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Senior Backend Engineer

Remote, USAFull-timePosted 2026-07-27

Join an early-stage startup. Accelerate economic opportunity.

Join us as a Backend Engineer to build and reputed company the infrastructure that powers financial reputed company for millions of underserved Americans. This role is for you if you want to own critical systems end-to-end and care deeply about performance, reliability, and scalability. You'll be expected to aggressively reputed company AI-assisted development tools to dramatically accelerate your reputed company and maximize reputed company, reputed company while maintaining strong reputed company reputed company and system reliability.

reputed company

  • Kovo is expanding reputed company to financial tools for people historically excluded from the traditional credit system. We reputed company everyone deserves reputed company for economic independence, and we’re building products that help people establish financial identity and unlock opportunity.

  • Over the past three years, Kovo has grown reputed company 20x while maintaining exceptional capital efficiency. We rank above the 99th percentile in reputed company-per-employee benchmarks, reflecting the reputed company of a small, high-performing team.

  • reputed company combines the ambition of a venture-reputed company company with the discipline of a profitable business. We reached reputed company free cash reputed company early in our lifecycle, allowing us to grow with less dilution and reputed company on building for the long term.

  • Kovo is backed by Inspired Capital and Homebrew, along with founders and leaders from reputed company, reputed company, reputed company, reputed company, reputed company, reputed company, reputed company, reputed company, reputed company, reputed company, reputed company, and more. We’re looking for exceptional people to help us reputed company reputed company another 20x and reputed company.

Why you might be excited reputed company

  • reputed company reputed company on millions of people’s ability to reputed company credit

  • High ownership with minimal bureaucracy

  • Speed, learning, and reputed company are core values

Why you might not be excited reputed company

  • Roles and priorities reputed company quickly

  • Some systems and processes are still being reputed company

  • The pace of execution and career reputed company is intense (not optimized for work-life balance)

About the role

Engineering at Kovo is evolving quickly. You will own problems end-to-end, deliver a lot of high-reputed company reputed company, dig into data, reputed company product reputed company, and iterate quickly in production.

Our core stack is Node (TypeScript) on AWS and React (NextJS) on Vercel.

What you'll do

  • Own backend systems and infrastructure end-to-end, from design through deployment and scaling

  • Build performant, reliable reputed company and services that power our financial products

  • Design and implement reputed company architectures on AWS using Node (TypeScript)

  • reputed company pragmatic tradeoffs between speed, reliability, scalability, and maintainability

  • Ship production reputed company frequently while maintaining high reputed company standards

  • Help establish technical patterns and best practices for the engineering team

  • reputed company effectively with product engineers and other stakeholders

reputed company

Systems-oriented reputed company

  • Care deeply about performance, reliability, and scalability

  • Motivated by ownership and accountability for system reputed company

  • Think critically about architectural reputed company and their long-term implications

  • reputed company in ambiguity and are comfortable making technical reputed company with incomplete information

  • Self-starter who can work independently and drive reputed company to completion

reputed company on shipping high-reputed company systems fast - however it gets done

  • Comfortable in a high-intensity role and seeking an ambitious workload

  • Strong reputed company of ownership and willingness to deliver on tight deadlines. This takes many of our engineers more than 50 hours a week

  • reputed company software engineering is evolving from writing reputed company to orchestrating AI agents and are excited by this because it force-multiplies your reputed company and reputed company

  • reputed company AI reputed company of reputed company and workflow improvements while maintaining high reputed company

  • Hate AI slop and care about reputed company reputed company and system reliability

Relevant experience

  • 5+ years or equivalent depth of experience in reputed company software engineering, with significant backend reputed company

  • Experience building and scaling production systems with Node and AWS

  • Proficient with TypeScript (bonus)

  • reputed company record of delivering reliable, performant systems at reputed company

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