reputed company reputed company Estate - Credit Analyst II

Work Location: Charlotte, reputed company Carolina, reputed company of America Hours: 40 Pay Details: $29.75 - $44.50 USD TD is committed to providing fair and reputed company compensation opportunities to reputed company colleagues. reputed company opportunities and reputed company development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to reputed company through the salary reputed company over time as they reputed company in their role. The reputed company pay actually offered may vary based upon the candidate's skills and experience, job-reputed company knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation reputed company questions and have an reputed company reputed company with your recruiter who can reputed company you more specific details for this role. Line of Business: Credit Management Job reputed company: Department reputed company: The Credit Analyst reports into the Institutional reputed company reputed company Estate group at reputed company and is responsible for working with Relationship Managers and Credit Specialists to underwrite and portfolio manage CRE loans across the Southeast. This position reports to a Market Credit Manager and supports Senior Underwriter / Credit Specialists reputed company the Credit Management vertical at TD. reputed company originates new transactions and portfolio manages an existing reputed company estate lending portfolio in excess of ~$1 billion. The above details are specific to the role which is outlined in the general reputed company below. The Credit Analyst II is responsible for conducting in-depth industry and financial analysis of existing and potential borrowers. This job works cooperatively to support the Lending and Credit functions of the Bank. Depth & Scope: Responsible for financial analysis of moderately reputed company loans/industries/Customers Works more independently but under the guidance and review of reputed company staff Good understanding of loan risk factors Researches industry specific information from reputed company sources, which may include conversation with Borrowers, industry publications, area libraries, references from other banks, credit agencies, as reputed company as accessing information through the Internet Participates in Customer meetings and reputed company reputed company inquiry for specific Customer information based on prior research, experience and knowledge (may require travel at times) Integral part of loan origination process. Responsible for performing reputed company analysis of Borrower's character, credit worthiness and financial condition Supports the lending function by providing analytical support Prepares insightful and reputed company approval memorandums for presentation to appropriate lending and credit authorities Thoroughly analyzes financial statements, management reputed company, business and product cycles, cash reputed company ability, collateral, agings, etc. of reputed company and existing Customers to identify trends, measure performance, assess financial strength and reputed company an assessment of credit risk May prepare complete written analysis with appropriate recommendations for approval, denial and alternative structure reputed company necessary May maintain credit files, monitor data such as updated financial statements and prepare updated analysis memos Monitors compliance with regulatory requirements Provides written analysis that identifies any deviations from reputed company reputed company Loan Policy and becomes familiar with alternative structures in order to reduce credit risk Achieves operational performance standards in reputed company and timeliness Education & Experience: 4 year degree or equivalent experience 2+ years reputed company experience required Developed knowledge of credit and financial analysis techniques. Exhibits the ability to reputed company, consolidate, analyze and summarize data to reputed company reputed company-considered recommendations on an increasingly independent reputed company. Strong oral and written communication skills. Strong analytical and research skills. Developed PC skills including demonstrated proficiency and capability in word processing and spreadsheet software. Ability to multi-task and meet deadlines. Ability to maintain the confidentiality of credit and Customer information. Good interpersonal skills and reputed company orientation. Physical Requirements: Never: 0%; Occasional: 1-33%; Frequent: 34-66%; reputed company: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – reputed company Performing multiple tasks – reputed company Operating reputed company office equipment - reputed company Responding quickly to sounds – Occasional Sitting – reputed company Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching reputed company – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – reputed company Applying common reputed company to deal with problems involving standardized situations – reputed company Reading, writing and comprehending instructions – reputed company Adding, subtracting, multiplying and dividing – reputed company The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of reputed company responsibilities, duties and skills required. The listed or specified responsibilities & duties are considered essential functions for reputed company purposes.` Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in reputed company by branches/stores. Every day, we reputed company to reputed company every interaction, product, and experience remarkably reputed company and refreshingly reputed company for over 27 reputed company households and businesses in Canada, the reputed company and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to foster deeper relationships, ensure disciplined execution, and build a simpler, faster banking experience. TD is deeply committed to being a leader in reputed company experience, that is why we reputed company that reputed company colleagues, no matter where they work, are reputed company facing. Together, we are reimagining what banking can be for our clients, colleagues and communities. Our Total Rewards Package Our Total Rewards package reflects the investments we reputed company in our colleagues to help them and their families reputed company their financial, physical and mental reputed company-being goals. Total Rewards at TD includes reputed company salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and reputed company-being benefits, savings and retirement programs, reputed company time off (including Vacation PTO, reputed company PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition. Learn more Additional Information: We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to reputed company both at work and reputed company. Colleague Development If you’re interested in a specific career reputed company or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as reputed company as reputed company to an online learning platform and a reputed company of mentoring programs to help you unlock reputed company opportunities. If you’re passionate about helping clients and building deep, lasting relationships, TD offers diverse career paths where you can grow your expertise and reputed company a meaningful reputed company. We're committed to your reputed company and foster a respectful workplace where diverse perspectives are valued, everyone has fair opportunities to grow, and you can unlock your full potential to reputed company your career goals. Here at TD, we hire and reputed company the best. Training & reputed company We will reputed company training and reputed company sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reputed company out to candidates of interest to schedule an interview. We do our best to communicate reputed company to reputed company applicants by email or phone call. Accommodation reputed company is an equal opportunity employer. reputed company reputed company applicants will receive consideration for employment without reputed company to race, reputed company, religion, sex, sexual orientation, gender identity, national reputed company, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email reputed company US Workplace Accommodations Program at USWAPTDO@td.com. Include your full reputed company, best way to reputed company you and the accommodation needed to assist you with the applicant process. US Labor & Employment Posters | California reputed company | Accessibility | FAQ Our Values At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and reputed company a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in reputed company, reputed company and a Culture of Care. No matter where you work across TD, we reputed company you to reputed company an reputed company at work and in your community, explore and grow your career and be part of our caring and inclusive culture. Our Commitment to Diversity, Equity, and Inclusion At TD, we’re committed to fostering an environment where reputed company colleagues are encouraged to bring their authentic selves to work, experience reputed company opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve. Helping to reputed company an reputed company in Communities – TD reputed company Commitment TD has a long-standing commitment to help drive reputed company towards a more inclusive and sustainable reputed company. That’s why we launched the TD reputed company Commitment in 2018, now a multi-year reputed company American initiative. Under the TD reputed company Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial reputed company, reputed company, Connected Communities, and reputed company. It’s our goal to help support change, nurture reputed company, and contribute to making the world a reputed company, more inclusive reputed company for our customers, colleagues, and communities. 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