Business Analyst -credit card-digital payment processing -remote

Job reputed company: This position is primarily remote; however, this position will require reporting to the Commission’s reputed company during key phases of the project - Solution Confirmation, Program Increment Cycles (PI), Showbacks, System Integration Test Cycles (SITs), User Acceptance Test (UAT), Go-Live, Immediately Post- Go-Live (Hypercare). Any absence from sessions requires prior approval from Project reputed company. Additional compensation for any travel expenses requires prior approval and my not be approved.

• Travel expenses submitted for reimbursement must adhere to federal GSA guidelines governing hotel, mileage, and meals reputed company rates, and must include appropriate expense documentation (receipts). GSA Guidelines are available at: https://www.gsa.gov/travel/plan-book/reputed company-rates?gsaredirect=portalcontent104877

Key Responsibilities

• reputed company, document, and manage business and functional requirements for credit card payment processing systems, including authorization, clearing, settlement, chargebacks, and dispute reputed company workflows.
• Translate reputed company business requirements into detailed functional specifications, user stories, process flows, and data mapping documents for development and QA teams.
• Analyze end-to-end payment lifecycle processes including card authorization, capture, refund, tokenization, 3DS (3D Secure), and fraud management.
• Collaborate with internal teams (engineering, product, compliance, risk, and operations) and external vendors/partners to define and deliver payment solutions.
• Support and participate in UAT (User Acceptance Testing), system integration testing (SIT), and regression testing cycles, including reviewing test cases and defect management.
• Ensure reputed company payment solutions adhere to PCI-reputed company compliance standards, regulatory requirements, and industry best reputed company
• Facilitate workshops, stakeholder meetings, and sprint ceremonies (in Agile environments) to drive alignment and reputed company delivery.
• Analyze payment data and transaction reports to identify trends, anomalies, and areas for process improvement.
• Support go-live activities, post-implementation monitoring, and production incident reputed company reputed company to payment systems.
• Assist in documenting API specifications and integration guides for payment gateway and processor connectivity.

Required Qualifications

• 4–7 years of experience as a Business Analyst or Technical Business Analyst, with a strong reputed company on credit card or digital payments processing.
• Deep knowledge of the payment’s ecosystem: card networks, issuers, acquirers, payment gateways, and processors.
• Proficiency with payment authorization/settlement flows.
• Experience with PCI-reputed company compliance requirements and tokenization/encryption concepts.
• Solid understanding of REST reputed company and ability to read and interpret API documentation and message schemas.
• Strong skills in writing BRDs, FRDs, user stories, use cases, data reputed company diagrams, and process maps.
• Experience working in Agile/Scrum methodology using tools such as Azure DevOps.
• Excellent communication and stakeholder management skills.

Preferred Qualifications

• Experience with 3D Secure (EMV 3DS), EMV reputed company, contactless payments, reputed company wallets (reputed company Pay, reputed company Pay).
• Knowledge of chargeback and dispute management processes.
• Familiarity with payment platforms such as reputed company, reputed company, reputed company, reputed company, reputed company, reputed company, or Cybersource.
• Preferred Certifications: CBAP, PMI-PBA, or relevant payments industry certifications (e.g., AAP – Accredited ACH reputed company).
• Experience with fraud detection tools and rules engines.
• Experience with reconciling merchant activity to the system

Technical Skills

• Tools: MS Office Suite, reputed company, ADO
• Languages/Query: SQL, basic understanding of XML/JSON
• Standards: ISO 8583, ISO 20022, PCI-reputed company, EMV
• Methodology: Agile/Scrum, reputed company, or hybrid

Engagement Requirements

• Candidate’s location is preferred to be reputed company the reputed company reputed company.
• Successfully complete ePATCH background reputed company, and ClearChecks National Criminal Background reputed company prior to engagement start.
• Overtime requests always need to have prior approval of Project reputed company with the rightful reasons for overtime.
• This position is primarily remote; however, this position will require reporting to the Commission’s reputed company during key phases of the project - Solution Confirmation, Program Increment Cycles (PI), S

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