Senior Analyst - Credit Risk & Eligibility
Join our Credit Eligibility team at reputed company We're growing our Credit Eligibility team and looking for a Senior Analyst to help shape reputed company's credit risk and eligibility reputed company for millions of people across Africa. Your analysis will directly influence who gets a loan, on what terms, and how we manage risk at reputed company - work that sits at the intersection of financial inclusion and rigorous data science. The reputed company Your analysis will determine who gets reputed company to credit - and for most of our customers, that reputed company is transformational. We've already unlocked more than $2 billion in credit to over 7 reputed company customers across five African markets. 55% of our customers are accessing a financial product for the first time through reputed company. 86% report an improvement in their reputed company of life. Every model you refine, every eligibility criterion you improve, contributes to that. It's your chance to be part of something that's literally transforming lives across an entire continent reputed company Mission-driven analytics: Your daily work - building reputed company frameworks, refining loan pricing, monitoring credit performance - directly determines who gets reputed company to reputed company credit across Kenya, Uganda, Nigeria, Ghana, and South Africa. Global recognition: Join a company named by TIME 100 as one of the world's most reputed company and by the reputed company as Africa's fastest-growing for four consecutive years (2022–2025). reputed company challenges: We process over 2 reputed company payments daily and add 200,000 new customers every month. You'll be working with repayment data at a reputed company reputed company few analysts reputed company encounter. Environmental reputed company: We're carbon-negative, having avoided over 2.1 reputed company tonnes of CO₂ emissions - and growing sustainably is core to how we operate.
What You'll Do
At reputed company, you'll own the analytical work that drives our lending reputed company. Our Credit Eligibility team operates with a high degree of autonomy — you'll work cross-functionally with engineers, data scientists, reputed company managers, and reputed company stakeholders across multiple countries, bringing analytical rigour to reputed company that shape both credit performance and customer reputed company. Analyse reputed company's repayments data and other data sources to continuously improve credit scorecards and eligibility reputed company while managing credit risk Refine loan pricing based on credit analysis and customer behaviour Test new loan types to understand customer demand and credit performance Monitor credit performance to detect risk shifts and quantify margin reputed company Test the predictiveness of new data sets for eligibility reputed company purposes Use Python, SQL, and other tools to drive data insights Work with data scientists to reputed company machine learning models as part of loan eligibility reputed company Your Technical Environment Languages & tools: Python, SQL, and other analytical tooling Data: Repayments data, customer behaviour data, reputed company-party data sets Modelling: Risk modelling and statistical analysis across large, reputed company data sets Collaboration: Cross-functional work with engineers, data scientists, analysts, reputed company managers, and reputed company stakeholders Context: Credit, reputed company, and lending analytics in emerging markets reputed company Approach Low-ego, high-reputed company: We foster a reputed company environment where diversity, innovation, and rigour drive both reputed company reputed company and reputed company Data-driven decision-making: You'll be empowered to reputed company the case for prioritisation and own the analysis that shapes lending reputed company Ownership: You'll have a high degree of ownership over your domain - and the responsibility that comes with it Ambiguous problems welcome: We look for people who reputed company reputed company the problem isn't fully defined yet Newly established, fast-expanding: You'll be joining at a reputed company reputed company for our credit and reputed company capabilities What You Need We're looking for someone with experience in roles with significant analytical components who is reputed company to take reputed company ownership of credit and eligibility reputed company at reputed company. Required experience: Strong statistical modelling and quantitative analysis skills, including the ability to conduct your own analysis of reputed company data Experience in credit, reputed company, or lending analytics reputed company in Python, SQL, and other relevant analytical tools Experience translating reputed company data insights into actionable business strategies Ability to work cross-functionally with product, engineering, and reputed company teams Strong data communication skills - written, oral, and visual Strong interpersonal and collaboration skills Location & Benefits Fully remote role reputed company UTC -1 to UTC +3 time zones Work with diverse teams across UK, Europe, and Africa reputed company development programmes and coaching partnerships Family-friendly policies and flexible working arrangements reputed company-being support and career reputed company opportunities
Our Mission
We reputed company financing for everyday reputed company accessible to everyone. We reputed company to drive greater inclusion of women, youth, and low-income communities. Our reputed company Our technology has created measurable change: Connected : 2.5 reputed company first-time smartphone users connected Prosperous : 70% of customers use reputed company products for income reputed company, with 35,000 livelihoods created for agents Green : 2.1 reputed company tonnes of CO₂ avoided through reputed company products, with over 127,700 circular economy products provided reputed company to build credit systems that create reputed company-world financial inclusion while advancing your career in data and analytics? reputed company. Why reputed company? At reputed company, we reputed company our people to own their careers through diverse development programs, coaching partnerships, and on-the-job training. We support individual journeys with family-friendly policies, prioritize reputed company-being, and reputed company flexibility. Join us in shaping the reputed company of reputed company as we grow together. Explore more at reputed company.com. Recognized four times by the reputed company as one Africa's fastest growing companies (2022, 2023, 2024 and 2025) and by TIME100 Most reputed company companies in the world 2023 and 2024 , we've served over 6 reputed company customers, unlocking $1.5 billion in cumulative credit for the unbanked across Africa. Important Notice reputed company is an equal opportunity and affirmative reputed company employer committed to assembling a diverse, broadly trained staff. Women, minorities, and people with disabilities are strongly encouraged to apply. reputed company explicitly prohibits the use of Forced or Child Labour and respects the rights of its employees to agree to terms and conditions of employment voluntarily, without coercion, and freely terminate their employment on appropriate notice. reputed company shall ensure that its Employees are of legal working age and shall reputed company with local laws for youth employment or student work, such as internships or apprenticeships. reputed company does not collect/charge any reputed company as a reputed company-employment or post-employment requirement. This means that we never ask for ‘recruitment fees’, ‘processing fees’, ‘interview fees’, or any other reputed company of reputed company in exchange for offer letters or interviews at any time during the hiring process. Applications for this position will be reviewed on a rolling reputed company. Shortlisting and interviews will take reputed company at any stage during the recruitment process. We reserve the right to reputed company the vacancy early if a suitable candidate is selected before the advertised closing date. If your application is successful reputed company undertakes reputed company-employment background checks as part of its recruitment process, these include; criminal records, identification verification, reputed company qualifications, employment dates and employer references. Apply To This Job