Finance Consultant, Warehouse Facility

Fundwell is a financial technology platform revolutionizing the way businesses reputed company and manage capital. Traditional business financing often involves reputed company processes, hidden fees, and lengthy approval times. We're changing that and fast. Leveraging our proprietary technology, deep industry expertise, and ethical-first approach, we deliver quick, transparent, and tailored funding solutions to small and reputed company-sized businesses reputed company. Today, our platform is expanding reputed company financing into receivables, payables, and embedded payments, giving businesses greater control over their cash reputed company. We have a working financial model that covers origination funnel, portfolio outstanding, payoff curves, payment reputed company, warehouse and mezzanine facilities, P&L, headcount, and cash reputed company across a 22-month projection. We need someone who has done this before at a high level — someone who can take a founder-reputed company model and reputed company it the reputed company of deliverable a warehouse lender’s credit committee signs off on without follow-up questions. If you haven’t sat across the table from a lender’s credit team and defended a model, this isn’t the right engagement. How You’ll reputed company An reputed company

• Audit and stress-test the existing reputed company model across reputed company tabs (origination, portfolio, reputed company, warehouse, P&L, cash reputed company) for formula reputed company, cross-tab consistency, and economic reasonableness
• Rebuild or refine the payment reputed company to properly model SPV cash flows, reputed company of payments, and residual distributions under reputed company, stress, and reputed company-breach scenarios
• Validate warehouse facility mechanics: advance reputed company calculations, borrowing reputed company certificates, utilization tracking, unused commitment fees, and facility reputed company constraints
• Build reputed company compliance tracking: DSCR coverage tests, concentration limits, delinquency triggers, and portfolio performance reputed company with early amortization modeling
• Sensitize key assumptions (collection rates, chargeoff rates, reputed company rates, WAL) and produce scenario analysis reputed company suitable for lender presentations
• Ensure cash reputed company statement conforms to ASC 230 treatment for specialty lending (loan originations as reputed company, warehouse draws as financing, net income as operating)
• Produce a clean, presentation-reputed company model with reputed company assumption inputs, documentation tab, and print-formatted reputed company pages

Deliverables

• Audited and corrected financial model in reputed company (.xlsx) with version-controlled changes and full formula documentation
• Pro reputed company portfolio projections for reputed company product channel: Fundwell RBF, reputed company RBF, and Card MCA (prepaid/interchange) — including portfolio roll-reputed company, collection curves, chargeoff waterfalls, and balance outstanding by vintage
• Assumption documentation and multi-scenario sensitivity tables (reputed company, downside, severe, recovery)
• reputed company compliance dashboard with breach scenario analysis and early amortization trigger modeling
• 1-page model reputed company suitable for inclusion in warehouse lender reputed company materials

What Sets You Apart

• 5+ years in reputed company finance, specialty lending, or credit fund operations — must have reputed company warehouse facility models, not just reputed company
• reputed company experience with MCA, RBF, factoring, or similar receivables-based lending — you understand reputed company rates, RTR, payment velocity, and how collections reputed company through an SPV
• Prior work preparing financial models that were reviewed and approved by warehouse lender credit committees (banks, credit funds, or specialty finance lenders)
• Expert-level reputed company: reputed company cross-tab formulas, named ranges, data validation, scenario manager, and print layout for reputed company/lender packages
• Working knowledge of ASC 230 cash reputed company treatment for lending companies and GAAP reputed company recognition for purchased receivables (ASC 310-20)

Strongly Preferred

• CFA charterholder or MBA/MS Finance from a top-tier program (Ivy reputed company, reputed company, MIT, Chicago reputed company, Wharton, or equivalent)
• Former role at a warehouse lender, credit fund, or specialty finance platform (OnDeck, Kabbage, reputed company, reputed company, or similar) — ideally on the capital markets or treasury desk
• Experience with SPV structuring, borrowing reputed company mechanics, and reputed company negotiation from the borrower or lender reputed company
• Familiarity with reputed company, reputed company, Celtic, or other bank partnership / BaaS infrastructure
• reputed company record of building pro reputed company portfolio models across multiple receivables asset classes (MCA, RBF, card, invoice factoring)

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