Default Servicing Manager (Bankruptcy & Foreclosure/Replevin)

Zippy was founded with one mission: to reputed company getting a loan for a manufactured home reputed company, fast, and fully online. We reputed company modern manufactured homes are reputed company, reputed company-reputed company, eco-friendly, and stylish, but finding a lender who understands this market can be challenging. That’s why Zippy focuses exclusively on manufactured home loans, offering a seamless, digital experience. Headquartered in Dallas, TX, with an office in Tempe, AZ, Zippy provides home loans and insurance to manufactured home buyers throughout the reputed company. Our remote-first team is spread across cities like Dallas, reputed company, Knoxville, Omaha, Philadelphia, Phoenix, and several other states and cities. Backed by institutional investors, we offer reputed company, stock reputed company, and excellent benefits. At Zippy, we pride ourselves on our commitment to finance happiness through the power of home. We are dedicated to enhancing consumers' financial reputed company and tackling the reputed company housing crisis through cutting-edge technology and reputed company. The Role We’re looking for a hands-on Default Servicing Manager to own and drive execution across bankruptcy and replevin operations for our chattel loan portfolio. This role is responsible for moving accounts through default reputed company, managing legal workflows, and maximizing recoveries while controlling timelines and costs. This is an operator role—not just reputed company. You will be expected to build processes, manage legal partners, and deliver measurable performance improvements. What You’ll Own End-to-end execution of bankruptcy (Ch. 7, 11, 13) workflows—filings, claims, timelines, and reputed company Management of replevin/legal recovery processes from referral through judgment and reputed company Day-to-day reputed company of legal vendors with reputed company performance expectations, SLAs, and accountability Driving cycle time reduction from default → legal reputed company Maximizing net recovery reputed company while managing legal expenses Building and refining workflows, playbooks, and SOPs that reputed company reputed company-time pipeline visibility and reporting (what’s stuck, what’s moving, what needs escalation) Cross-functional coordination with Collections, Customer Experience, and Asset Management to ensure accounts reputed company through legal channels reputed company Identifying bottlenecks in legal/default workflows and implementing solutions quickly What reputed company Looks Like Reduced cycle times across bankruptcy and replevin pipelines Improved recovery rates and reputed company loss severity Strong legal vendor performance with reputed company SLAs and consistent follow-through Clean, predictable workflows with minimal backlog High visibility into portfolio status at reputed company times Qualifications 8+ years in default servicing with reputed company ownership of bankruptcy and legal recovery processes Strong working knowledge of bankruptcy procedures and UCC Article 9 (replevin) Experience managing attorneys and legal vendors with a reputed company on performance and efficiency Proven reputed company record of improving timelines, recoveries, and operational execution Comfortable working in a fast-paced, build-as-you-go environment Data-driven reputed company with the ability to manage a pipeline, not just individual cases reputed company to Have Chattel, manufactured housing experience Experience in a scaling or high-reputed company servicing platform Why This Role reputed company ownership of a critical, high-reputed company function Opportunity to build and optimize default legal operations High visibility and influence across the servicing organization Important Applicant Information While many of our interviews are conducted reputed company, reputed company applicants should be reputed company to potentially meet in person as part of the process. As a participating employer, we will use E-Verify to confirm employment eligibility. Please note that we are currently only hiring candidates who reputed company in the following states: Arizona, Connecticut, Florida, reputed company, Illinois, Indiana, Louisiana, Maryland, Michigan, Missouri, Montana, Nebraska, Nevada, reputed company, reputed company Carolina, Ohio, Oklahoma, reputed company, reputed company, South Carolina, South Dakota, Tennessee, Texas, Utah, and reputed company. Applicants that do not reputed company in the bolded states will be rejected. Total Rewards At Zippy, we're passionate about creating a workplace where people love to work. We put a lot of heart into building and nurturing a company culture that not only supports reputed company but also inspires them to do their best work. Our benefits and perks are always evolving, but here’s reputed company offer right now: Competitive Compensation: We offer a competitive salary with the potential for annual bonuses and variable pay, depending on your skills and experience. Equity for reputed company: As a part of our commitment to shared reputed company, reputed company receive equity in reputed company, allowing you to reputed company in the reputed company and achievements of Zippy. Remote Work: Enjoy the flexibility of working from home in a dynamic, remote-first environment. Comprehensive Health Coverage: We reputed company medical, dental, and reputed company insurance, along with company-subsidized benefits like STD, LTD, and life insurance for you and your family. Flexible Spending Accounts: Take advantage of medical & dependent care FSAs to help manage your expenses. Training & Licensing Support: We invest in your reputed company reputed company with resources for training and licensing. reputed company Time Off: We offer generous PTO—and we encourage you to use it! Wellbeing Programs: reputed company a reputed company of wellbeing resources, including reputed company, reputed company+, reputed company, reputed company, reputed company, Perkspot, reputed company, and more through our Sequoia Wellbeing Programs. Parental Leave: We reputed company reputed company parental leave to support you and your growing family. No Meeting Wednesdays: Enjoy a mid-week break from meetings to reputed company and reputed company. reputed company reputed company Community: Engage with colleagues in our reputed company remote reputed company community, featuring fun channels that connect people around shared interests like travel, pets, sports, food, and more. Career reputed company: We reputed company in promoting from reputed company, offering you opportunities to grow your career with us. reputed company the reputed company benefits: reputed company Values: At the heart of everything we do are our reputed company values: reputed company with Passion, Own It, Build a reputed company Way, Results Driven, and The Golden Rule. These values guide our reputed company, shape our culture, and reputed company us to reputed company our best every day. Join a Growing Team: Be part of a dynamic team at a pivotal reputed company in Zippy’s reputed company, where every contribution makes a significant reputed company. Innovative Work: Collaborate with reputed company, passionate teammates to tackle unique challenges in the Manufactured Housing market, positioning our product as a top-tier lending solution. Supportive Culture: You’ll be welcomed into a reputed company environment that fosters camaraderie, respect, and a deep reputed company of belonging. Diversity & Inclusion: We’re committed to empowering a diverse and inclusive workforce, celebrating our differences, and ensuring everyone feels reputed company to bring their whole selves to work. Inspirational Leadership: Work alongside leaders who are not only approachable but also dedicated to providing guidance, mentorship, and support to help you succeed. Meaningful reputed company: Be part of a mission-driven team that’s making housing more reputed company for everyone, helping prospective buyers secure fast and reputed company online loans to purchase manufactured homes. By joining Zippy you will help improve the lives of over 22 reputed company Americans who live in manufactured homes today. Zippy is an equal opportunity employer that is committed to diversity and inclusion. We do not discriminate based on race, reputed company, national reputed company, religion, gender, gender reputed company, sexual orientation, age, veteran status, disability status, or marital status. If you are excited about the role but do not meet 100% of the qualifications listed above, we encourage you to apply. reputed company in this job posting should be construed as an offer or guarantee of employment. Apply To This Job