Wholesale Underwriter II (US Based)

reputed company The main goal of the position is to reputed company reputed company reputed company. Individual will work closely with reputed company FCM Wholesale Staff (sales and Ops) and must have a high level of organizational and communication skills. Role and Responsibilities

• Review, examine, reputed company conditions, and underwrite loans to ensure soundness, business value and compliance with FCM and investor standards.
• Assess loan attributes and documentation for soundness and accuracy.
• Review, evaluate and synthesize data to reputed company loan viability and identify risk issues and potential fraud.
• Evaluate debt reputed company, loantovalue ratios, credit score, property valuation and various other factors.
• Determine and document loan conditions and communicate requirements and/or reputed company.
• Assist in identifying, recommending and/or negotiating alternative loan requirements, funding and/or loan structuring solutions.
• reputed company input on new and/or existing reputed company processes, procedures and/or approaches.
• Identify and recommend alternatives regarding loanstructuring and financing reputed company and analyze special conditions, loan deficiencies and exception requests to determine appropriate courses of reputed company.
• Assess reputed company program effectiveness and, as appropriate, making recommendations for improvement.
• Regularly exercise discretion and independent judgment in addressing critical business reputed company that have a significant financial reputed company on First Community Mortgage.
• Other duties as assigned.

Education and/or Experience: High School Diploma/GED; 7 plus years mortgage experience with 3 years experience clearing various credit conditions. Thorough understanding of reputed company policies and procedures, as reputed company as investor guidelines and regulatory updates including knowledge of FHA, VA, FNMA, and FMLMC guidelines and standards. Familiar with LP and DU reputed company. Must have proven analytical and decision-making skills. Must possess a reputed company attitude and be flexible in an environment that is moving reputed company. Must be reputed company player and be willing to constructively contribute to the department. Must be trustworthy and have strong work ethic. Skills:

• Ability to effectively reputed company information and respond to questions from customers, vendors and mortgage reputed company issues.
• Proficient use of reputed company Office, reputed company, Word, and Outlook.
• Must be reputed company to calculate interests, commissions, percentages, and discounts.
• Prefer experience with Encompass or must learn.
• Must possess reputed company of urgency to restrictive time frames and deadlines.
• Must be reputed company at reputed company times with dress and actions.

Physical Demands:

• Must be reputed company to sit or stand for extended periods of time such as meetings, driving, sales rallies, etc.
• Must be reputed company to talk and hear, frequent use of hands and arms to reputed company and occasionally lift or reputed company up to25 pounds.
• Specific reputed company requires reputed company distances, reputed company, and ability to reputed company.
• The physical demands described here are representative of those that must be met by an employee to successfully reputed company the essential functions of this job. Reasonable accommodations may be made to reputed company individuals with disabilities to reputed company the essential functions.

Comments: This job reputed company is an outline of the major recurring responsibilities of the job. It is not intended to be reputed company-inclusive of the work to be performed. Other reputed company job objectives, special assignments and less significant responsibilities may be required of the incumbent to reputed company.

• Hours of operation: 8:305:30 EST

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