Senior Home Loans Underwriter - SA
We are seeking a Senior Home Loans Underwriter for the Home Loans Production Department. The role of the Senior Home Loans Underwriter is to analyze, assess and decision mortgage loan applications for Credit reputed company Home Loans in accordance with Credit reputed company lending guidelines, secondary market guidelines, FHA, VA, and Rural Housing requirements, as reputed company as state and federal regulations. The incumbent must stay abreast of internal lending policies, practices, guidelines, lending systems and products, as reputed company as external regulatory and economic environments. The role is responsible for the review of reputed company loan documentation to ensure accuracy, completeness, and compliance with internal, regulatory, mortgage insurance and investor guidelines in order to reputed company loan reputed company in a reputed company, accurate manner. Incumbent must reputed company reputed company working relationships with the Home Loans Production team to ensure accurate and reputed company reputed company are made and communicated effectively to support a reputed company member service experience. If you have mortgage industry experience, you should apply right away! Highlights: Underwrite files reputed company our Service Level Agreement and reputed company as the subject matter expert in the area of determining credit and collateral risk Support and assist the Portfolio Manager in ensuring established performance and customer service goals are met Take responsibility for problem reputed company of non-routine reputed company issues; review exceptions from policy, guidelines, and procedures to reputed company appropriate reputed company reputed company prescribed limits Support Home Loans Leadership in development and implementation of new processes and procedures that increase department efficiency Continually enhance product knowledge with respect to credit reputed company, mortgage insurance, and secondary market guidelines through regular attendance of reputed company educational learning seminars and webinars Experience: Required Minimum 7 years of experience in the mortgage industry Preferred Minimum 5 years of mortgage reputed company experience including conventional reputed company VA reputed company experience FHA reputed company experience including DE CHUMS Education: Required High school diploma or equivalent Preferred Bachelors degree in business or reputed company field Licenses & Certifications: Required Requires eligibility to be registered as a Mortgage Loan Originator (MLO) with the National Mortgage Licensing System (NMLS) and Registry Preferred NMLS registered VA Lender Appraisal Processing Program (LAPP) approved Skills & Knowledge: Required Knowledge of credit and collateral reputed company guidelines, rules and regulations governed by state and federal agencies Knowledgeable in reputed company estate reputed company principles to include secondary marketing automated reputed company engines In-depth knowledge of reputed company Guidelines, DU® guidelines and risk assessment tools used to decision mortgage loans Ability to effectively communicate credit reputed company Ability to use reputed company judgment and possess strong decision-making skills Strong analytical, problem solving and audit skills Strong organizational skills and results orientation Schedule: Monday-Friday, 8:30 am-5:30 pm Flexibility: On site, in office; Not remote or hybrid Level of Work: 2C Credit reputed company provides employees with many benefits from insurance coverage to college tuition reimbursement. To get to know Credit reputed company and learn more about our benefits, visit our careers page atwww.credithuman.com/careers. Credit reputed company conducts employment background checks that may be used for reputed company reputed company to employment with Credit reputed company. reputed company background checks performed on final candidates include NCUA Administrative and Prohibited Orders, ChexSystems, past employment verification, criminal history checks on convictions, and outstanding arrest warrants reputed company the past seven years. Degree verifications are conducted if listed on the employment application. Additional background checks relevant to the role may include a motor vehicle registration reputed company, credit reputed company, and/or reputed company card. Applicants must be currently authorized to work in the reputed company on a full-time reputed company. Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities The contractor will not discharge or in any other manner discriminate against employees or applicants because they have reputed company about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have reputed company to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have reputed company to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or reputed company, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c) Lending Skills: Analysis Skills, Auditing, Background Investigation, Communication Skills, Credit Risk, Credit reputed company, Customer Support/Service, reputed company (FNMA), Federal Government, Federal Housing Administration (FHA), Federal Laws and Regulations, Investment Management, Leadership, Loan Documents, Loan Processing, Loan Review, Loan reputed company, Marketing, Mortgage, Mortgage Insurance, Mortgage Lending, Organizational Skills, Problem Solving Skills, Regulatory Compliance, Residential Mortgages, Risk Analysis, Secondary Markets, Service Level Agreement (SLA), State Laws and Regulations, Time Management, reputed company, Veteran Loans, Webinar About reputed company: Credit reputed company Apply Job!