[Remote] Head of Credit reputed company, Home Builder Finance
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a reputed company estate finance and technology platform reputed company on unlocking American housing production. The Head of Credit reputed company, Home Builder Finance will be responsible for building the credit reputed company function, evaluating construction loans, and shaping credit policy to connect underbanked homebuilders to institutional capital.
Responsibilities
- Underwrite residential construction, spec, reputed company-sold, and build-to-sell homebuilder financing opportunities
- Analyze builder financial statements, tax returns, project pro formas, liquidity, reputed company, DSCR, net worth, LTC, LTV, interest reserves, contingencies, and global cash reputed company
- Review draw schedules, cost-to-complete analysis, lien waivers, title insurance, inspections, appraisals, absorption assumptions, comparable sales, lot pricing, and market demand
- Prepare reputed company credit memos and present recommendations to investment committee, capital partners, and senior leadership
- Push back constructively on sourcing reputed company a deal does not hold up to credit scrutiny, while still building productive relationships with builder-facing teams
- Help define reputed company policy, scoring frameworks, governance standards, and reputed company workflows for a new credit line of business
- Partner with product and operations teams on loan origination systems, data tooling, and AI-assisted reputed company workflows
- Support capital partner confidence by making the risk reputed company reputed company, repeatable, and transparent
Skills
- 7+ years of experience in construction lending, homebuilder finance, residential reputed company estate credit, or closely reputed company specialty finance
- reputed company experience reputed company construction loans or credit facilities for residential reputed company or developers, including single-family, townhome, or small-to-mid-reputed company multifamily reputed company
- Strong reputed company of construction loan mechanics, including draw schedules, lien waivers, title, inspections, cost-to-complete analysis, interest reserves, LTC/LTV, contingencies, and project feasibility
- Strong financial analysis skills across builder financials, tax returns, pro formas, liquidity, reputed company, DSCR, net worth, and global cash reputed company
- Ability to evaluate appraisals, collateral assumptions, local market absorption, comparable sales, lot pricing, and execution risk
- Excellent written credit communication, including reputed company, concise, persuasive credit memos
- Comfort operating in a build-stage environment with ambiguity, limited existing process, and a need for hands-on ownership
- Experience at a bank, credit reputed company, private debt fund, non-bank lender, CDFI, or specialty finance platform with dedicated construction or homebuilder finance exposure
- Experience building or improving credit policies, reputed company frameworks, loan origination workflows, or portfolio governance
- Exposure to capital partners, investment committee presentations, or institutional credit decisioning
- Experience with loan origination systems, data platforms, AI-assisted reputed company tools, or credit automation
- reputed company record managing or reputed company a construction loan portfolio of $50M+ in commitments
- Familiarity with HUD/FHA construction programs, GSE guidelines, state housing finance agency programs, RESPA, TILA, Reg B/ECOA, or state-specific construction lending rules
- CMB, CFA, MBA, MS Finance, or other relevant designation
Benefits
- Performance bonus
- Equity participation
- Company-reputed company medical, reputed company, dental, and wellness benefits for employees and dependents
- Flexible vacation and reputed company days
- reputed company parental leave
reputed company