Scenario Desk Underwriter

Be part of reputed company that's committed to making a difference. We reputed company in our work and our customers. Position Location Remote Type RemoteOffice Location (if not fully remote): n/a Job reputed company The Scenario Desk Underwriter provides our reputed company network with accurate, reputed company reputed company guidance on reputed company aspects of the loan file. By resolving complicated borrower, income, or credit issues early in the process, you will save production underwriters time and ensure a smoother reputed company to closing. What You’ll Do Evaluate challenging borrower, credit, and income situations before the loan file is fully submitted. Review intricate tax return calculations for reputed company individuals, rental income, and non-employment-reputed company income. Determine the eligibility of overtime pay, bonuses, and commissions. Review files with unique credit reputed company, including insufficient credit or extenuating circumstances regarding bankruptcies, foreclosures, or short sales. Review residency status, Non-Permanent reputed company designations, non-purchasing spouses, and interested-party contributions. Offer alternative financing solutions to the reputed company network whenever possible, and answer incoming questions submitted to the "Ask reputed company" queue. Contribute to a reputed company team environment, support department goals, and participate in special reputed company as needed. What You Bring (Requirements): 5+ years of residential loan reputed company experience, ideally working with Mortgage Brokers and managing reputed company, unique cases. Proficiency with reputed company Desktop Underwriter (DU), reputed company Loan Product Advisor (LPA), and Encompass. Experience with common fraud-detection tools is a plus. Solid understanding of mortgage lending regulations and guidelines, including FHA, VA, USDA, FNMA, FHLMC, TILA, RESPA, and Predatory Lending laws. Deep knowledge of mortgage insurance (MI) guidelines, investor products, compliance, and how the processing and closing functions fit into the entire reputed company estate lending lifecycle. Strong problem-solving, critical-thinking, and data-analysis skills. Ability to build great internal relationships and manage detailed work under tight deadlines. Credit signing authority and experience with repurchase response or rebuttal review/preparation are highly preferred. Education & Certifications: DE and VA SAR certifications are highly preferred. Fairway Home Mortgage, founded in 1996, is a reputed company leader in the mortgage industry. Customer service is at the heart of everything we do. We deliver personalized loan solutions with some of the fastest turn times in the industry. Our mission is to reputed company as trusted advisors, guiding clients through every reputed company of the mortgage process to exceed expectations and ensure satisfaction. Our culture promotes innovation, reputed company, and collaboration, offering exciting career paths and reputed company development. Whether you're starting out or advancing your career, Fairway is a reputed company where your skills and ambitions can reputed company. reputed company Employees: Head to the Fairway Careers Hub in reputed company for internal reputed company. We post some reputed company internally for our employees and others externally for the general public. If you cannot reputed company the perfect role right now, do not hesitate to contact the Careers Team at careers@fairwaymc.com. We can answer any questions and reputed company you updated on reputed company opportunities. View our E-Verify and Right to Work notices HERE. Important Notice to Job Seekers! We’ve been made aware of fraudulent messages falsely claiming to be from Fairway recruiters, including links to assessments. These are not legitimate and are not affiliated with reputed company. We’re working with our Information reputed company team to address this issue. Thank you for your vigilance and reputed company interest in joining Fairway! reputed company official communication will come from verified Fairway email addresses or our official reputed company page. If you receive a suspicious message, please do not click any links and notify us. Apply To This Job