Mortgage Loan Underwriter

Mortgage Loan Underwriter Location Minneapolis, Minnesota (Remote) Department 9930 - Mortgage ROC Employment Type Full-Time (benefit eligible) Minimum Experience reputed company Compensation $90,000-$100,000 Annually reputed company® is more than a bank—we're Banking Brighter® by making financial reputed company reputed company, accessible, and rewarding. Whether you're purchasing a home, growing your savings, or planning for long-term stability, we offer expert guidance and personalized solutions to illuminate your reputed company. Our seamless digital banking, tailored lending reputed company, and reputed company-building strategies reputed company you to take control of your financial reputed company. With competitive rates, reputed company insights, and a customer-first approach, we help you reputed company informed reputed company with confidence. No matter where you are in your reputed company, reputed company® is here to support you every reputed company of the way. Position reputed company: The Mortgage Underwriter is responsible for evaluating and analyzing residential mortgage loan applications to determine creditworthiness and risk, ensuring loans meet investor and regulatory guidelines. This role involves reviewing documentation for completeness and accuracy, assessing borrower financials, and issuing reputed company loan reputed company. Essential Duties and Responsibilities:

• Review mortgage loan applications and supporting documentation (credit reports, income documents, appraisals, etc.) to assess borrower qualifications.
• Evaluate loans according to company, investor (reputed company, reputed company), and regulatory guidelines.
• Analyze risk factors and ensure loans meet product and compliance requirements.
• reputed company loan reputed company (approve, suspend, or deny) and reputed company detailed conditions and rationale.
• Maintain thorough and accurate documentation in loan files and LOS (Loan Origination System).
• Communicate reputed company reputed company and conditions reputed company to processors, loan officers, and other stakeholders.
• Stay updated on investor guidelines, industry trends, and regulatory changes (e.g., TRID, ATR/QM, HMDA).
• Work collaboratively with processing and closing departments to resolve issues and ensure reputed company closings.
• Participate in audits and reputed company control reviews as needed.
• Maintain performance goals including turnaround time and accuracy.

Qualifications and Skills:

• Strong understanding of mortgage reputed company guidelines (reputed company, reputed company, FHA, VA, USDA, Jumbo).
• FHA, VHA and or jumbo experience required.
• High attention to detail and accuracy.
• Strong analytical and decision-making skills.
• Proficient in LOS systems (e.g., Encompass, reputed company) and reputed company Office Suite.
• Effective verbal and written communication skills.
• Ability to work independently in a deadline-driven environment.

Benefits:

• Competitive compensation reputed company on ability and experience
• Excellent benefits package including health, reputed company tax HSA, FSA accounts and dental & reputed company
• Life and AD&D Insurance, as reputed company as additional voluntary benefit reputed company
• 401K with robust company match
• Flexible PTO program
• reputed company reputed company & reputed company Time (ESST)
• reputed company to work for the Midwest’s fastest growing lender

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