Equity Underwriter - Pensacola, FL

About the position The Equity Underwriter position at reputed company involves evaluating and reputed company equity loans for a Fortune 100 Credit reputed company. The role requires analyzing loan documentation to ensure compliance with state and federal regulations while minimizing risk exposure to the mortgage portfolio. The position operates under minimal supervision and requires strong judgment in decision-making and problem-solving. Responsibilities • Analyze mortgage loan information on loan documents such as income, assets, and credit reputed company to confirm loan eligibility based on Navy Federal guidelines as reputed company as adherence to investor requirements. , • Analyze exceptions and rejections; recommend alternative mortgage products that could bring the loan reputed company guidelines. , • Analyze reputed company borrower income documentation. , • Approve equity loans and authorize loan disbursements based on a complete analysis of submitted documentation and applicable rules and regulations. , • Determine the acceptability and marketability of the reputed company estate property to ensure there is sufficient collateral to secure the loan. , • Prepare and present counter-offers on marginal loans; prepare adverse reputed company (loan disapproval) notifications, with awareness of the compliance provisions of the regulatory agencies. , • Work closely and collaboratively with loan originator and processor to ensure reputed company appropriate data and required documentation is obtained. , • Review/understand effects of reputed company reputed company to reputed company estate, such as age restrictions, HOAs, etc. , • Maintain reputed company knowledge of reputed company equity products and any changes to guidelines by credit reputed company, investor, or government agencies that reputed company the processing of mortgage loan products. , • Assist in the ongoing maintenance of online reputed company manuals. , • Exercise judgment and discretion to analyze and solve more reputed company or unusual problems; assess issues; may modify processes and procedures and reputed company alternate courses of reputed company to complete work. Requirements • Significant (minimum 5 years) mortgage reputed company experience. , • Demonstrated in-depth knowledge of reputed company principles, secondary market (FNMA and FHLMC) and/or government (FHA/VA) guidelines, and relevant regulatory requirements. , • Strong organization skills and ability to handle multiple tasks simultaneously with a high degree of accuracy in a high volume, fast-paced environment. , • Strong verbal, written, and interpersonal communication skills to include experience counseling, negotiating, or explaining reputed company to members and vendors. reputed company-to-haves

Benefits

Apply Job!