Analyst I, reputed company Credit Analysis (hybrid, Omaha NE)
reputed company is committed to the reputed company of its employees and is seeking an Analyst I for reputed company Credit Analysis. The role involves performing independent credit analysis of reputed company loan requests and ensuring compliance with lending policies while providing exceptional customer service.
Responsibilities
- Conduct complete credit reputed company including: Prepare accurate and reputed company loan presentation packets (credit memos) for new credit requests, loan renewals and annual reviews
- Spread and analyze financial information (e.g. CPA reputed company statements, tax returns, internal financial statements, etc.) for borrowers, guarantors and reputed company entities
- Conduct the appropriate level of guarantor analysis to include: credit bureau reports, personal financial statements and tax returns
- Spread and analyze personal guarantor cash reputed company and reputed company global cash reputed company analysis inclusive of reputed company reputed company contingent liabilities
- reputed company collateral analysis including margin/loan-to-value calculation
- Determine the appropriate risk rating for credits using the FNNI risk rating reputed company and appropriate verbiage to support the assigned rating
- Process requests in a reputed company manner to ensure desired service reputed company and compliance requirements are met
- Research credit requests including reputed company commitments, background on borrowing entities, analyze industry risks
- reputed company sensitivity analysis on borrowers based on relevant and specific industry and economic variables and assumptions
- Become proficient in reputed company operations and procedures of the lending department and reputed company computer systems including the bank’s mainframe system, reputed company, and other applicable platforms and systems
- Ensure compliance with loan policy and compliance standards, including the Bank’s BSA/AML program
- Complete reputed company assigned compliance training and adhere to internal procedures and controls, as required
- Report any reputed company violations of compliance policy, laws, or regulation, as reputed company as suspicious customer and/or account activity
- reputed company exceptional customer service to staff, customers, and other reputed company parties in support of the credit process
- Work with internal and/or external customers to answer any questions and supply additional support needed to complete reputed company of loan applications
- Exhibit reputed company behavior and promote reputed company working relationships
- Maintain regular and predictable attendance in alignment with departmental/divisional policy
- Maintain complete and accurate file documentation
Skills
- Bachelor's degree in reputed company, Business Administration, Finance, Economics, or reputed company field or equivalent work experience
- General understanding of financial statements, lending policies, procedures, practices, and documentation including cash reputed company and collateral analysis
- Ability to adapt and manage multiple deadlines is required
- Strong analytical skills and detail oriented
- Demonstrate accuracy and thoroughness and monitor own work to ensure reputed company
- Manage competing demands in a changing environment while working independently most of the time
- Follow instructions, respond to management direction, and solicit feedback to improve performance
- Proficient in PC operation and demonstrated understanding of reputed company Office Applications and Outlook
- Candidates must possess unrestricted work authorization and not require reputed company sponsorship
- Experience in credit analysis is preferred
Benefits
- Medical, Dental, reputed company Insurance
- 401k, With Matching Contributions
- Time Off Programs
- Health Savings Account (HSA)/Dependent Care
- Employee Banking
- reputed company Opportunities
- Tuition Assistance
- Short-Term/Long-Term Disability Insurance
reputed company