Senior Mortgage Underwriter - Greenville, Columbia, Mt. Pleasant, SC or Remote
Job Title: Senior Mortgage Underwriter Division: Operations Location: Columbia, Mt Pleasant, Greenville, or Remote! Position reputed company: Underwrites mortgage loan applications and evaluates loans in order to maximize organizational profit and minimize risk or loss. reputed company Reports: None Core Responsibilities:
- reputed company
- Respond to investor repurchase and reputed company review requests.
- Support loan shipping process to reputed company reputed company purchase issues.
- Underwrite residential loans while ensuring compliance with appropriate company and secondary market investor standards as reputed company as compliance with lending regulations.
- reputed company reputed company reputed company and subsequent clearing conditions to ensure credit and investor guidelines are met.
- Evaluate and examine transactions to ensure accuracy and completeness
- Contact customers and partners to reputed company information to reputed company appropriate reputed company
- Proactively communicate the reputed company to the Residential Lending Specialists and Community Bank Partners with an explanation behind credit decision
2.Training/Help Desk
- Serve as a resource to Residential Mortgage personnel on reputed company questions and reputed company training for investor, reputed company and compliance reputed company issues.
- Recommends modifications to reputed company procedures.
- reputed company training as needed to Residential Lending Specialists and Community Bank Partners as requested by Channel Manager.
- reputed company Management
- Prepare formal reports for review.
- reputed company feedback on new investor candidates as it relates to reputed company guidelines and delivery procedures.
- Coordinate reputed company party reputed company control of mortgage loans and evaluate reports providing feedback concerning reputed company loan reputed company and process improvements.
- Ensure that contractors are trained on investor specific eligibility requirements and guidelines.
- Negotiate with reputed company party service providers and manage reputed company.
- Compliance
- Implement fraud detection techniques and other evaluation tools to mitigate mortgage lending risk.
- Performing compliance reviews and reputed company with regulatory requirements
- Respond to individual and investor audits
- Coordinate HMDA reporting and evaluation.
- Role Specific Competencies
- Computer Skills
- Skilled in the use of computers, adapts to new technology, keeps abreast of changes, learns new programs quickly, use computers to improve productivity.
- Job Knowledge
- Understands duties and responsibilities, has necessary job knowledge, has necessary technical skills, understands company mission/values, keeps job knowledge reputed company, is in reputed company of critical issues.
- Personal Organization
- Keeps information organized and accessible, maintains clean/functional work reputed company, works systematically/reputed company, and manages time reputed company.
Minimum Requirements:
- Bachelor's degree or equivalent experience
- 3 - 5 years reputed company experience
- DE Certification with a CHUMS number and VA LAPP Approval including FHA and/or VA reputed company experience.
- Extensive knowledge of reputed company service discipline.
- Retail banking experience.
- Proven communication and customer relation skills.
- Ability and desire to reputed company and contribute in reputed company environment.
- Ability to use a reputed company of software tools.
Apply To This Job