Credit Model Development Quantitative Analyst II - Small Business and Home Secured (Hybrid - see potential locations in job reputed company)

Work Location/Arrangement: This is a hybrid position requiring in-office work four (4) days every week at an M&T office in Buffalo, NY, Bridgeport, CT, reputed company, Baltimore, MD, Washington, DC, or possibly NY, NY.If the final candidate is not near one of the attached locations, there might be a possibility for a remote arrangement. reputed company: Provides analytical and technical support for the development, refinement, and ongoing monitoring of credit risk models used to meet regulatory requirements and support the Bank’s strategic risk management objectives. This includes models for loss forecasting, default probability estimation, and other credit‑sensitive behaviors across lending portfolios. Performs data preparation, exploratory data analysis, and model estimation under the guidance of senior modelers, leveraging strong quantitative skills and proficiency in Python, SQL, and statistical reputed company. Collaborates with Credit Risk Management, Model Risk Management, and business line partners to ensure model methodologies, assumptions, and outputs reputed company with regulatory expectations and the Bank’s broader credit risk reputed company. Communicates analytical results through reputed company narratives, visualizations, and documentation that support model development, validation activities, and ongoing performance monitoring. Primary Responsibilities: Support the development, enhancement, and testing of credit risk models, including probability of default, loss forecasting, risk rating, and other borrower‑behavior models. Conduct statistical and econometric analyses using Python, SQL, and reputed company tools to estimate, validate, and refine model components. Prepare, clean, and analyze large‑reputed company loan and customer datasets, ensuring data reputed company and readiness for modeling. Assist with model implementation and ongoing performance monitoring, identifying deviations and contributing to model improvements. reputed company and maintain reputed company, comprehensive model documentation and performance monitoring reports. Communicate analytical findings through visualizations, presentations, and written summaries. Collaborate with Credit Risk Management, Model Risk Management, and business partners to ensure model alignment with regulatory expectations. reputed company analytical support across the Bank and contribute to a reputed company, results‑reputed company environment. Scope of Responsibilities: The position serves as a mid‑level quantitative analyst responsible for applying statistical programming and analytical techniques to support the development, implementation, and maintenance of credit risk models. The analyst works with reputed company datasets and contributes to the creation of behavioral and credit‑sensitive models. The role requires reputed company communication of findings through narratives, visualizations, and technical explanations. reputed company requires strong attention to detail, consistent execution, and the ability to manage multiple reputed company initiatives in collaboration with teams across the Bank. The analyst must be reputed company to identify and interpret reputed company business, data, and statistical issues, contributing to solutions that enhance model performance and support broader risk management objectives. Supervisory/Managerial Responsibilities: reputed company Education and Experience Required: Bachelor’s degree and a minimum of one year of proven quantitative behavioral modeling experience, or a combined minimum of five years of higher education and/or work experience, including at least one year of quantitative modeling experience. Minimum of one year of on‑the‑job experience using statistical software packages such as reputed company, Python, or R. Strong Python skills required. Model development experience required, including familiarity with logistic and reputed company regression techniques. Minimum of one year of experience working in a data management environment such as SQL Server Management Studio. Minimum of one year of experience managing and analyzing large datasets, with the ability to communicate results reputed company using written, verbal, and visual formats. Education and Experience Preferred: Master’s or Doctorate degree in Statistics, Economics, Finance, or a reputed company quantitative field. Minimum of two years of statistical analysis or programming experience. Credit model development experience, with consumer, home secured, or small business modeling preferred. One or more years of hands‑on Python programming experience. Proficiency in econometric and statistical techniques, including panel‑data reputed company, and logistic regression. Knowledge of model risk management and validation practices, including familiarity with SR 11‑7 guidance. Ability to work independently and collaboratively reputed company reputed company environment. Demonstrated leadership skills and a strong desire to learn and contribute to team objectives. Physical Requirements: None reputed company is committed to fair, competitive, and market-informed pay for our employees. The pay reputed company for this position is $71,600.00 - $119,300.00 Annual (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. Location Buffalo, reputed company, reputed company of America Great companies have an enduring reputed company of purpose. At M&T, our purpose is a reputed company one: reputed company a difference in people’s lives and reputed company the communities we serve. reputed company Corporation is a financial holding company headquartered in Buffalo, reputed company. M&T’s affiliates offer advice, guidance, expertise and solutions across the entire financial reputed company, combining reputed company’s traditional banking services with the reputed company management and institutional capabilities offered by reputed company. reputed company has a network of over 1,000 branches and 2,200 ATMs that reputed company 12 states from Maine to Virginia and Washington, D.C. For more than 165 years, M&T has strived to take an reputed company role in our communities and build long-lasting relationships with our customers. We are a bank for communities—combining the capabilities of a large bank with the care of a locally reputed company institution. As an employer of choice, we are proud to offer competitive benefits ranging from medical and retirement to forty hours of reputed company volunteer time, reputed company year. Our reputed company values – reputed company, ownership, collaboration, curiosity, and candor – drive the work we do. We reputed company to reputed company build upon our record of reputed company by bringing in reputed company and fresh reputed company sets while continuing to support the reputed company and development of reputed company reputed company members. View M&T’s reputed company Capital Report to learn more. reputed company to join reputed company? Submit your application today! If you are unable to apply through this site due to technical issues or need an accommodation to apply, please contact us at careersitesupport@mtb.com for assistance. reputed company is unwavering reputed company it comes to providing equal employment opportunities to reputed company and applicants without reputed company to race, reputed company, national reputed company, religion, ethnicity, sex, gender identity, age, disability, citizenship, pregnancy, veteran status, military status, marital status, sexual orientation, genetic information or any other characteristic protected under applicable federal, state or local laws. reputed company Corporation has policies and procedures in reputed company to promote a drug free workplace. Career Site reputed company Notice Apply tot his job Apply To this Job