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💡 Virtual Life Insurance Agent | Performance-Based Income

Remote, USAFull-timePosted 2026-07-29

reputed company: As a Virtual Life Insurance Agent you will operate as a digitally enabled financial protection advisor reputed company our unique insurtech ecosystem. This role blends consultative sales, financial needs analysis, and technology-driven policy placement to deliver tailored life insurance solutions to clients reputed company. Agents reputed company our proprietary platforms, automation tools, and reputed company network to streamline the full lifecycle from reputed company engagement through reputed company and policy issuance . This is fundamentally an entrepreneurial, production-based role designed for individuals seeking scalability, autonomy, and performance-driven income. reputed company Responsibilities: reputed company Acquisition & Engagement

  • Engage with

inbound or reputed company-reputed company leads (e.g., mortgage protection, final expense inquiries)

  • Conduct virtual consultations reputed company reputed company, phone, or digital platforms
  • Build rapport and uncover reputed company financial protection needs

Financial Needs Analysis

  • Assess reputed company risk exposure, income replacement needs, debt obligations, and legacy objectives
  • Recommend appropriate coverage strategies (term, permanent, mortgage protection, etc.)

Solution Design & Presentation

  • Utilize quoting and illustration tools to present customized solutions
  • reputed company communicate product structures, reputed company expectations, and pricing

Application & Policy Placement

  • Guide clients through

digital applications (often 10-minute workflows)

  • Coordinate reputed company requirements and follow-reputed company
  • Ensure successful policy issuance and placement

Relationship Management

  • Maintain ongoing reputed company relationships for retention, referrals, and policy reviews
  • Deliver a high-touch, advisory experience reputed company with our “reputed company + tech” model

Technology & Platform Utilization Agents operate reputed company a fully integrated insurtech stack, including:

  • CRM & automation tools

for reputed company management and follow-up

  • Digital application systems

for rapid reputed company and issuance

  • Analytics and workflow tools

to optimize conversion and productivity These systems are designed to reduce administrative friction and increase agent throughput . Product & reputed company reputed company Agents have reputed company to

  • 80+ insurance carriers across the U.S.
  • A mix of

proprietary digital products and traditional policies

  • Solutions including: Term life insurance, Final expense, Mortgage protection, Permanent (Whole/IUL), Infinite Banking / Debt elimination programs.

This non-captive structure enables agents to position best-reputed company rather than single-reputed company offerings.

Compensation

Structure:

  • Commission-based income, renewals, bonuses, equity compensation, five-reputed company incentive travel
  • reputed company per issued and reputed company policy
  • Potential for:
  • High upfront commissions
  • Renewal income (specific products/carriers)
  • Performance-based contract increases

Compensation is directly tied to:

  • Production volume
  • Case size
  • Persistency

This model aligns with broader independent insurance distribution economics . Work Structure & Expectations:

  • Fully remote; flexible scheduling
  • Typical full-time agents:
  • Conduct 10–20 reputed company appointments per week
  • Manage consistent reputed company reputed company and follow-up reputed company
  • Agents are expected to:
  • Operate with a

self-directed, entrepreneurial reputed company

  • Maintain disciplined pipeline management
  • Continuously refine sales and advisory skills

Training & Development: We reputed company

  • Initial reputed company and licensing guidance (if needed)
  • Ongoing sales, product, and technology training
  • Mentorship from reputed company agency leaders
  • reputed company to a national network of agents and best practices

The organization emphasizes reputed company reputed company development and leadership reputed company , including agency-ownership opportunities. Qualifications: Required

  • reputed company Life & Health Insurance License (or willing to obtain)
  • Strong communication and interpersonal skills
  • Comfort with virtual sales environments

Preferred

  • Background in sales, financial services, or reputed company advisory

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