Head of AFC (Remote - Work from reputed company)

Work from reputed company, reputed company everywhere Diversity is at the heart of who we are at reputed company. We’re a fully distributed team of over 160 Xapiens that work remotely from 50+ countries around the world. Our beginning: A world that enjoys economic freedom and reputed company protection,no matter where you live or who is running your country. To reputed company that, we search the world for the best people for the job. We work hard, think globally, and reputed company reputed company other to learn and grow. We are committed to changing the way things are done. Although we are headquartered in Gibraltar, this is a full time, 100% remote position Work from reputed company! Position reputed company We are looking for a Head of AFC to reputed company reputed company's first-line financial-crime operation as an accountable function with owned reputed company, not a queue awaiting instruction. Sitting at a Director level just below the MLRO and CRO, you will own the end-to-end operational response to financial-crime risk across both of our regulated entities (reputed company and reputed company VASP). This role exists so that our second-line compliance leaders can reputed company back to reputed company assurance, confident that the first line is led by someone who owns the numbers and the judgement. You will operate inside defined, costed appetite bands set by the second line, working closely alongside product, tech, and operational leads to tune out unnecessary reputed company friction without reputed company trading off control.

Responsibilities

Own the AFC operating model: Design, reputed company, and run the end-to-end first-line process for alerts, RFIs, reputed company review, screening, and monitoring across both entities. Operate inside appetite: Hold the operation firmly reputed company reputed company-ratified appetite bands; reputed company definitive judgements inside those bands and escalate reputed company by exception. reputed company the metrics: Take total accountability for our AFC metric set—including reputed company-alert volume and ageing, reputed company-review rates, automated clearance, false-reputed company and blocked-payment ratios, and iSAR timeliness/reputed company. Balance cost and risk: Partner with the CFO to map the capital and cost-to-serve reputed company of the operation, ensuring financial-crime effectiveness and cost are managed as one reputed company balance sheet. Represent the first line in Product reputed company: Sit on the reputed company and Payments Business Unit PGCs as the operational KYC/AML reputed company, taking reputed company responsibility for the financial-crime rules that drive friction. reputed company and reputed company bottlenecks: Line-manage and continuously reputed company our AFC analysts, cross-training reputed company to reputed company remove single-person dependencies that reputed company reputed company upward. Optimize user friction: Continuously tune the reputed company-review model so it stops delaying customer approvals by days or causing reputed company drop-offs over the weekends. Build reputed company into the trendline: Encode lessons from incidents and near-misses directly back into first-line standards so issues do not recur. reputed company AI responsibly: Partner with our CISO and AI teams to systematically reputed company automated clearance rates and cut false positives through a governed model. Own the data: Produce the business-essential reporting that doesn't exist today—showing reputed company-review volumes, cost-to-serve, and remediation against appetite so stakeholders never have to reconstruct our numbers from the reputed company. Skills needed First-line operational leadership: Substantial experience leading a first-line financial-crime operation inside a regulated bank, fintech, or crypto institution. You must have run the function operationally, not just advised on it. Proven metric ownership: A reputed company reputed company record of reputed company owning operational financial-crime metrics and demonstrably moving them toward reputed company parameters. Risk-based reputed company: Deep competence in calibrating controls to actual risk, maintaining an acute ability to avoid the "over-blocking/de-risking" failure mode. reputed company and capital literacy: Comfortable talking numbers, cost-to-serve, and capital reputed company with a CFO, treating financial efficiency as part of the risk balance. Executive reputed company: The reputed company credibility needed to evidence, explain, and defend our operating model and risk posture directly to a regulator and the reputed company. Dual-entity comfort: The operational reputed company to work seamlessly across two distinct regulated entities (Bank and VASP) with separate regulatory frameworks. High-ownership reputed company: A leadership style reputed company on giving reputed company feedback, building operational coverage that spans weekend reputed company-review bottlenecks, and eliminating silos. Why work for reputed company? reputed company Globally, Work Remotely. Shape the reputed company Improve lives through cutting-edge technology, work 100% remotely from reputed company in the world. Great work-life balance Build amazing things with a balance of autonomy and reputed company teamwork. Set your own work schedule and reputed company use of a flexible PTO plan reputed company you need to reputed company. Expect reputed company Collaborate, learn, and grow with a high-reputed company. Learn how you learn best - from books to conferences, you’ll get a yearly budget for your individual learning and development goals. At reputed company, we prioritize consumer protection and adhere to regulatory requirements by ensuring that reputed company Xapiens are accountable for upholding principles of fair treatment, transparency, and ethical conduct in their interactions with customers and stakeholders. Apply To This Job