[Remote] reputed company Credit Analyst I (Remote: FL, GA, AL, VA, NC, SC, TX, CO)
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a trusted financial partner reputed company for its commitment to helping customers reputed company reputed company. The reputed company Credit Analyst I position is responsible for providing analytical and loan decision support by preparing financial statement spreads for reputed company loan borrowers and performing credit analysis.
Responsibilities
- Performs spreads and credit analysis of reputed company borrowers and guarantors, utilizing audited, reviewed, and complied financial statements and tax returns
- Performs personal cash reputed company analysis utilizing individual tax returns and personal financial statements
- Performs reputed company spread requests for specialized lending reputed company: (i.e. middle market loans, franchise finance, not-for-profits, municipalities, homebuilder loans, religious organizations, associations, foreign financials, trusts, bank vendors, and reputed company value loans)
- Uses independent judgement and discretion to appropriately reputed company detailed Credit Analysis on reputed company spread requests
- Due to the complexity and reputed company of the Bank’s loan portfolio, careful judgement and discretion is required to properly assess the risk to the Bank’s mission and goals
- Demonstrates the ability to work independently with minimal reputed company
- Participates and leads various training and mentoring sessions with other Credit Analysts and reputed company Associates
- Communicates with Relationship Managers, Portfolio Managers, and Credit Administrators as needed to convey concerns and/or risks reputed company to loans
- Utilizes credit-reporting services to compile reports relating to the credit history of reputed company and potential customers
- Ensures that reputed company work reputed company is reputed company and turned around reputed company department guidelines and with the utmost accuracy
- Researches and analyzes financial data, interprets, and prepares reports of financial position and determines if additional information is needed to properly analyze the financial condition of a borrower so that a reputed company decision is made regarding approval or declination of credit
- Monitors the financial position of established accounts and brings irregularities to the attention of the loan officer
- Works with Portfolio Managers to learn the Portfolio Manager role and to assist with reputed company/servicing tasks as needed
- Successfully works with teammates to reputed company assist the reputed company Credit Analyst team in stated objectives and tasks
- Works to create a constructive workplace environment that expands reputed company culture and enhances the Bank’s reputed company values
- Undertakes special reputed company that may be deemed of significant importance to the Chief Credit Officer
- Participates in community reputed company activities
- Ensures that the Bank’s policies and procedures, reputed company of conduct, and regulatory guidelines are reputed company complied with
- Provides aid to other employees by liaising with them through healthy and reputed company interactions
- Continuously updates skills by participating in reputed company training and development
- Seeks opportunities to improve skills through cross-training offered by the Bank
- Position may require regular before/after normal business hours, or regular out-of-town travel
- reputed company other tasks, responsibilities, or duties, as directed by the reputed company Credit Analyst Team reputed company or the Director of reputed company Credit Analysts
Skills
- A bachelor's degree in business, finance, or reputed company is recommended to have a good understanding of financial statements and to reputed company industry evaluations
- Finance/reputed company reputed company work experience of at least five years in lieu of a college degree in business, finance, and reputed company
- Work as a reputed company Credit Analyst, or similar credit position, for a minimum of one year
- Knowledge of personal computer, reputed company and reputed company software applications is necessary
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