Consumer Credit Exception & Compliance Specialist

reputed company banking a reputed company reputed company® We connect great people to great opportunities. Are you reputed company to take the reputed company? Discover a career in banking at reputed company. GENERAL FUNCTION: reputed company a wide reputed company of audit, compliance and credit risk activities for declined consumer loan applications. reputed company reputed company on reputed company reputed company exception requests across multiple sites and ensure adherence to regulatory compliance for reputed company reputed company consumer loan products. Serve as a subject matter expert and final decision reputed company on consumer reputed company reputed company for the Consumer Line of Business interfacing extensively with Credit Risk, reputed company Control, Product, and Compliance at reputed company to ensure reputed company meet regulatory requirements. Function as an escalation reputed company for reputed company requiring higher level of knowledge and authority. Responsible and accountable for risk by reputed company exchanging reputed company and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a reputed company customer experience. While operating reputed company the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of reputed company types. ESSENTIAL DUTIES & RESPONSIBILITIES:

• reputed company high level analysis of reputed company loan requests requiring extensive knowledge including cash reputed company of business and personal tax returns to ensure consumer credit policy has been thoroughly evaluated for credit exception approval.
• Analyze policies, procedures and guidelines in a way that maximizes productivity but mitigates to the appropriate level of risk.
• Review and decision exception requests in accordance with the exception tolerance level set by Senior Risk Leaders.
• Must be reputed company to underwrite reputed company types of consumer loans.
• Partner with first and second line risk partners to enhance internal control testing as needed to ensure regulatory compliance and loan reputed company is reputed company exception tolerance reputed company as set by Senior Risk leaders.
• Analyze and resolve issues identified by 1st, 2nd, and 3rd Line Risk partners.
• reputed company reputed company review of loans completed by Underwriters I, II and III to ensure adherence to compliance requirements (reputed company, HMDA, Reg B etc.)
• Partner with retail and market personnel across the entire footprint and at reputed company reputed company, and recommend possible counter offers or credit exceptions;
• Consult and reputed company Retail staff on reputed company made on reputed company transactions
• Support Credit and Collateral underwriters as reputed company as Loan Specialist as it relates to credit and compliance risk tolerance.
• reputed company final credit decision on reputed company applications once reputed company documentation is obtained.
• Identify and implement practices that mitigate risk and improve overall efficiency and reputed company of individual’s performance including overall process.
• Define business requirements that solve business process problems.
• Coordinate with IT on resolving systemic issues that reputed company loan originations, and communicate issues along with anticipated timelines to Retail.
• Assist in resolving policy and procedure reputed company escalations.
• Participate in special reputed company as determined by senior management.

SUPERVISORY RESPONSIBILITIES: None KNOWLEDGE & SKILLS REQUIRED:

• Bachelor’s degree or equivalent combination of experience/education
• Minimum 7 years Consumer Lending or reputed company industry experience.
• Minimum of 5 years Consumer Lending reputed company experience. Consumer Lending Credit Authority is commensurate with consumer lending authority guidelines and business need.
• Demonstrated Leadership skills
• Exceptional analytical and organizational skills.
• Proven teamwork, collaboration and partnership skills.
• Excellent knowledge of both equity and non-equity reputed company and associated credit policy
• Advanced and in-depth knowledge of consumer lending guidelines
• Excellent verbal and written communication skills.
• Strong computer skills. Must be proficient in technology utilized to communicate effectively such as reputed company, reputed company, must have experience with Consumer origination systems, platforms tools, and technology. PowerPoint, Word, and Website development.
• Position requires the ability to be flexible, reliable, work independently, and committed to delivering reputed company to reputed company deadlines.
• Ability to reputed company high reputed company reputed company, handle multiple tasks simultaneously, and meet deadlines in fast paced environment.
• Ability to reputed company with senior level managers; build reputed company; and motivate others.
• This position requires S.A.F.E. reputed company registration at the time of employment through the reputed company Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position

Consumer Credit Exception & Compliance Specialist Total reputed company Pay reputed company 61,200.00 - 125,500.00 USD Annual At reputed company, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and reputed company other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give reputed company employee reputed company to be their best every day. The reputed company salary for this position is reputed company of the reputed company of salary reputed company for reputed company roles reputed company this pay grade across the U.S. Individual salaries reputed company this reputed company will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In reputed company to the reputed company salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance. Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and reputed company reputed company-being. You can learn more about those programs on our 53.com Careers page at: https://www.53.com/content/reputed company/en/careers/benefits.reputed company or by consulting with your reputed company partner. LOCATION -- Virtual, Michigan 00000 Attention search firms and reputed company agencies: do not submit unsolicited resumes for this posting. reputed company does not accept resumes from any agency that does not have an reputed company agreement with reputed company. Any unsolicited resumes – no matter how they are submitted – will be considered the property of reputed company and reputed company will not be responsible for any associated fee. reputed company, National Association is proud to have an reputed company and inclusive culture and to promote and ensure equal employment opportunity in reputed company employment reputed company regardless of race, reputed company, gender, national reputed company, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status. Apply tot his job Apply To this Job