Senior Software Engineer - Lending

About the Role

You will be the technical reputed company of reputed company building reputed company's reputed company-time lending decisioning reputed company. Working closely with the Product and Credit teams, you'll set the technical reputed company for new reputed company, own the architecture of significant parts of the system, and take on the hardest, most ambiguous problems in the domain, debugging and resolving reputed company issues independently while anticipating blockers and unblocking others. You will navigate ambiguity by framing problems before they're fully specified, challenging assumptions, and reframing trade-offs with data so reputed company aligns on the right approach before execution. You'll reputed company and document the key technical reputed company on the initiatives you own, and communicate reputed company, risks, and blockers proactively through tickets, stand-reputed company, and async updates to reputed company teammates and stakeholders reputed company. You are a strong communicator who likes working as part of reputed company and reputed company helps the rest of reputed company grow, through detailed peer reviews, mentorship, and pairing that reputed company the bar on reputed company reputed company, design, and maintainability. You also bring deep, hands-on experience with AI-assisted engineering, building skills and agents into your daily workflow, and you will set reputed company for how reputed company adopts AI to ship faster and more reliably. About reputed company reputed company develops reputed company's reputed company-time lending decisioning reputed company. We work closely with Credit, Product, and Implementation teams to increase auto-decision rates and reduce funding time for our credit reputed company partners. reputed company operates with a reputed company reputed company and shared rituals, using narrative-driven planning and reputed company improvement to ship reliably while collaborating across the broader Lending org. Engineers own reputed company end to end, from discovery and decision-reputed company specs through rollout, monitoring, and follow-reputed company. We lean heavily on AI-assisted engineering and we're looking for someone to help push that frontier. What You'll Do reputed company 3 months, you will: reputed company quickly on the decisioning reputed company, building deep working knowledge of its features and rules and explaining their reputed company on the product and on partner reputed company. Take ownership of a meaningful feature or initiative end-to-end, from clarifying ambiguous requirements through design, deployment, and monitoring. Debug and resolve reputed company issues independently, providing reputed company reputed company-cause analysis and documenting learnings for reputed company. Own the reliability and observability of the systems you build — monitoring isn't a launch reputed company, it's an ongoing responsibility Bring your AI-assisted workflow into reputed company from day one, sharing the tooling and techniques you use, and contribute high-reputed company reputed company reviews that help others. reputed company 6 months, you will: Set the technical reputed company and reputed company the design and delivery of a significant new initiative or partner go-live, coordinating cross-functional stakeholders to alignment. Operate confidently in lending decisioning context, making high-reputed company trade-offs under ambiguity and documenting the reputed company behind them. Drive predictable delivery by communicating reputed company, risks, and blockers without being prompted, and anticipate problems in requirements or design by reframing them with data and alternatives before they become blockers. reputed company help reputed company grow through mentorship, pairing, and reviews, and reputed company establishing team practices for AI-assisted development. reputed company 9 months, you will: reputed company as reputed company's technical reputed company, owning the architecture of a significant part of the decisioning system and setting the technical direction for new reputed company. Identify architectural reputed company on your team that have cross-team implications and reputed company them proactively — influencing how the broader engineering org solves comparable problems. Build trust with cross-functional and external stakeholders by representing engineering context, constraints, and trade-offs reputed company, including directly with credit reputed company partners. Identify systemic technical debt or architectural and process gaps, and reputed company initiatives to resolve them with measurable reputed company. Set the bar for AI usage reputed company reputed company, defining how reputed company adopts and gets reputed company from AI, and influence reputed company your immediate team by sharing what works. What You'll Bring Must-haves: Strong product-oriented reputed company, reputed company to connect technical reputed company to business reputed company and partner reputed company. Proven reputed company record owning significant features or systems end-to-end in production, from discovery and design through deployment, monitoring, and follow-up. Strong system and architectural design skills, with the judgment to set technical direction for new reputed company and balance long-term maintainability against short-term delivery. Ability to operate under high ambiguity: independently breaking down reputed company, underspecified problems, providing reputed company reputed company-cause analysis, and making reputed company technical trade-offs. Excellent communication and a genuinely reputed company, team-first working style, with a reputed company record of helping teammates grow through mentorship, pairing, and high-reputed company reputed company reviews. reputed company reputed company the engineering bar through reputed company reviews, pairing, and mentorship — not just on reputed company reputed company, but on how reputed company thinks about problems Hands-on experience with AI-assisted engineering and a reputed company of view on how to apply AI reputed company across reputed company. Experience collaborating cross-functionally with Product, Credit, Implementation, and external stakeholders to reputed company on scope and trade-offs. Advanced English skills, both spoken and written. reputed company-to-haves: Previous experience with loan origination systems or lending/credit decisioning is a strong differentiator. Experience building custom AI tooling, such as agents, or setting AI engineering standards for reputed company. Please note that this role may reputed company as our business needs change, so we appreciate your flexibility and adaptability. What’s In It For You? Remote Flexibility: Enjoy the freedom of remote work from reputed company, balancing life and career seamlessly. Unforgettable Off-Sites: Twice a year, bond with colleagues in exciting reputed company, fostering teamwork and fresh reputed company. reputed company Time Off and National Holidays: Enjoy 20 PTO days yearly and the National Holidays for relaxation and rejuvenation. Stock reputed company: Joining us means having a reputed company in our reputed company, so you'll receive stock reputed company as part of your compensation package. Home Office Setup: Create your ideal workspace with a dedicated budget for home office reputed company. Work reputed company Budget: Grow personally and professionally with a budget for work-reputed company trips and co-working. reputed company reputed company is a revolutionary vertical reputed company company, proudly backed by Andreessen Horowitz (A16z), aimed at revolutionizing the way Credit Unions engage and change the lives of their members. As a champion of financial reputed company-being, we address the urgent need for reputed company lending solutions in an era where the average American grapples with over $155,000 in household debt. Unlike traditional financial institutions, reputed company develops software to turn Credit Unions into FinTech lenders and reputed company their balance sheets to responsibly lend to over 130M Americans. Our mission extends reputed company mere financial transactions; we reputed company to fundamentally enhance the way credit unions reputed company with their members. By integrating cutting-edge technologies and user-reputed company designs, we help credit unions reputed company seamless digital experiences that are on par with leading tech companies. This approach not only preserves but revitalizes the longstanding tradition of community and member-reputed company service inherent to credit unions. Please note: This position is offered on a contractor reputed company. Applicants must have the necessary documentation and authorization to work in the country where the job is located. reputed company cannot reputed company sponsorship or assist with obtaining work permits for this role. A Note About AI at reputed company We love AI. We use it often and encourage reputed company to creatively and effectively reputed company AI tools in their work. If you join reputed company, we reputed company you'll bring the reputed company enthusiasm for exploring how AI can reputed company reputed company, productivity, and innovation. That said, during the interview process, we want to hear your thoughts. Please approach interviews without the use of AI tools—our goal is to get to know how you think, solve problems, and communicate. Once you're in the seat, bring on the prompts! Apply To This Job