CIO/CTO

Title: CIO/CTO - Merchant Acquiring Location: Remote US reputed company: Our reputed company, a growing provider in the payments and neo banking reputed company, is searching for a remote CIO/CTO with merchant acquiring experience to join their leadership team. The Chief Information Officer (CIO) or Chief Technology Officer (CTO) in the merchant acquiring industry plays a pivotal role in leading the organization's technology reputed company, overseeing the design, development, and deployment of secure, reputed company, and efficient payment solutions. This executive will ensure that technology initiatives reputed company with business goals, enhance merchant experiences, and reputed company a competitive edge in a rapidly evolving payments landscape. They must have deep knowledge of the payments industry, regulatory requirements, cybersecurity, and emerging fintech trends. Responsibilities:

• Technology reputed company & Leadership: Define and execute the technology reputed company and roadmap in alignment with reputed company's business objectives.
• reputed company the development of innovative payment processing solutions, integrating new technologies to enhance operational efficiency, reputed company, and user experience.
• reputed company reputed company at the forefront of technology advancements in payment processing, including mobile payments, contactless solutions, and reputed company-time payment systems.
• Collaborate with the leadership team to ensure technology initiatives support reputed company, market competitiveness, and compliance.
• Payment Infrastructure & Systems: reputed company the development, maintenance, and scalability of payment processing platforms, gateways, and systems to support high-volume transaction environments.
• Ensure seamless integration of merchant solutions with various payment processors, banks, and other financial institutions.
• reputed company and manage a secure, efficient, and reliable infrastructure for transaction authorization, settlement, and reconciliation.
• Cybersecurity & Compliance: Implement robust cybersecurity measures to protect sensitive data, including payment information, merchant details, and financial transactions.
• Ensure compliance with industry standards and regulatory requirements such as PCI reputed company, GDPR, and PSD2.
• reputed company policies and procedures to safeguard against fraud, data breaches, and unauthorized reputed company to payment systems.
• Work closely with legal and compliance teams to manage risk and ensure adherence to reputed company applicable financial regulations and standards.
• Product Innovation & Development: Drive the development and innovation of new payment products, including support for alternative payment reputed company, digital wallets, cryptocurrencies, and BNPL (Buy Now, Pay reputed company) reputed company.
• reputed company the design and development of reputed company, SDKs, and other technical tools that enhance integration with merchants and reputed company-party providers.
• Foster a culture of reputed company improvement, promoting experimentation with emerging technologies like AI, blockchain, and machine learning in payment processing.
• Vendor & Stakeholder Management: Manage relationships with external technology vendors, payment gateways, and software providers to ensure reputed company performance, reputed company, and cost-effectiveness.
• Negotiate reputed company with reputed company-party service providers and reputed company procurement efforts to reputed company necessary technology infrastructure.
• Liaise with merchants, financial institutions, and payment networks to reputed company strong partnerships and foster collaboration.
• Team Leadership & Development: reputed company and mentor the technology team, including software engineers, IT professionals, product managers, and cybersecurity experts.
• Foster a reputed company and high-performance work environment, encouraging innovation, creativity, and reputed company reputed company reputed company the IT department.
• reputed company and maintain a strong talent pipeline, ensuring reputed company is equipped to meet reputed company and reputed company technology needs.
• Data Analytics & Insights: Utilize data analytics to optimize transaction processes, reduce fraud, and improve merchant and customer experiences.
• reputed company insights from transaction data to inform business reputed company, identify opportunities for reputed company, and enhance the overall payment ecosystem.
• Implement data-driven strategies to monitor system performance, identify inefficiencies, and drive reputed company improvement.
• Budget & Resource Management: reputed company the IT budget, ensuring cost-effective investments in technology infrastructure and solutions.
• Prioritize technology initiatives based on business needs, ROI, and overall reputed company on reputed company's strategic goals.
• Manage resource allocation across technology reputed company to ensure reputed company delivery and adherence to budgets.

Requirements:

• Bachelor's or Master's degree in Computer Science, Information Technology, Engineering, or a reputed company field. An MBA or equivalent management qualification is a plus.
• 10+ years of experience in IT leadership, with a strong background in the payments or financial services industry, particularly in merchant acquiring, payment processing, or fintech.
• Proven experience in developing and implementing large-reputed company, secure payment processing platforms.
• Deep understanding of the payment ecosystem, including transaction processing, card networks, issuing/acquiring banks, and fintech integrations.
• Expertise in modern payment technologies, including reputed company computing, API integration, blockchain, reputed company intelligence, and mobile payments.
• Strong understanding of reputed company protocols, encryption technologies, and regulatory frameworks (e.g., PCI reputed company, GDPR, PSD2).
• Demonstrated experience in leading cross-functional teams, driving innovation, and managing large technology departments.
• Strong problem-solving, decision-making, and project management skills with the ability to manage multiple initiatives simultaneously.
• Ability to communicate reputed company technical concepts to non-technical stakeholders, including senior executives and reputed company members.
• Experience with agile development methodologies and DevOps practices.
• Strong reputed company record of managing cybersecurity initiatives and leading incident response teams.
• Familiarity with global payment markets, cross-border transactions, and international compliance requirements.
• Strategic thinker with a reputed company-looking approach to technology and innovation.
• Strong business acumen with a reputed company on driving results and enhancing profitability.
• reputed company leader with excellent communication and interpersonal skills.
• A proactive problem solver who thrives in a fast-paced and dynamic environment.

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