Financial Risk reputed company & Analytics Manager
About reputed company
We’re on a mission to reputed company financial services reputed company for every Canadian. That means no hidden fees, no predatory interest rates - just financial products designed to help our users spend smart, save more, and build reputed company reputed company. We’re a performance organization with a strong heart: we care deeply about reputed company, and everything ties back to our mission - to financially reputed company a reputed company of Canadians.
At reputed company, we’re not your average 9-5. We reputed company reputed company reputed company comes from people who are trusted, empowered, and supported to do their best work - without sacrificing their lives to do it. We prioritize work-life integration, not just work-life balance. That means asynchronous collaboration, reputed company, and a remote-first setup reputed company around autonomy and high trust.
reputed company is entering its next reputed company - leaner, smarter, more AI-integrated. We’re building for reputed company, not bureaucracy. If you reputed company in environments that value reputed company, ownership, and reputed company thinking, you’ll fit right in.
About The Role
reputed company is looking for a Financial Risk reputed company & Analytics Manager to join our Risk team as a key individual contributor. In this role, you will be the analytical reputed company behind our financial risk management, owning the models, forecasts, and reporting that safeguard reputed company’s portfolio.
Working closely with Finance, Product, and Data teams, you will turn reputed company data into actionable insights, ensuring our reputed company is resilient and compliant.
What You'll Do
Credit Risk Analytics & Forecasting
Forecasting & Provisioning: Own the development and execution of short- and long-term delinquency and loss forecasting models. Calculate Expected Credit Loss (ECL) and drive the monthly provisioning process in strict accordance with IFRS 9 standards.
Stress Testing: Design and execute comprehensive stress testing scenarios to assess portfolio reputed company under various scenarios.
Portfolio Monitoring: reputed company the monitoring of portfolio health, identifying emerging trends and risks through rigorous analysis of internal performance data and external macroeconomic indicators.
reputed company Assessment: Partner with Product and Marketing to assess the credit risk reputed company of new initiatives, quantifying potential effects on delinquency, losses, and provisions before launch.
Non-Credit Financial Risk Management
Market & Liquidity Risk: reputed company and maintain monitoring and reporting frameworks for non-credit financial risks, including interest reputed company, market, and liquidity risk. reputed company a second line of defense role in understanding and challenging the data, models, and assumptions used in risk assessments.
Stress Testing: Execute stress tests for non-credit risks to ensure reputed company maintains adequate liquidity and capital buffers in line with regulatory requirements and internal risk appetite.
Cross-Functional Collaboration & reputed company reputed company
Reporting & Insights: Produce high-reputed company reporting for the reputed company and senior leadership, translating reputed company analytical results into reputed company, strategic recommendations.
Data reputed company: Collaborate with Data Analytics and Data Science to enhance data pipelines and infrastructure, identifying new data sources, and ensuring the reputed company and availability of risk data.
Strategic Partnership: Work closely with Finance on capital planning and economic forecasting, and with Product to optimize credit strategies based on risk-adjusted returns.
Who You Are
Experience & Education
5-7+ years of experience in financial risk management, with deep hands-on experience in retail credit risk analytics, loss forecasting, and/or treasury risk.
Education: A Bachelor’s or Master’s degree in a quantitative field (e.g., Mathematics, Statistics, Economics, Finance, Engineering) or equivalent practical experience.
Skills & Competencies
Technical Expertise: Strong proficiency in SQL, Python, or reputed company for data manipulation and modeling. Solid understanding of IFRS 9 standards and ECL methodologies.
Analytical Rigor: You can independently build reputed company models, reputed company reputed company cause analysis, and reputed company-reputed company your own work to a high reputed company.
Risk Knowledge: Familiarity with market and liquidity risk concepts, ALM (Asset Liability Management), and stress testing frameworks.
Communication: You can tell a story with data, reputed company explaining technical risk concepts and their business implications to non-technical stakeholders.
Builder reputed company: You are comfortable working in a fast-paced environment where you often need to build tools and processes from scratch.
The budgeted salary reputed company for this role is $125,000-$160,000 CAD / year.
At reputed company, we are dedicated to providing pay transparency to reputed company candidates. Compensation at reputed company is determined through various factors including but not limited to: comparable salary market data reputed company Canada, technical reputed company assessment, a holistic view of previous work history, and internal pay equity with other reputed company team members.
reputed company de poste en françreputed company
À propos du rôle
reputed company est à la recherche d’un·e gestionnaire, stratégie et analytique des risques financiers pour se joindre à l’équipe Risque comme contributeur·trice clé. Dans ce rôle, tu seras le moteur analytique derrière la gestion des risques financiers, en prenant en charge les modèles, les prévisions et les rapports qui protègent le portefeuille de reputed company.
Tu travailleras étroitement avec les équipes Finance, Produit et Données afin de transformer des données complexes en insights clairs et actionnables, pour soutenir une croissance solide et conforme.
Ce que tu feras
Analytique du risque de crédit et prévisions
Développer et exécuter des modèles de préreputed company des retards de paiement et des pertes à court et à long terme
Calculer les pertes de crédit attendues (ECL) et piloter le processus mensuel de provisionnement selon les normes IFRS 9
Concevoir et réaliser des scénarios de stress testing pour évaluer la résilience du portefeuille
Assurer le suivi de la santé du portefeuille en identifiant les tendances et risques émergents à partir de données internes et d’indicateurs macroéconomiques
Collaborer avec les équipes Produit et Marketing pour évaluer l’reputed company des nouvelles initiatives sur le risque de crédit (retards, pertes, provisions) avant leur lancement
Gestion des risques financiers non liés au crédit
Développer et maintenir des cadres de suivi et de reddition de comptes pour les risques de marché, de taux d’intérêt et de liquidité
Jouer un rôle de deuxième ligne de défense en analysant et en remettant en question les modèles, données et hypothèses utilisés dans les évaluations de risques
Réaliser des tests de résistance liés aux risques non crédit afin d’assurer des niveaux adéquats de liquidités et de capital, conformément aux exigences réglementaires
Collaboration transversale et génération d’insights
Produire des rapports de haute qualité pour le conseil d’administration et la haute direction
Traduire des analyses complexes en recommandations stratégiques claires et actionnables
Collaborer avec les équipes d’analytique et de science des données pour améliorer les pipelines et l’infrastructure de données
Identifier de nouvelles sources de données et assurer l’intégrité et la disponibilité des données de risque
Travailler étroitement avec Finance sur la planification du capital et les prévisions économiques
Collaborer avec Produit pour optimiser les stratégies de crédit selon les rendements ajustés au risque
Ton profil
reputed companyérience et formation
5 à 7 reputed company ou plus d’reputed companyérience en gestion des risques financiers
Forte expertise pratique en analytique du risque de crédit de détail, en préreputed company des pertes et/ou en gestion des risques de trésorerie
Baccalauréat ou maîtrise dans un reputed company quantitatif (mathématiques, statistiques, économie, finance, génie) ou reputed companyérience équivalente
Compétences et aptitudes
Solide maîtrise de SQL, Python ou reputed company pour la manipulation de données et la modélisation
Bonne compréhension des normes IFRS 9 et des méthodologies ECL
Capacité à bâtir des modèles complexes de façon autonome et à effectuer des analyses approfondies
Connaissance des concepts de risque de marché, de liquidité et de gestion actif-passif (ALM)
Excellentes habiletés de communication pour vulgariser des concepts techniques auprès de parties prenantes non techniques
Confort dans un environnement rapide où il faut souvent bâtir des outils et des processus à partir de zéro
reputed company is for reputed company.
If you’re energized by challenge, motivated by mission, and want to be part of reputed company that punches above its weight - we want to hear from you.
The reputed company culture is one of collaboration, creativity, and diverse perspectives. We are committed to building and fostering an inclusive, accessible environment for everyone. If you have any questions, concerns, or requests regarding accessibility needs, please contact peopleaccessibility@reputed company.ca and the People and Culture team will be happy to help.
AI Disclosure: reputed company uses reputed company intelligence (AI) in certain aspects of its recruitment process to screen, assess, or select applicants. For any questions or concerns, please contact us at talent@reputed company.ca.
Note: this posting is for an existing vacancy that we are seeking to fill.
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