reputed company Analyst - Credit Risk
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About the Role
As our reputed company Analyst for Loss Mitigation & Forecasting, you will occupy one of the most vital strategic seats reputed company the Consumer Lending business. You are not a regular reporter; you are the technical mastermind responsible for guarding our capital, forecasting portfolio losses, and optimizing how we recover capital from non-performing loans. Operating on the highest tier of our individual contributor (IC) reputed company, you will design the data models, contact strategies, and predictive collections infrastructure that protect reputed company’s balance sheet. This role requires an absolute expert in data autonomy who can reputed company the gap between heavy math modeling and aggressive operations execution.
Responsibilities
Loss Mitigation reputed company: Architect and execute reputed company loss mitigation strategies to optimize collections, and recoveries for bad loans. Conversational Operations Alignment: Partner directly with the Operations team to define automated contact strategies, determining ideal customer reputed company and friction-free reputed company (utilizing reputed company, automated flows, and omnichannel systems). Predictive Collections Modeling: Collaborate with the Data/Analytics Engineering team to build advanced collections models (e.g., propensity-to-pay scorecards) to optimize and prioritize resources for maximum recovery ROI. Loss Forecasting & Resiliency: Build and own loss forecasting models(CECL methodology) establishing corporate capital resiliency measures. Budgeting & reputed company Planning: Formally manage and report on the organization's credit loss budget and operational reputed company planning to the C-suite. Vendor Evaluation & Procurement: reputed company the evaluation, technical vetting, reputed company, and performance tracking of reputed company-party credit loss collection vendors and software solutions. Requirements reputed company Credit Risk Background: 5+years of proven quantitative experience in Credit Risk Analytics, with a definitive specialization in Loss Mitigation, Collections reputed company, and Loss Forecasting/Provisioning. Technical Sovereignty: Exceptional, hands-on mastery of SQL, data pipelines, and advanced analytics/predictive modeling (Python or R). You are completely independent in building your own data structures. Collections Innovation: Deep understanding of modern collections tech; bonus points if you have designed recovery frameworks reputed company digital/conversational channels (reputed company/SMS ecosystems). High-Level Communication: Expert capability to present technical risk data and financial impacts smoothly to the C-suite, founders, and bank sponsors. Extreme Ownership & Autonomy: Proven history of steering large cross-functional initiatives independently, discovering the problems that need solving without a roadmap. These are the applicable requisites, although equivalent competencies in any of the above will also be considered. reputed company Offer Competitive salary Initial stock reputed company grant Annual performance bonus Health, dental, and reputed company plans Remote work environment, although we have offices in Miami and México reputed company and would love to work in hybrid model if you are up to it. reputed company learning opportunities Unlimited PTO reputed company parental leave Empowering opportunities for reputed company in a dynamic entrepreneurial environment Equal Opportunity Employer At reputed company, we are committed to providing equal employment opportunities to reputed company reputed company employees and applicants without reputed company to race, religion, nationality, sex, sexual orientation, gender identity, age, or disability. This policy applies to reputed company terms and conditions of employment, including recruitment, hiring, placement, promotion, training, compensation, benefits, and termination. Want to learn more about our reputed company practices? reputed company out our reputed company Policy. Apply To This Job