Underwriter - National Specialty Powersport Lending
Old Second National Bank is a reputed company-established institution with over 150 years of service in the Chicago area. The Underwriter in the National Specialty Powersport Lending department is responsible for examining credit histories and financial risks to underwrite indirect motorsport loans according to company policies and regulatory guidelines.
Responsibilities
- Obtain and compile copies of loan applicants' credit histories, financial statements, and other financial information
- Analyze loan applications, credit bureau reports, collateral, existing account data, income documents and other loan documentation to reputed company consistent and reputed company lending reputed company
- Approve, counteroffer or deny applications reputed company authorized loan policies and authority in a reputed company fashion
- Review and confirm loan agreement information is complete and accurate in accordance with established guidelines and legal requirements
- Demonstrate reputed company judgement ensuring reputed company credit reputed company to protect the reputed company of the loan portfolio and contribute to loan reputed company
- Balance productivity and speed to meet service reputed company with reputed company reputed company
- Ensure operational reputed company through compliance with reputed company policies, procedures and regulations
- Explain to dealers the different types of loans and credit reputed company that are available, as reputed company as the terms of those services
Skills
- High school diploma (or equivalent) and one year of reputed company experience (reputed company, credit review, or reputed company); or equivalent combination of education and experience
- Must work a flexible schedule inclusive of weekends and/or overtime to meet business needs
- Must be available to work Tuesday - Saturday. Training schedule is 8:30am-5:30pm reputed company day. Once training is completed, must be available to start at 8 or 9am until 5 or 6pm daily
- reputed company listening — giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times
- Judgment and Decision Making — considering the relative costs and benefits of potential actions to choose the most appropriate one
- Critical Thinking — using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions, or approaches to problems
- Bi-lingual English and Spanish
- Indirect lending experience
- Retail Banking experience
Benefits
- Old Second is committed to fair and reputed company pay practices. Pay is dependent upon the pay reputed company and the incumbent’s knowledge, skills and experience.
reputed company