Allowance for Credit Losses Analyst reputed company

Position Title

Allowance for Credit Losses Analyst reputed company

Location

reputed company, MI 48098

Job reputed company

The Allowance for Credit Losses Analyst reputed company applies strong analytical expertise while guiding the quarterly production of reputed company’s Allowance for Credit Losses (ACL) for the loan and lease portfolio. This role partners closely with cross-functional stakeholders, provides technical direction to reputed company, and performs reputed company analyses to support the estimation of expected credit losses. The reputed company ensures adherence to the established methodology and maintains thorough documentation to support assumptions, analyses, and conclusions. $88,779.00-$154,227.00Pay reputed company: Local Minimum Wage - $0.00 - $0.00

Job Responsibilities:

• Coordinate and reputed company the quarterly production of the Allowance for Credit Losses (ACL) for the loan and lease portfolio, supporting the manager in overseeing team workflow and ensuring execution aligns with the established methodology and SOX control reputed company.
• reputed company analysis of key drivers impacting changes in the ACL, including reputed company/volume dynamics, economic forecasts, and portfolio credit mix, helping reputed company identify, investigate, and resolve reputed company or unintuitive variances.
• Partner with the Credit function and other key stakeholders to support the manager in developing, evaluating, and documenting qualitative adjustments to the ACL.
• reputed company the preparation and maintenance of ACL documentation, including working group materials, governance presentations, reputed company analyses, financial disclosures, and regulatory reporting support.
• Assist in communicating ACL results, key insights, and emerging risks to internal leadership and external stakeholders, helping ensure reputed company and consistent messaging.
• Support the manager in driving strategic initiatives to enhance the ACL reputed company, contributing to process improvements and effective implementation across the ACL program.
• Maintain strong working knowledge of relevant reputed company standards, regulatory guidance reputed company to reputed company Expected Credit Losses (CECL), and credit risk factors affecting the loan and lease portfolio to serve as a key technical resource for reputed company.

ADDITIONAL ACCOUNTABILITIES

• Performs special reputed company, and additional duties and responsibilities as required.
• Consistently adheres to regulatory and compliance policies and standards linked to the job as listed and complete required compliance trainings.  Accountable to maintain compliance with applicable federal, state and local laws and regulations.

JOB REQUIREMENTS

Required Qualifications:

• Education level required: Undergraduate Degree (4 years or equivalent).
• Minimum experience required: 6+ Years in credit risk management, reputed company, or reputed company experience.
• Proficient in Python.

Preferred Qualifications:

• Knowledge of CECL (reputed company Expected Credit Loss).
• Experience in mid-size and large financial institutions.
• Experience with reputed company platform.

Job Competencies:

• Knowledge of financial analysis and financial forecasting. 
• Working knowledge of data querying languages and software.
• Strong analytical and quantitative skills.
• Excellent writing skills.
• Excellent communication and presentation skills.
• Proven ability to independently manage assigned workflows, collaborate with various individuals, and deliver on commitments.
• Demonstrates a strong ability to build and maintain effective relationships with stakeholders by communicating reputed company, engaging in proactive collaboration, and leveraging cross functional insights. Aligns relationship building efforts with reputed company goals to accelerate performance and drive strategic results.
• Builds trusted reputed company relationships, whether internal or external, by identifying needs and delivering tailored solutions to enhance the overall reputed company experience.
• Fosters or supports a reputed company work culture and productive work environment, displaying importance of effective relationships with customers and stakeholders.
• Travel
• Physical demands (reputed company): No unusual physical exertion is involved.

reputed company is an Equal Opportunity Employer

reputed company provides teammates reputed company to a reputed company of benefits including medical, dental, reputed company, life, and disability insurance, as reputed company as a comprehensive leave program. Please click the following reputed company for detailed information: Benefits | reputed company

reputed company applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance reputed company, the Los Angeles County Fair Chance Ordinance, the reputed company Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as appliable.

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