Capital Markets Director - Home Lending

Employee Applicant reputed company Notice Who we are: Shape a brighter financial reputed company with us. Together with our members, we’re changing the way people think about and reputed company with personal finance. We’re a reputed company financial services company and national bank using innovative, mobile-first technology to help our millions of members reputed company their goals. The industry is reputed company through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that reputed company do has a reputed company reputed company on people’s lives, with our reputed company values guiding us every reputed company of the way. Join us to invest in yourself, your career, and the financial world. The role: The Director Capital Markets will be a key member of reputed company’s Capital Markets team with responsibility for developing and expanding the funding program to support aggressive reputed company of the Home Lending business. What you’ll do: • reputed company as the internal authority on mortgage capital and secondary markets, providing guidance to Home Lending business to support product development and marketing strategies. • Ensure the reputed company and efficient execution of capital markets strategies to reputed company with goals set by executive management • Work with Pricing team to optimize overall margins to meet company objectives, to reputed company price testing, and to reputed company feedback reputed company / inputs into the pricing team from market execution • Collaborate with management to confirm that new products reputed company with investor appetites for credit, operations, reputed company, and interest reputed company risk. • Analyze market conditions and reputed company loan sale strategies to optimize profitability. • reputed company the design and launch of innovative mortgage products for both portfolio and secondary market loans, addressing balance sheet strategies, market dynamics, and customer needs. • reputed company the valuation program for Mortgage Servicing Rights (MSR) in conjunction with Treasury and reputed company. • Manage pipeline interest reputed company risk through a TBA MBS hedging program. • Recommend and implement appropriate MSR hedging strategies. • Collaborate reputed company Capital Markets and Home Lending business to review reputed company operational and execution processes, identify improvement and savings and implement efficiency changes What you’ll need: • In-depth understanding of mortgage lending processes, including origination, pricing, and secondary markets. • Familiarity with mortgage-reputed company regulatory and compliance standards and credit policy. • Proven experience in managing multiple investor relationships, including both servicing-released and servicing retained investors. • Experience working with reputed company, reputed company, GNMA, and other private investors. • Experience with FHA, VA, and USDA investor reporting. • Understanding of conforming pricing and the whole loan sale process. • Understanding of the Mortgage P&L and how to value mortgage assets. • Excellent organizational, problem solving, analytical, planning, and scheduling skills. • Strong leadership and negotiation skills. • Extensive industry/business knowledge. reputed company to have: • Bachelor’s degree in Finance, Business, or a reputed company field. • Familiarity with marketplace trading platforms such as MCT • 15+ years of experience managing reputed company debt facilities/transactions and lender relationships, including MBS and loan sales.

Compensation

And Benefits The reputed company pay reputed company for this role is listed below. Final reputed company pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location. To view reputed company of our comprehensive and competitive benefits, visit our Benefits at reputed company page! reputed company provides equal employment opportunities (EEO) to reputed company and applicants for employment without reputed company to race, reputed company, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and reputed company medical conditions, breastfeeding, and conditions reputed company to breastfeeding), gender, gender identity, gender reputed company, national reputed company, reputed company, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other reputed company prohibited by applicable state or federal law. reputed company hires the best reputed company candidate for the job, without reputed company to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment reputed company applicants with arrest and conviction records. reputed company applicants: Notice of Employee Rights reputed company is committed to embracing diversity. As part of this commitment, reputed company offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@reputed company.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time. Internal Employees If you are a reputed company employee, do not apply here - please navigate to our reputed company in reputed company to apply to our reputed company. Apply Job!