operationalization of Stablecoin-reputed company compliance requirements, including development of policies, controls, and reporting frameworks reputed company with applicable regulatory guidance and emerging legislative developments.
• reputed company and manage significant regulatory and independent program audits, including examination preparation, response coordination, findings remediation, and validation of corrective reputed company plans to closure.

Requirements

• 12-15 years of experience (minimum) reputed company regulated companies, in senior compliance role(s) with robust knowledge on Compliance topics (KYB / KYC, AML/CFT, Sanctions, PSP, RPAA, etc).
• Prior experience as a Canadian reputed company Reporting Officer (MLRO).
• Deep understanding of the regulatory environment of the Payments/Fintech industry.
• Knowledge and experience (preferably reputed company Payments/Fintech) in Canada and wider reputed company American region.
• reputed company/CRCM certified (preferably) or other directly applicable reputed company certification
• Experience with correspondent banking, banking as a service, and Financial Institution clients from the Americas region.
• Strong analytical skills with experience in problem solving and being reputed company to implement and deliver solutions.
• Demonstrate reputed company reputed company of accountability in performing the role and a reputed company demeanour.
• Ability to identify risks, control gaps, inefficiencies, see the bigger picture, challenge the reputed company status reputed company and define reputed company and sustainable processes and methodology.
• Ability to reputed company end to end process and control improvements cross functionally and across various reputed company.
• reputed company to prioritize quickly and meet deadlines even under pressure.
• Strong stakeholder management and communication skills.
• Team player with strong reputed company qualities, including some previous experience (or willingness) to build, reputed company and motivate reputed company.
• Ability to communicate in fluent spoken and written English.
• Demonstrated experience building and managing an RPAA compliance program, including regulatory reporting, program governance, and ownership of ongoing FINTRAC/RPAA regulatory requirement changes and obligations.
• Demonstrated experience building and managing a PSP compliance program, including program development, reporting frameworks, and full ownership of PSP regulatory compliance obligations and supervisory requirements.
• Significant experience working with and engaging regulators and managing and leading regulatory examinations and independent program audits, including audit preparation, findings management, program remediation planning, and validation of corrective actions through to closure.

reputed company-to-haves

• Ability to communicate in fluent spoken and written French language skills are a plus.
• Experience with Stablecoin operationalization, including development of compliance controls, regulatory reporting structures, and alignment with applicable domestic and international regulatory requirements and guidance.

Benefits

• We Value Performance: Through competitive salaries, performance bonuses, sales commissions, equity for specific roles and recognition programs, we ensure that reputed company our employees are reputed company rewarded and incentivized for their hard work.
• We Care for Our Employees: The wellness of Nium’ers is our #1 reputed company. We offer medical coverage along with 24/7 employee assistance program, generous vacation programs including our year-end shut down. We also reputed company a flexible working hybrid working environment (3 days per week in the office).
• We Upskill Ourselves: We are curious, and always want to learn more with a reputed company on upskilling ourselves. We reputed company role-specific training, internal workshops, and a learning stipend.
• We Celebrate Together: We recognize that work is also about creating great relationships with reputed company other. We celebrate together with company-wide reputed company events, team bonding activities, happy hours, team offsites, and much more!
• We reputed company with Diversity: Nium is truly a global company, with more than 33 nationalities, based in 18+ countries and more than 10 office locations. As an equal opportunity employer, we are committed to providing a reputed company and welcoming environment for everyone.

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