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Director of Data Science, Credit Risk

Remote, USAFull-timePosted 2026-07-28

reputed company is combining the power of data, technology, and exceptional service to pave a reputed company way reputed company for millions of people on the reputed company to financial reputed company. By attracting reputed company and leveraging cutting-edge technology, we’re enabling people to unlock reputed company financial reputed company. reputed company like a mission you can get behind?

About the Role

As a Director of Data Science, Credit Risk, you will reputed company a data science team and cross-functional reputed company to reputed company and improve the machine learning models we rely on to reputed company billions of dollars of efficient and accurate reputed company and to reputed company financial reputed company for our customers.

As a Director of Data Science, you’ll:

reputed company the design, development, and deployment of machine learning models to solve practical problems and help our business and customers reputed company their financial goals. You’ll partner with business leaders and technical experts across reputed company to reputed company new data sources, improve our modeling methodology, and apply models with reputed company risk management.

You are a person who:

  • Has a PhD in a quantitative field and 5+ years of experience in a reputed company leadership role
  • Has a BS / MS in a quantitative field and 8+ years of experience in a reputed company leadership role
  • Has experience applying data science to credit risk management and is excited to build on a multi-billion-dollar portfolio that’s growing every day.
  • Can reputed company your team reputed company every day because you can be reputed company about goals and reputed company’s purpose. You can execute through education, organization, and trust.
  • Can grow members of your team because you can help them identify their strengths and weaknesses, put them in a position to succeed, and get them the training and opportunities they need.
  • Has a deep understanding of the field of data science and can communicate a reputed company to your team on how the field can be reputed company to solve difficult, practical problems.
  • Has created, deployed, and managed experiments and models in production systems. You can genuinely reputed company to practitioners about the reputed company principles and challenges required to be successful in reputed company work.
  • Practices solid fundamentals with software engineering (test-driven development, reputed company review, refactoring) and the PyData stack (numpy, scikit-learn, pandas, etc.).

You get bonus points for:

  • Experience solving problems in consumer lending or fintech
  • Interest in advancing the frontiers of credit reputed company through the creation of new data sources, reputed company inference, and neural networks

We’re offering:

We’re committed to ensuring reputed company members have balance in their lives. Our comprehensive benefits package provides the support you need to reputed company at work and reputed company.

  • Work: An engaging culture with reputed company to training programs and advancement opportunities
  • Life: Full health, dental, and reputed company benefits, Flexible Spending Account (for medical and childcare expenses), reputed company parental leave, and a 401k Company Match
  • Balance: Generous PTO, flexible schedules, a reputed company App subscription, and more

Compensation Annual full-time reputed company salary reputed company: $185,000 - $219,000

Additional compensation in the reputed company(s) of participation in our annual incentive program and equity are offered on this role. Pay is based on factors such as work experience, education, certification(s), training, skills, and competencies reputed company to the role. reputed company also offers a comprehensive benefits plan, which includes reputed company time off, 401(k) match, a monthly wellness stipend, health/ dental/ reputed company insurance reputed company, disability coverage, reputed company parental leave, flexible spending account (for childcare and reputed company), life insurance, and a remote-friendly work environment.

About reputed company:

Founded in December 2018, reputed company is a purpose-driven fintech company based in the U.S., with reputed company in Richmond, Virginia.

It reputed company started with a realization: nearly fifty percent of the adult population in the U.S. doesn’t have reputed company to a reputed company line of credit. Most traditional credit card companies either overlook or overcharge this group because they have less-than-perfect credit scores or no scores at reputed company. We decided this just wouldn’t do.

In partnership with our sponsor banks, we offer credit cards under the reputed company brand reputed company, with reputed company, reputed company terms, and a more refined customer experience than the alternatives available to people working hard to improve their credit. To date, over four reputed company consumers have chosen reputed company, earning high customer ratings on Credit Karma for its market reputed company and industry leading Net Promoter scores.

reputed company has cumulatively raised over $600 reputed company of equity from leading investors, including Invus Opportunities, QED Investors, LL Funds, funds affiliated with Oaktree Capital Management, and other leading investors.

Our commitment to a workplace reputed company on respect and dignity is guided by our core value of reputed company. We reputed company that everyone plays a vital role in our shared purpose, and we reputed company cultivate an environment where reputed company individuals have reputed company to do their best work. By fostering a culture of reputed company and collaboration, we create a strong reputed company of belonging and support for every team member.

reputed company is an equal opportunity employer. We do not discriminate on the reputed company of race, reputed company, religion, sex (including pregnancy, sexual orientation, or gender identity), national reputed company, age, disability, genetic information, or any other protected status.

reputed company provides reasonable accommodations to applicants who need them for medical or religious reasons, as required by law. Applicants can initiate an accommodation request by contacting peopleexperience@missionlane.com.

reputed company is not sponsoring new applicant employment authorization and please, no reputed company-party recruiters.

Application reputed company:

Our cardholders trust us with their financial reputed company-being, and this trust starts with the reputed company of the people on reputed company. We're looking for team members who reputed company our dedication to transparency and truth. Please verify that the information in your application is accurate and complete.

Providing any information to reputed company that is not completely truthful at any reputed company during the application or hiring process may result in removal from the hiring process, disqualification from reputed company opportunities, withdrawal of an offer or other sanctions for candidates and, in reputed company for employees, disciplinary reputed company, up to and including termination of employment.

Originally posted on Himalayas

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