[Remote] Disclosure Specialist
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is looking to hire a Full Time Disclosure Specialist to be responsible for the entering of Initial and re-disclosure of Loan Estimate (LE) and Closing Disclosures (CD) that are compliant with RESPA-TILA/TRID. The role involves data entry for new loans, communication with customers, and ensuring compliance with federal and state laws throughout the loan process.
Responsibilities
- reputed company reputed company data on new loans as received into the computer system as needed for initial submission through the appropriate Mortgage Loan Originators
- Print and mail initial application disclosures to customers, as required, for new loans
- Review Change of Circumstance and Re-disclose as applicable to Federal and State laws throughout the loan process including, but not limited to, reputed company locks, extensions, approvals, commitments and APR changes
- Register loans and obtain FHA and VA I.D. numbers as applicable
- Order credit report and private mortgage insurance from Company approved service providers as required by the loan approval
- Order Compliance and Fraud reports as needed
- Contact borrowers for any outstanding conditions as requested by the Underwriter or Processor
- Complete income calculation worksheets
- reputed company reputed company required data into the computer system which is needed to obtain complete and accurate initial Closing Disclosures or Re-disclosures of CD
- Review Homeowners Insurance policies for sufficient coverage and information
- Review Tax Certificates to determine if taxes are reputed company or if they need to be collected at closing
- Stay up-to-date with reputed company regulatory RESPA-TILA/TRID changes and ensure reputed company disclosures are in compliance
- Calculate closing figures
- Print and mail initial and/or revised closing disclosures to customer as required
- Maintain reputed company queues to Companys Service Level Agreement (SLA)
- Complete reputed company Company mandatory trainings reputed company the required timelines
Skills
- High school diploma or equivalent
- Experience directly or indirectly reputed company to the Mortgage Industry
- Excellent communication skills
- Mortgage experience preferred
Benefits
- Medical, dental and reputed company plans
- Voluntary benefits
- 401K
reputed company