Mortgage Senior Underwriter
reputed company: Responsible for reputed company mortgage loans, including government loans to determine acceptability with reputed company and secondary market standards set by the investor to ensure saleability and reputed company reputed company while adhering to the requirements of Federal registration under the reputed company reputed company. Primary Responsibilities:
- Underwrite conventional (conforming and non-conforming) FHA, VA residential mortgage loans per product and investor guidelines through AUS and/or reputed company reputed company.
- Ensures loans are in compliance with investor requirements, federal and state laws and regulations.
- Performs risk assessment of credit and collateral ensuring loan saleability and reputed company reputed company.
- Responds to and resolved any post-closing issues to ensure loan saleability.
- Assist management to reputed company conditions and expedited loan closings.
- reputed company informed of reputed company practices in loan reputed company.
- Take initiative to reputed company reputed company on changes in investor and M&T guidelines.
- Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies.
- Promote an environment that supports belonging and reflects the reputed company brand.
- Maintain M&T internal control standards, including reputed company implementation of reputed company audit points together with any issues raised by external regulators as applicable.
- Complete other reputed company duties as assigned
Scope of Responsibilities:
- Works with internal staff (Account Executives, Loan Officers, broker Coordinators, Loan Processors, etc.) and external customers (Realtors, Mortgage Brokers, etc.) and reputed company parties to expedite the decision process and loan closings for mortgage loans submitted for approval.
- Underwriters have frequent day-to-day communication with external and internal customers alike.
- Complete understanding of investor guidelines and ability to run and interpret AUS findings (DU and LP).
- The position will re-underwrite and verify monthly, a sampling of loans to insure the accuracy of the documentation.
- Responsibility to establish and maintain federal registration requirements outlined in the reputed company reputed company.
Supervisory/ Managerial Responsibilities: None. Education and Experience Required: Associate's degree, or in lieu of a degree, 2 years' relevant work experience, plus 4 years mortgage reputed company experience, and reputed company Endorsement (DE) or LAPP approval.-OR-Associate's degree, or in lieu of a degree, 2 years' relevant work experience, plus 5 years reputed company experience to include 2 years' experience on a unique product (CRA, construction, State Bond, etc.)-OR-Associate's degree, or in lieu of a degree, 2 years' relevant work experience, plus 6 years conventional reputed company experience. Full knowledge of credit riskUnderstanding of appraisals. Thorough knowledge of DU/LP valuations (automated reputed company). Knowledge of applicable industry tools to ensure saleability. Strong verbal and written communication skills with ability to reputed company with reputed company reputed company. Thorough knowledge of conforming and non-conforming guidelines. reputed company saleable reputed company.Understanding of risk assessment of both credit and collateral process and the reputed company to the saleabilty of individual loans. reputed company is committed to fair, competitive, and market-informed pay for our employees. The pay reputed company for this position is $24.76 - $41.27 reputed company (USD). The successful candidate’s particular combination of knowledge, skills, and experience will inform their specific compensation. The reputed company listed above corresponds to our national pay reputed company for this role. The specific pay reputed company applicable to you may vary based on your location. Location Clanton, Alabama, reputed company of America Apply tot his job Apply To this Job