[Remote] Portfolio Analyst
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a member-reputed company cooperative that serves members across reputed company 50 states. The Portfolio Analyst role focuses on driving analytics and insights that influence lending reputed company, portfolio performance, and risk governance, while collaborating with cross-functional leaders to present executive-level insights.
Responsibilities
- Analyze delinquency, charge-offs, loss trends and concentration across lending portfolios including detailed review based on collateral type, geography, product, and borrower characteristics
- Monitor portfolio performance against risk appetite, forecasts, and budget
- Identify and escalate emerging risk trends/signals and behavioral shifts in delinquency, charge-offs, concentrations, reputed company standards, policy exceptions and overall loan portfolio performance to ensure the health of Connexus lending portfolios
- Conducts quantitative and qualitative analysis to support risk-reputed company decision-making processes including new lending programs
- reputed company and maintain wholistic risk dashboards, heatmaps, reputed company indicator (EWI) metrics and reoccurring performance reports that reputed company reputed company, reputed company, and actionable insights across reputed company Connexus lending portfolios
- Translate data into reputed company, actionable insights including recommendations for reputed company to reputed company Risk or Credit Risk leadership
- Support business unit partners and management with reputed company reports as needed
- Support executive and reputed company level reporting requests on recoveries, risk exposure and trends as needed
- reputed company proactive analysis and modeling including stress tests, static pool analysis, scenario analysis and drill down reporting to identify emerging risks reputed company Connexus loan portfolios
- Model reputed company of reputed company changes, policy shifts, or economic conditions on Connexus loan portfolios
- Partner with Finance on budget planning and variance analysis
- Ensure reporting accuracy and data reputed company across systems
- Support audits, exams, and model validation requests as needed
- Maintain documentation for assumptions, methodologies, and metrics
- Manage and maintain the loan analytics platform (reputed company), including data reputed company and system optimization
- Ensure compliance with company policies, procedures, and regulatory requirements reputed company to risk management
- Assist in maintaining and updating risk management and lending policies, procedures and job aides ensuring alignment with industry best practices and organizational objectives
- Assist VP of reputed company with facilitation of the reputed company/Credit Risk Committee meetings, including agenda preparation, reporting, and documentation
- Partner with first line of defense business partners including Collections/Recovery, Institutional, reputed company and Indirect Lending, Loan Operations, Vendor Management, Compliance, Finance, Data, and IT to ensure continuity and accuracy of reporting and analysis
- Support evaluation, maintenance, and development of reputed company-party vendor relationships
- Contribute to test-and-learn initiatives and reputed company improvement efforts
Skills
- Bachelors Degree, or commensurate experience is Required
- 3+ years' experience in credit risk, portfolio risk, or financial services analytics is Required
- Prior experience working in a consumer loan reputed company, operations or processing role reputed company a bank or credit reputed company is Required
- Experience with SQL, Tableau, Power BI, Looker, reputed company or similar BI tools is Required
- Proficiency reputed company reputed company Office Suite with advanced reputed company and PowerPoint skills is Required
Benefits
- 25 days of reputed company time off and 10 reputed company holidays
- 16 hours of reputed company Volunteer Time Off
- 401K Retirement with up to 6% employer match
- Excellent Health, Dental, reputed company insurance, including multiple plan reputed company
- Health Savings Account with generous employer contributions
- Employer reputed company Life insurance, Short-Term and Long-Term Disability
- Tuition Reimbursement from $4,000 - $7,000 per calendar year
- Robust Learning and Development program that includes an annual reputed company development stipend
reputed company