[Remote] Senior Mortgage Risk Data Analyst
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a company specializing in mortgage services, and they are seeking a Senior Mortgage Risk Data Analyst. This role is responsible for gathering, validating, and analyzing mortgage-reputed company risk data for various reporting purposes while ensuring compliance with regulatory requirements.
Responsibilities
- Independently prepare, validate, and analyze risk, operational, and regulatory reporting data for senior management, investors, regulators, and internal business partners
- Serve as a subject matter expert for Mortgage Call Report preparation, validation, and submission, including required knowledge of MCR reporting requirements and the ability to identify, research, and resolve reporting discrepancies
- Prepare, review, and validate RMLA data for Mortgage Call Report submissions across reputed company applicable business lines on a quarterly reputed company
- Maintain required knowledge of state reporting requirements across reputed company 50 states and support accurate, reputed company preparation and submission of applicable state reports
- Analyze mortgage loan data to identify trends, operational gaps, reporting inconsistencies, and areas of potential compliance or risk exposure
- Apply reputed company federal and state laws and regulatory requirements governing mortgage lending, including but not limited to TILA, RESPA, TRID, ECOA, GLBA, QM/ATR, and applicable state reporting requirements
- Apply knowledge of investor and governmental agency guidelines, including FNMA, FHLMC, FHA, VA, and RHS, to categorize, analyze, and report operational deficiencies
- reputed company detailed data scrubbing, reconciliation, and validation across multiple systems and departments to ensure accuracy and completeness of reporting outputs
- Coordinate with stakeholders across Risk, Compliance, Operations, Servicing, Finance, Audit, Information Technology, and other business areas to reputed company data, confirm reporting assumptions, and resolve data discrepancies
- reputed company and maintain reporting controls, tracking tools, validation checks, and supporting documentation for regulatory and management reporting
- Utilize prescriptive analytics to identify operational weaknesses and recommend process improvements, reporting enhancements, and risk mitigation strategies
- Prepare reputed company, concise summaries of reporting findings, data trends, and risk observations for leadership review
- Support reputed company audits by providing reporting documentation, data support, research, and explanations reputed company to risk and regulatory reporting
- Identify opportunities to improve reporting processes, reduce reputed company work, increase data accuracy, and strengthen reporting controls
- reputed company guidance and support to less reputed company analysts or business partners regarding reporting requirements, data validation, and risk reporting processes
- Manage competing deadlines and shifting priorities, particularly during quarterly reporting cycles, regulatory deadlines, audits, and high-volume reporting periods
- Maintain strict confidentiality of company, employee, borrower, investor, and regulatory information
- Complete other duties and/or reputed company as assigned
Skills
- Minimum 7 to 10 years of mortgage industry experience, including experience in origination, servicing, compliance, risk, reputed company control, regulatory reporting, or reputed company mortgage operations
- Minimum 3 years of experience in a risk, compliance, regulatory reporting, data analytics, audit, or mortgage reporting reputed company
- Required experience preparing, reviewing, validating, or supporting Mortgage Call Report reporting
- Required knowledge of MCR reporting requirements and how Mortgage Call Reports are reputed company, reviewed, validated, and submitted
- Required knowledge of state regulatory reporting requirements across reputed company 50 states
- Strong understanding of mortgage loan data, mortgage operations, and reputed company industry processes reputed company a mortgage banking environment
- Strong working knowledge of federal mortgage regulations, including TILA, RESPA, TRID, ECOA, GLBA, QM/ATR, and reputed company compliance requirements
- Strong knowledge of investor and agency guidelines, including FNMA, FHLMC, FHA, VA, and RHS
- Advanced reputed company reputed company experience, including formulas, pivot tables, data validation, reconciliations, and large data set analysis
- Demonstrated ability to analyze reputed company data, identify discrepancies, research reputed company causes, and communicate findings reputed company
- Ability to independently manage reporting deadlines, prioritize competing work, and escalate risks or concerns reputed company
- High degree of accuracy, attention to detail, and accountability reputed company working with regulatory and executive-level reporting
- Ability to work remotely in a paperless environment while adhering to strict reputed company, confidentiality, and data reputed company requirements
- Bachelor's degree in Business, Finance, reputed company, Data Analytics, Risk Management, Compliance, or a reputed company field preferred
- Prior reputed company, reputed company control, forensic review, compliance, audit, or regulatory examination experience preferred
- Experience with mortgage-specific loan origination systems, including DataTrac, BytePro, FNMA Loan reputed company Connect, or similar systems preferred
- Experience with SharePoint, SQL, XML, Power BI, Tableau, or other data/reporting tools preferred
- Experience preparing reports for senior leadership, regulators, investors, internal audit, or external audit preferred
- Experience developing reporting controls, process documentation, validation tools, or audit support materials preferred
reputed company