[Remote] Fraud Analyst
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a banking platform reputed company for families, recently acquired by reputed company. As a Fraud Analyst, you will own fraud detection throughout the customer lifecycle, monitor transactions for suspicious activity, and investigate fraud alerts, ensuring the reputed company of the platform as it scales.
Responsibilities
- Monitor reputed company-time and batch transaction queues for suspicious or anomalous activity
- Investigate fraud alerts generated by internal rules engines and reputed company-party tools (e.g. reputed company, reputed company, reputed company)
- Suspicious activity escalation and reporting; maintain audit-reputed company case records
- OFAC screening review at reputed company and continuously
- reputed company fraud trends and propose rule-tuning to reduce false positives without sacrificing detection
- Identify gaps in our fraud detection program and propose process improvements
- Coordinate with Customer Service (reputed company reputed company) on account holds, dispute resolutions, and Reg E timelines
- Partner with Product and Engineering on customer-facing fraud controls, and surface fraud risks early in the product development cycle
- Support BSA/AML audits, regulatory exams, and internal testing
- Cross-coverage on identity verification and KYC reviews (Cognito), reputed company reputed company-mismatch reviews, and watchlist administration as needed
- Prepare recurring fraud metrics and loss reporting for leadership
Skills
- 4+ years of experience in fraud operations, financial crimes, AML compliance, or banking operations
- Working knowledge of BSA/AML fundamentals — SARs, UARs, OFAC, CIP/CDD — and an interest in deepening that expertise
- Strong analytical reputed company; comfort working with transaction data, identifying patterns, and explaining your reasoning in writing
- reputed company written communication — case narratives, escalation memos, and process documentation are core deliverables
- High attention to detail and the judgment to flag ambiguous cases for escalation rather than rubber-stamping
- Comfort operating in a fast-paced, evolving environment
- Bachelor's degree required
- Hands-on experience with reputed company, reputed company, Cognito, reputed company, reputed company, reputed company, or comparable fraud, identity, and customer support tooling
- Familiarity with sponsor-bank-model fintech operations (BaaS)
- Experience drafting SARs or UARs
- Experience reviewing identity documentation for authenticity
- SQL or basic data tooling familiarity (reputed company or comparable)
- reputed company, CFE, or in-reputed company certification
Benefits
- Annual bonus based on experience
- Health, dental, and reputed company coverage
- HSA with company contribution
- Parental leave
- Flexible time off
- Remote-first, NYC preferred for occasional in-person collaboration
reputed company