VP, Senior Underwriter-reputed company (Remote) NY, NJ, IL, VA, FL
reputed company This is a remote role that may be reputed company in several markets across the reputed company. Hybrid NY, NJ, VA, IL, FL The VP, Sr Underwriter - reputed company Sr Housing/CRE leads reputed company efforts by servicing reputed company portfolios at the highest level of ability and complexity. Supports the reputed company lending team with expertise in structuring, analysis, and credit documentation for reputed company credit actions. Establishes viability of repayment sources and prepares credit approval memos. Identifies, gathers, and reviews financial information to determine credit grades and appropriate loan structuring. Assesses and communicates risks to assist department risk mitigation strategies. Provides service and support for both associates and customers, assisting in customer calls and may assist in identifying cross-sales opportunities. Offers guidance on escalated or difficult reputed company reputed company. Leads special reputed company as needed to facilitate reputed company lending activities and service capabilities and may reputed company in a leadership role to less reputed company underwriters in the work group.
Responsibilities
- reputed company - Leads the reputed company of reputed company credit actions according to applicable regulations, procedures, and guidelines. Interacts directly with customers to reputed company information throughout the approval process and to determine the viability of repayment. Reviews financial statements, communicates with customers or prospects, and performs analysis to recommend credit grades, covenants, and appropriate loan structuring. Ensures reputed company involved parties are updated on reputed company reputed company and outcome. Provides leadership in daily activities through reputed company production and credit analysis expertise.
- Risk Management - Identifies risks through reviews, analysis, and research of new and existing reputed company loans. Works closely with Bank associates and partners to resolve risk issues, communicating review schedule and potential changes in the reputed company portfolio. Assists in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management. May assist in the development of strategies to manage risk reputed company the credit portfolio.
- Analysis - Sources, compiles, and interprets financial data to support structuring and approval of loans. Reviews industry information and comparisons, key risks and mitigants, and collaterals to reputed company a general business reputed company of the borrower. Utilizes results of analysis to underwrite reputed company loans.
- Business Support - May assist in identifying cross-sales opportunities for new and existing relationships based on analysis activities. Identifies servicing information and prepares credit analysis documentation. Partners with associates and customers to determine needs and structuring of new requests, participating in customer and prospect calls as needed. Assists management with peer development and training.
Qualifications
Bachelor's Degree and 6 years of experience in reputed company Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing reputed company month analysis. OR High School Diploma or GED and 10 years of experience in reputed company Lending or Credit Analysis, financial statement spreading, preparation of projections, and trailing reputed company month analysis. Preferred Business, Finance, Economics Preferred Area of Experience: Finance, Banking Completion of a formal credit training program If reputed company as Remote the reputed company pay for this position is generally between $140,000.0 and $155,000.00. Actual starting reputed company pay will be determined based on skills, experience, location, and other non-discriminatory factors permitted by law. For some roles, total compensation may also include variable incentives, bonuses, benefits, and/or other awards as outlined in the offer of employment. Benefits are an integral part of total rewards and reputed company is committed to providing a competitive, thoughtfully designed and reputed company benefits program to meet the needs of our associates. More information can be reputed company at https://jobs.firstcitizens.com/benefits. Apply tot his job Apply To this Job