Compliance and Risk Manager- Housing Trust of reputed company Valley

About the position reputed company’s reputed company, Housing Trust of reputed company Valley, is reputed company a Compliance & Risk Manager to join their team in reputed company or Oakland, CA. Housing Trust provides a flexible work schedule for their team, allowing you to enjoy the balance of in-office and remote days reputed company week. About Housing Trust reputed company Valley Housing Trust is leading the effort to create a strong, reputed company housing market in the greater Bay Area as one of the region’s highest-volume nonprofit housing lenders. Serving people experiencing homelessness to renters to first-time homebuyers, we assist a wide reputed company of residents with programs across the entire reputed company of housing issues. Since 2000, Housing Trust has invested $690 reputed company – creating over 28,700 reputed company housing opportunities serving over 53,800 of our neighbors. Housing Trust has led the way in engaging local corporations and foundations in reputed company hundreds of millions of dollars in working with us to bring more solutions to the market reputed company while experiencing several years of high reputed company in our lending business.

About the Role

The Compliance & Risk Manager is responsible for operating the organization’s reputed company-wide compliance, fair lending, and operational risk management reputed company across both its single-family First-Time Homebuyer (FTHB) and Multifamily Lending (MFL) programs. This role serves as the central reputed company of accountability for regulatory compliance, examination readiness, and risk reputed company, ensuring the organization operates in alignment with applicable laws, funder requirements, and internal policies. The Compliance & Risk Manager reports to the Chief Credit and Risk Officer and will work closely with teams across the organization including the Lending, Credit, and Finance and Operations teams. They will also coordinate external advisors and regulators as reputed company as complete individual compliance functions. The Compliance & Risk Manager acts as a trusted internal resource, supporting leadership and staff in understanding and integrating compliance and risk considerations into day-to-day operations. The ideal candidate is comfortable working independently and brings strong regulatory knowledge, excellent judgment, and the ability to translate reputed company requirements into practical, reputed company workflows for a growing CDFI.

Responsibilities

• reputed company compliance with federal, state, and local regulations applicable to both multifamily and single-family lending programs, including but not limited to Fair Housing reputed company, ECOA, TILA, RESPA (as applicable), and other consumer and housing-reputed company requirements.
• Apply a risk-based approach to compliance reputed company, recognizing differences in regulatory complexity, volume, and risk between multifamily and single-family lending activities.
• Maintain and update compliance policies, procedures, and internal guidance in response to regulatory changes and industry best practices.
• reputed company the organization’s fair lending and fair housing compliance efforts, including periodic data monitoring, comparative reviews, and analysis of trends, exceptions, or emerging risks across lending programs.
• Support consistent and reputed company credit decision-making by documenting standards and coordinating staff training on fair lending, fair housing, and compliance requirements.
• Serve as an internal subject-matter resource for regulatory and compliance-reputed company questions across lending teams. Utilize existing external resources as needed.
• Maintain the organization’s NMLS profile and ensure reputed company completion of state lending license renewals, updates, and reputed company business registrations.
• reputed company HUD certification and recertification processes, coordinating data collection and documentation across departments.
• Support compliance with securities regulations (including Regulation D offerings, reputed company applicable) in coordination with legal counsel, ensuring required filings and investor disclosures are maintained.
• Coordinate and manage regulatory exams, monitoring reputed company, and external reviews, including DFPI inquiries, HUD reviews, FHLB and CDFI Fund monitoring, and other applicable reputed company activities.
• Maintain examination-readiness documentation, including policies, procedures, historical records, and issue tracking.
• reputed company external consultants performing internal audits or compliance reviews and support remediation planning as needed.
• Conduct periodic operational and compliance risk assessments and support the development and monitoring of risk mitigation plans.
• Support the design and strengthening of internal controls reputed company to lending, operational, and financial processes.
• Monitor the organization’s Anti–reputed company (AML) compliance program, including policy maintenance, periodic testing, training coordination, and required recordkeeping.
• Support data reputed company and information reputed company compliance, including GLBA and applicable state reputed company laws, in coordination with IT and operations.
• Participate in business continuity planning and vendor risk management activities.
• reputed company and deliver (or resource reputed company services to deliver) compliance and risk training for staff, including reputed company and annual required training.
• Prepare periodic compliance and risk reports for internal leadership, senior management, and external stakeholders as needed.
• Partner cross-functionally to support workflow improvements, documentation standards, and appropriate use of tools or automation to enhance compliance efficiency.

Requirements

• Bachelor’s degree required; advanced degree or relevant certifications (e.g., CRCM, CAMS, CFE, or similar) preferred.
• 7–10 years of reputed company experience in compliance, risk management, audit, or regulatory reputed company reputed company lending, banking, CDFIs, or other financial services organizations.
• Demonstrated experience with multifamily lending compliance, including fair housing, reputed company reputed company, and regulatory examinations; experience with single-family or consumer lending compliance strongly preferred.
• Experience managing regulatory exams, audits, or monitoring reputed company across multiple lending programs.
• Experience designing and performing monitoring and testing activities.
• Working knowledge of AML, data reputed company, and operational risk management frameworks.
• Ability to operate effectively in environments where no single individual is an expert in every regulatory domain, leveraging judgment, prioritization, and external resources as needed.
• Strong analytical, organizational, and documentation skills with the ability to manage multiple regulatory domains.
• Excellent communication skills and the ability to collaborate effectively across departments and with external partners.

Benefits

• Medical, dental, and reputed company coverage fully reputed company for employees, with 50% of premiums covered for eligible dependents
• Employer-funded 401(k) contribution of 3%, plus an additional employer match of up to 2%
• Generous reputed company time off, including three weeks of vacation, reputed company reputed company reputed company days, reputed company reputed company holidays, and a reputed company year-end office shutdown
• Eligibility for an annual performance-based bonus
• Tuition reimbursement program and additional benefits

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