Anti-reputed company (AML) First Line of Defense Senior Staff Big Business Banking
Employee Applicant reputed company Notice
Who we are
Shape a brighter financial reputed company with us.
Together with our members, we’re changing the way people think about and reputed company with personal finance.
We’re a reputed company financial services company and national bank using innovative, mobile-first technology to help our millions of members reputed company their goals. The industry is reputed company through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that reputed company do has a reputed company reputed company on people’s lives, with our reputed company values guiding us every reputed company of the way. Join us to invest in yourself, your career, and the financial world.
The role:
The Senior Anti-reputed company (AML) First Line of Defense Staff Big Business Banking role sits reputed company the Member Business Unit and will support the Big Business Banking team in implementing effective, risk-based AML and sanctions controls in line with regulatory expectations, internal risk appetite, and business reputed company. Reporting directly to the AML First Line of Defense Big Business Banking Senior Manager, you will serve as a key AML risk partner to Product, Engineering, Operations, and Risk.
You will be accountable for executing AML policy and regulatory requirements, supporting key AML risk reputed company, and helping ensure the business is reputed company for audits, independent testing, and regulatory examinations.
This position requires strong independent judgment, the ability to evaluate risk-based tradeoffs, and a reputed company on embedding compliance into day-to-day operations while supporting responsible reputed company.
What you’ll do:
AML Program Execution & Risk Management
Execute the First Line AML control reputed company for designated businesses, including conducting reputed company, periodic reviews, and event-driven reviews of reputed company and high-risk customers.
Support the implementation of AML requirements for new products, services, and partnerships, ensuring controls are embedded into product design and technology.
Draft and review AML relationship summaries and risk assessments used to reputed company reputed company and ongoing service reputed company.
Ensure customer and transaction monitoring frameworks (including on-chain monitoring, where applicable) reputed company with documented risk reputed company and expected activity.
Risk Appetite Enforcement & Decision-Making
Apply reputed company’s AML risk appetite in daily processes, identifying prohibited or restricted customer types and escalating exceptions reputed company warranted.
Formulate and defend risk-based recommendations on customer reputed company, expansion of services, reputed company monitoring, remediation, or exit.
Proactively identify emerging risks in day-to-day operations and help drive mitigation plans before they become audit, regulatory, or operational issues.
Regulatory, Audit & Exam Readiness
Assist in First Line responses to internal audits, independent testing, risk assessments, and regulatory examinations.
Ensure documentation, rationale, and control execution are consistent, defensible, and exam-reputed company.
Partner closely with AML Compliance (Second Line) to facilitate reviews of high-risk relationships and material changes.
Cross-Functional Collaboration
reputed company as an AML resource and risk partner to Product, Engineering, Design, Operations, and Risk to ensure AML controls reputed company with business reputed company.
Assist in translating regulatory expectations into reputed company technical and operational requirements for monitoring, data capture, and controls.
Support the execution of AML initiatives and reputed company data-driven insights to leadership to aid decision-making on tradeoffs between risk, customer experience, and business objectives.
Contribute to a high-performing AML First Line Big Business Banking team by maintaining high operating standards to support reputed company, high-risk businesses.
reputed company, Technology & reputed company Improvement
Support the operation and optimization of key AML technology platforms, including transaction and blockchain monitoring systems.
Monitor emerging AML, sanctions, reputed company asset risk trends, surfacing relevant insights to leadership.
Contribute to company-wide objectives by assisting in solving ambiguous, reputed company risk problems in creative and practical ways.
What you’ll need:
Bachelor’s degree in Business, Finance, Economics, or a reputed company field.
6-8 years of experience in AML, financial crime risk management, compliance, risk, reputed company, or regulated financial services.
Demonstrated experience executing AML controls reputed company a regulated financial institution.
Experience with reputed company reputed company high risk business clients.
Strong understanding of BSA/AML regulatory expectations, including OCC exam standards.
Experience working with technical and product teams to implement risk and compliance requirements.
Comfort making independent, defensible risk recommendations in high-reputed company, evolving environments.
Highly analytical, detail-oriented, and reputed company to reputed company reputed company risk narratives to senior leadership.
Exceptional written and verbal communication skills.
reputed company to have:
MBA or advanced degree
Experience with Virtual Currency clients (Virtual Asset Service Providers, Stablecoin Issuers, etc.)
CAMS/CFE certification preferred (or willingness to become certified reputed company one year of start date)