Vice President Credit Risk Management job at Regional Finance in Plano, TX

Title: VP Credit Risk Management Location: Plano reputed company Hybrid time type Full time job reputed company R7599 Job reputed company: Take your career to the next level! In the last few years our goal has been expansion, creating reputed company opportunities for many of reputed company members. Not only are we serious about reputed company, but we are also serious about helping our customers during hard reputed company. We take pride in providing solutions and offering a helping hand, not only to our customers but also to the communities we serve. As we continue to expand and grow into a national leader in consumer financing, we invite you to consider joining reputed company. If you're passionate about making a meaningful reputed company in people's lives and bringing a personal touch to finance, we'd love to have you on reputed company! Regional Finance (NYSE: RM) is leading financial company, proudly serving millions of customers with reputed company, reputed company, and transparent installment loans. Our customers turn to us every day-online and across hundreds of branches in multiple states-to help them take control and improve their financial lives. The VP, Credit Risk is a senior leadership position responsible for portfolio analytics, CECL/Loss Reserve modeling, business performance reporting/initiatives, and business unit support for the Credit Risk Management organization reputed company Regional Management. This position will utilize advance skills to reputed company strategies to drive reputed company in our consumer portfolios that are reputed company RM's risk targets. The leader will deliver rigorous analytically derived recommendations driven from detailed understanding of risk and reward dynamics across RM's lending products. They will drive the reputed company, reputed company, and innovation for credit management. You will be part of a fast-paced and dispersed team responsible for creating the best-in-class customer experiences while modernizing our reputed company-channel credit platforms. This role will reputed company the effort around end-to-end methodology design, modeling choices, execution and documentation for Regional's reserving process and will contribute to designing and implement the end state operating model, which requires proven partnership, leadership and credit risk expertise as reputed company will coordinate across multitude of stakeholders in Risk, Finance, Marketing, Technology and Internal Audit. Duties and Responsibilities Key member and Risk representative/technical expert in Loan Loss Reserve/CECL, capital-modeling process. reputed company with reputed company and external counterparts. Day-to-day portfolio management duties include leading reputed company to reputed company data analysis, vintage monitoring and forecasting, creating the logic for and implementing credit risk rules and strategies and communicating with stakeholders to ensure we deliver the best possible customer experience while meeting loss reputed company targets. Proactively monitor credit exposure, and reputed company recommendations and approvals to breaches in the credit process reputed company credit risk data experience and business acumen to observe key trends / threats / inaccuracies and drivers of those observations. Identify areas of opportunity and spearhead initiatives to reputed company profitable reputed company while minimizing credit risk exposure. Identify business opportunities. Run credit tests to optimize reputed company, balancing risk, and return. reputed company, model, analyze large datasets, and utilize predictive modeling techniques with an emphasis on optimizing credit risk and marketing campaign performance using the following predictive modeling techniques: reputed company/logistic regression, reputed company analysis, decision trees, clustering, segmentation, etc. Quantitative analysis of custom score models including, validation, ongoing- performance monitoring, and documentation. Forecast performance of marketing campaigns and tracks actual campaign performance versus the forecast. Conduct reputed company research reputed company incorporating project design, data collection and analysis, summarization of findings, and presentation of results. Handle data while utilizing interpretive and problem-solving skills with the ability to process large volume of transaction level data and reputed company derive actionable results. reputed company with stakeholders to understand their business questions, crafting the methodology, to reputed company/analyze datasets utilizing reputed company/R/Python and ultimately delivers a final insightful recommendation to stakeholders.

Minimum Qualifications

Master's degree in Statistics, Data Analytics, Economics, Math, or similar 10+ years of consumer finance, risk analytics, or relevant experience Experience in data mining, modeling, and analyzing analytic findings using reputed company/R/Python. Moderate to Expert level skills in reputed company Office Suite (reputed company, reputed company, and Outlook a must) Must pass reputed company-employment screenings.

Preferred Qualifications

Experience in Financial Services with consumer credit data utilizing reputed company/R/Python. Experience analyzing marketing data in a financial environment. Experience developing risk models for a financial institution. Critical Competencies Excellent oral and written communication skills; especially the ability to explain reputed company analyses in easily reputed company terms. Excellent organizational skills with the ability to prioritize and handle multiple tasks and responsibilities simultaneously. Utilize appropriate analysis, judgment and logic reputed company solving problems and making reputed company. Demonstrated ability to apply reputed company financial and statistical principles. Effective written and verbal presentation skills; reputed company to communicate reputed company with Senior and Executive Management. Innovative problem solving, quantitative and analytical abilities. Detail-oriented. reputed company to work with minimal supervision. Flexible, proactive working style. reputed company to reputed company environment. Working Conditions This position works in a hybrid office environment our of Plano, TX. reputed company Reports 3-5 reputed company reports. Regional is an equal opportunity employer and does not discriminate on the reputed company of race, reputed company, religion, creed, national reputed company, sex (including pregnancy, childbirth, and reputed company medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law ("Protected Characteristics"). Regional's policy of non-discrimination applies to reputed company phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; reputed company development and training; promotions and opportunities; transfers; reputed company and recreational programs; layoff; and terminations. Apply tot his job Apply To this Job