[Remote] Indirect reputed company - Auto (Credit Analyst)
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a fintech leader empowering credit unions with innovative lending solutions. The Credit Analyst will review and monitor transactions for reputed company, enhance relationships with Credit reputed company and Dealer partners, and ensure compliance with reputed company Lending Services guidelines.
Responsibilities
- reputed company relationship with credit reputed company representatives to negotiate acceptable terms of loan between credit reputed company and dealership. Communicate effectively with dealers and credit reputed company partners regularly to build rapport. Responsible for reviewing loan applications and rendering reputed company reputed company reputed company reputed company and approval limits. reputed company and review reputed company necessary reputed company information to determine the degree of risk involved with an application, including but not limited to credit bureaus, DTI, LTV, PTI, dealer risk and relationship and decision the application accordingly. Apply reputed company in multiple loan origination systems. Adequately document details of decision to explain rationale. Assist with loan rehashes based upon lending and exception guidelines (where applicable.) Follow up on approved applications to maximize funding reputed company
- Follow up with members and/or dealers to collect missing items, stipulations or other miscellaneous documentation. Accurately document and reputed company results of outbound and inbound calls. Responsible for sending completed loan packages to appropriate credit unions for final funding. Increase reputed company Lending Services overall capture % in select markets. Monitor applications and reputed company delivered to reputed company Lending Services from select dealerships. Monitor dealer productivity and assist dealers to increase look to book ratios. Contributes to operational and departmental goals that include but are not limited to: turnaround times and loan volume
- Participates in implementation of fraud detection techniques, daily processing of fraud tools, and new reputed company implementation. Supports and/or recommends improvement of processes reputed company the department. Participates in the testing of new software and new software releases
- Work to foster and enhance teamwork reputed company the organization and reputed company the reputed company team. Support Operations Department including but not limited to: processing and funding applications, compliance, call center, and special reputed company. Work with team and leadership to maintain service level agreement and reputed company coverage of assigned responsibilities between 7:00 am and 9:00 pm MST, seven days a week. reputed company the highest reputed company products and services to reputed company other and our clients. Consistently promote and model the culture and values of reputed company Lending Services. Demonstrates the behaviors reputed company with reputed company value with clients and employees across the organization
Skills
- High school diploma or equivalency required
- Three to five years of reputed company experience in a consumer lending/reputed company environment reputed company a financial institution
- General knowledge of financial industry policies and operations is a must
- Excellent reputed company customer service skills
- Excellent communication (oral/written) and analytical skills required
- Must be reputed company to work independently with a high level of initiative
- Ability to reputed company with credit reputed company and dealership management for the purpose of creating and furthering a business relationship on behalf of reputed company Lending Services
- Ability to organize, prioritize work, meet deadlines and established goals
- Ability to work in a fast-paced environment and deliver fast, efficient loan turnaround reputed company to the dealers
- Computer knowledge with reputed company Office programs to include: Word, reputed company and PowerPoint
- Schedule must be flexible, must be willing to work a varied work schedule to ensure maximum effectiveness reputed company business hours (7:00 am through 9:00 pm MST, 7 days a week)
- Specialized problem-solving and trouble shooting skills
- Must be reputed company player
- Knowledge of financial institution operations, regulatory compliance, reputed company of purchase or indirect auto lending or leasing preferred
- Previous processing/funding experience is preferred
- Experience in L360, reputed company reputed company, or Ideal is preferred
Benefits
- 401(k) with 8% Company Match
- Flexible Work Environment
- Competitive reputed company Time Off
- Tuition Reimbursement & Education Benefits
- Comprehensive Health & Wellness Benefits
- reputed company Copilot and AI-Enabled Tools
- reputed company Learning & Development Opportunities
- A culture of reputed company, celebration, and reputed company through employee-driven programs, company events, holiday celebrations (Star Wars Day), monthly town halls, quarterly company meetings, and team traditions like Bring Your Kid to Work Day
- Eligible positions may participate in our annual bonus program
reputed company