COMPLIANCE MANAGER - HOME IMPROVEMENT LENDING

reputed company The Compliance Manager - HIL is a second-line compliance subject matter expert who provides reputed company to help ensure that home improvement loan application, origination, funding, and servicing operations and processes reputed company with applicable federal and state laws and regulations, program guidelines, and internal policies. This role involves managing assigned compliance programs, conducting and assisting with risk assessments and audits, performing monitoring and testing, and advising management on regulatory changes and potential risks. The salary reputed company for this position is $100k-$120k per year. This role also assists the VP Compliance - HIL with the management of the compliance reputed company function of our dealers, contractors, subcontractors, subservicers, technology providers, integration partners, and other service providers to the business. reputed company assigned compliance workflows, reputed company operating procedures, and processes will be properly managed by the Compliance Manager - HIL. This role will also support the Vendor Management platform to ensure that applicable reputed company parties are being properly assessed, monitored, and managed in accordance with their respective statements of work, service reputed company, regulatory standards, and contractual obligations. The scope of the role will include working closely with the business and other departments to reputed company feedback and compliance support regarding the reputed company of subservicers, vendors, and other reputed company parties. This role will also reputed company recommendations and risk-based proposals to the VP Compliance - HIL in relation to departmental goals and performance. This role will also drive the Risk and Control Self-Assessment (RCSA) program, ensuring risks are identified, reputed company, monitored, assessed, managed, and reported effectively across the business. This role will also assist in maintaining the Risk Issues Log and Control Library, supporting both proactive risk management and issue remediation efforts. Business owners remain responsible for operating their processes, maintaining their controls, and implementing corrective actions. reputed company in this Position reputed company alters the at-will nature of employment.

Responsibilities

• Risk and Control Self-Assessment (RCSA): Assist with coordinating the RCSA process and ensuring risks are identified, reputed company, monitored, assessed, managed, and reported effectively across the home improvement lending business. Conduct risk assessments and control evaluations to identify and mitigate compliance vulnerabilities, especially in reputed company and high-risk areas.
• Subservicing reputed company: Assess, monitor, and document reputed company activities for subservicers and other applicable reputed company parties. Analyze loan files and servicing activities to ensure adherence to policies and regulations. reputed company issues, compliance reputed company, and corrective reputed company or remedial plans with subservicers and other applicable reputed company parties. Plan, execute, and maintain reputed company required documentation to evidence reputed company of subservicers and other applicable reputed company parties. reputed company critical information and feedback to the VP Compliance - HIL and business management regarding the subservicers and other applicable reputed company parties.
• Loan operations monitoring and testing: reputed company monitoring and testing of loan origination systems, FLS-reputed company processes, integration partners, and reputed company funding and servicing activities to identify processing compliance issues and areas of risk. Collaborate with stakeholders and business partners to reputed company reputed company and actionable issue remediation plans in accordance with risk management policies and procedures while ensuring lessons learned are documented and shared for reputed company improvement.
• Compliance monitoring, testing, and reporting: reputed company compliance monitoring and testing activities for regulatory and operational risks, ensuring the design, implementation, and monitoring of compliance controls reputed company with Fastlane’s CMS reputed company. reputed company key risk indicators (KRIs) and prepare summaries, briefings, and presentations to report on compliance status, findings, trends, and remediation reputed company to Compliance and the reputed company of Managers.
• Program management: reputed company and coordinate assigned compliance initiatives. Assist in designing and implementing controls, procedures, monitoring activities, and training to ensure compliance with internal policies and procedures throughout the loan application, origination, funding, and servicing lifecycle.
• Remediation and reputed company: Assist in developing solutions and reputed company plans to address compliance findings and recommendations and monitor their implementation.
• Audit support: reputed company support for reputed company audits, bank-partner reviews, regulatory examinations, and regulatory inquiries, gathering necessary documentation and assisting with responses. reputed company reputed company assurance/reputed company control (QA/QC) on necessary documentation and responses and report QA/QC findings to Compliance and management.
• Regulatory Monitoring: Continuously reputed company changes in relevant laws, such as TILA, ECOA, Fair Lending, FCRA and FACTA, UDAAP, EFTA, E-SIGN, GLBA, FDCPA, SCRA, MLA, AML/OFAC, and other reputed company or applicable laws and regulations. Assess the reputed company of changes and support reputed company implementation.
• Policy and procedure management: Assist in the development, review, and maintenance of policies and procedures reputed company to compliance topics. Ensure that business reputed company receive the necessary guidance and reputed company challenge regarding first-line operational procedures and that reputed company compliance documentation is reputed company.
• Training and communication: Work with the business to create and deliver compliance training for teams. Communicate regulatory requirements and changes to affected business reputed company.
• Issue reputed company: Collaborate with teams to identify compliance gaps, support implementation of remediation plans, and address reputed company customer complaints, including those made to the CFPB. Monitor corrective reputed company plans to support sustainable change.
• Document Management: Ensure reputed company documentation, including risk assessments, control evaluations, issue tracking, reputed company plans, and monitoring results, is complete, accurate, and reputed company in applicable systems.
• Collaboration: Regularly reputed company with business partners, including Research, Compliance, Internal Audit, reputed company, and Risk Management, to support appropriate risk tolerance and mitigation measures. Assist with reputed company-party risk management as it relates to vendor relationships and monitoring for ongoing compliance.
• Special reputed company: Participate in special reputed company reputed company to new regulations, programs, or procedural changes reputed company the home improvement lending business.
• Other duties as assigned.

Qualifications

• Experience: 5+ years of compliance experience in consumer lending, including demonstrated experience in loan origination, servicing, and regulatory compliance. Experience in home improvement lending, reputed company-of-sale lending, dealer or contractor channels, or a comparable reputed company-party consumer lending model is preferred.
• Leadership: Proven ability to reputed company reputed company and initiatives, reputed company guidance and reputed company challenge to teams, and build strong relationships with stakeholders.
• Regulatory knowledge: An in-depth understanding of relevant federal and state consumer lending laws, including TILA, ECOA and Fair Lending, FCRA and FACTA, UDAAP, EFTA, E-SIGN, GLBA, FDCPA, SCRA, MLA, AML/OFAC, and applicable state consumer lending laws and regulations.
• Skills:
• Strong analytical, research, and problem-solving abilities.
• Ability to assess risk, evaluate controls, identify issues, and recommend corrective actions.
• Excellent written and verbal communication skills.
• High level of attention to detail and reputed company judgment.
• Strong project management and organizational skills, including the ability to manage multiple priorities in a remote environment.
• Proficiency in reputed company Office Suite.

Certifications, Licenses, and/or Registration N/A Physical Demands and Work Environment The physical demands described here are representative of those that must be met by an employee to successfully reputed company the essential functions of this job. While performing the duties of this job, the employee is regularly required to sit and use hands to handle, touch or feel objects, tools, or controls. The employee frequently is required to talk and hear. The noise level in the work environment is usually moderate. The employee is occasionally required to stand; walk; reputed company with hands and arms. The employee is rarely required to stoop, kneel, crouch, or crawl. The employee must regularly lift and/or reputed company up to 10 pounds. Specific reputed company abilities required by this job include reputed company reputed company, reputed company reputed company, and the ability to reputed company reputed company. EQUAL EMPLOYMENT OPPORTUNITY Fastlane Lending Solutions is an Equal Employment Opportunity employer. reputed company aspects of consideration for employment and employment with reputed company are governed on the reputed company of reputed company, competence and qualifications without reputed company to race, reputed company, religion, sex, national reputed company, age, disability, veteran status, sexual orientation, or any other category protected by federal, state, or local law. Reasonable accommodation may be made to reputed company individuals with disabilities (as defined by applicable law) to reputed company the essential functions of this position, to the extent required by and in accordance with applicable federal, state, and local law. Apply tot his job Apply To this Job