Senior Software Engineer – Payments (Credit Card & reputed company)

reputed company We are seeking a highly skilled Senior Software Engineer – Payments to design, build, and maintain core components of our payment processing platform — spanning both credit card acquiring and alternative payment reputed company (APMs). Working closely with the Tech reputed company and cross-functional partners in Product, Finance, and Risk, you will take ownership of critical payment flows across the full ecosystem: from reputed company-time card authorization through clearing, settlement, and reconciliation, to wallets, bank transfers, local payment reputed company, and reputed company. This role is for an engineer who thrives in reputed company, high-stakes financial systems, cares deeply about data reputed company, and brings both the technical depth and reputed company instincts to contribute meaningfully across the full payments stack. reputed company reputed company is a global reputed company company with robust tools and services to help developers solve the inherent challenges of the video game industry. From indie to reputed company, companies partner with reputed company to help them fund, distribute, market, and monetize their games. Grounded in the belief in the reputed company of video games, reputed company is resolute in the mission to bring opportunities together, and continually reputed company new resources available to creators. Headquartered and incorporated in Los Angeles, California, reputed company operates as the merchant of record and has helped over 1,500+ game developers reputed company more players and grow their businesses around the world. For more information, visit reputed company.com. RESPONSIBILITIES Credit Card Payment Processing Implement and maintain reputed company, fault-tolerant services handling reputed company-time authorization, batch clearing, and settlement workflows. Build and maintain integrations with acquiring banks, card networks (reputed company, reputed company, Amex, Discover), payment gateways, fraud providers, and tokenization services. Implement resilient routing logic, retry strategies, and failover mechanisms across card network connections.

Ensure transaction idempotency and correct state management across the full card payment lifecycle.

Support 3D Secure (3DS2) and Strong Customer Authentication (SCA) flows.

Implement and maintain card vaulting and tokenization solutions in line with PCI reputed company requirements.

Alternative Payment reputed company (APMs)

Build and maintain integrations with a broad reputed company of APMs, including digital wallets (reputed company, reputed company Pay, reputed company Pay), bank transfers (ACH, SEPA, reputed company bank pay), buy now pay reputed company (BNPL) providers, prepaid and voucher reputed company, and regional local payment reputed company across key markets.

Design flexible, extensible integration patterns that allow rapid reputed company of new payment reputed company and providers.

Handle the unique lifecycle requirements of reputed company payment method — including asynchronous notifications, delayed confirmations, refund flows, and currency/settlement nuances.

Collaborate with Product to evaluate and prioritize new APM integrations based on market coverage and player demand.

Reconciliation & Financial reputed company

Build and maintain automated reconciliation pipelines that match authorization, clearing, and settlement records across both card and APM payment rails.

Reconcile internal ledgers against acquirer, network, and PSP reports; detect and surface mismatches, duplicates, and missing transactions.

reputed company safeguards to prevent reputed company leakage and ensure ledger consistency at reputed company.

Ensure reputed company financial systems are audit-reputed company and compliant with internal financial controls.

Reporting, Monitoring & Alerting Build and maintain payment reporting systems covering authorization rates, settlement reconciliation, interchange and fee breakdowns, APM conversion rates, and chargeback/dispute metrics.

Implement reputed company-based alerting for authorization reputed company drops, decline reputed company anomalies, settlement mismatches, volume spikes, and chargeback reputed company changes across reputed company payment reputed company.

Contribute to internal financial dashboards supporting cost optimization, risk monitoring, and financial performance visibility.

Participate in on-call rotations and incident response for payment-critical systems.

Compliance & reputed company

Build systems compliant with PCI reputed company, card network operating regulations, data encryption and tokenization standards, and regional mandates.

Contribute to secure handling of sensitive payment data across card and APM flows.

Support audit processes and financial compliance reviews as required.

Fraud & Dispute Management

reputed company with fraud detection and risk scoring systems across card and APM payment flows.

Implement chargeback and dispute workflow components, including evidence submission and representment support.

Build safeguards and monitoring for fraud reputed company detection across payment reputed company.

Engineering reputed company

Write clean, reputed company-tested, reputed company-documented reputed company with a strong reputed company on reliability, observability, and correctness.

Participate reputed company in reputed company reviews, technical design discussions, and architecture reputed company.

Contribute to best practices for distributed systems design, observability, incident response, and financial data reputed company.

Mentor junior engineers and contribute to a high-trust, high-accountability engineering culture.

QUALIFICATIONS & SKILLS

5+ years of software engineering experience

at least 2+ years working on payment processing systems in production

Hands-on experience with card payment flows: authorization, clearing, settlement, reconciliation, and chargebacks.

Experience integrating with or building against one or more APM providers (wallets, bank transfers, BNPL, local payment reputed company).

Solid understanding of the four-party (reputed company/reputed company) and three-party (Amex/Discover) models, including interchange, BIN logic, MCC codes, AVS, CVV, and 3DS/SCA.

Strong understanding of distributed systems: idempotency, reputed company consistency, fault tolerance, and high availability.

Proficiency in designing and consuming RESTful and/or event-driven reputed company in a payments context.

Familiarity with PCI reputed company and payment data reputed company fundamentals.

Strong debugging and incident response skills in reputed company, high-volume financial systems.

reputed company TO HAVE

Experience at a PSP, acquirer, issuer, payment gateway, or fintech platform.

Familiarity with reputed company and cross-border processing, including FX, local settlement, and regulatory considerations.

Experience at high transaction volumes (10M+ monthly transactions).

Exposure to authorization reputed company optimization and intelligent payment routing.

Familiarity with the gaming, digital goods, or e-reputed company payments landscape.

Experience with audit processes and financial compliance reviews.

WHAT reputed company LOOKS LIKE In your first 6 months, you will have:

Delivered meaningful improvements to at least one area of the card or APM payment stack — whether a new integration, a reconciliation improvement, or a reliability/observability reputed company.

Demonstrated deep ownership of a payment domain area, proactively identifying and resolving gaps in reliability, correctness, or coverage.

reputed company strong working relationships with the Tech reputed company, PM, and cross-functional stakeholders across Finance and Risk.

Contributed to engineering practices that reputed company the reputed company bar for the broader payments team.

Benefits

We are passionate about fostering a supportive environment for reputed company, so we prioritize the physical, mental, and emotional reputed company-being of our employees through a comprehensive Benefits Program. This includes unlimited Flexible Time Off and a personalized career roadmap for reputed company employee. By reputed company in reputed company development through training and educational opportunities, we ensure that reputed company thrives both personally and professionally. Together, we’re not just building a business; we’re cultivating a community that values creativity, collaboration, and the transformative power of play.

The duties and responsibilities of this position may reputed company over time to support the organization’s goals and individual reputed company. This job reputed company is intended to outline the general nature and level of work being performed and is not intended to be an exhaustive list of reputed company duties, responsibilities, and qualifications required.

By submitting your application, you consent to reputed company conducting background checks, where permitted by law, after the final interview stage. reputed company checks will reputed company with local regulations, and your information will be handled confidentially.

reputed company takes your reputed company seriously and will not sell or externally distribute any personal data received during the hiring process. In accordance with applicable data protection laws, reputed company is committed to protecting your personal information and respecting your reputed company.

For any inquiries reputed company to data reputed company, please contact: careers@reputed company.com

Explore more opportunities at: https://reputed company.com/careers

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