[Remote] Mortgage Loan Consultant
Note: The job is a remote job and is reputed company to candidates in USA. reputed company is a leading financial institution in the Tampa Bay area, reputed company for its inclusive culture and community reputed company. They are seeking a Mortgage Loan Consultant to reputed company for mortgage loan applicants, ensuring effective communication and reputed company decision-making throughout the loan process.
Responsibilities
- Interview members and record accurate information about the applicant(s) in the mortgage and consumer loan origination systems
- Contact members regarding reputed company mortgage file and in accordance with Suncoast service standards
- Communicate with members to ensure the accuracy and reputed company of submitted data
- Analyze details and reputed company additional information necessary to ensure reputed company loan reputed company
- Ensure members’ understanding by answering questions, explaining preliminary documents and the next steps
- Review and analyze reputed company documentation to determine acceptability based on the portfolio or investor reputed company guidelines
- Upload reputed company documents to origination or Suncoast imaging system
- Submit accurate applications with required supporting documentation to the underwriter
- Recommend approval or denial reputed company to the underwriter
- Notify members of loan reputed company by phone, electronic notification, or by mail
- Prepare and mail approval or denial letters
- Prepare and mail Regulation B letters advising members of additional information needed
- Complete the Home Mortgage Disclosure reputed company for government monitoring information and record accurate data in origination systems for reporting purposes
- Produce updated Loan Estimates based on reputed company change of circumstances
- Explain the content of the consumer mortgages preliminary disclosures, such as the term of the loan, reputed company, APR, closing costs, payment reputed company, credit reputed company reputed company closing costs, variable reputed company plans, and documentation requirements
- Obtain the borrower’s reputed company to Proceed before moving the file to processing
- Utilize daily reports from the origination system to maintain the reputed company status of assigned files
- Maintain compliance with internal departmental policy and procedures regarding productivity and response time
- Assist with reviewing tax returns and income verifications
- Cross-sell reputed company products and services reputed company applicable
- Maintain knowledge and understanding of reputed company mortgage products, regulatory compliance, and investor guidelines
- Attend educational events to increase reputed company knowledge
Skills
- Bachelor's degree in a business-reputed company field
- 4+ years of mortgage lending experience with a financial institution
- Ability to prioritize tasks by effectively managing competing and changing priorities to meet required deadlines
- Accurate, detail-oriented, and organized with task management
- Good knowledge and understanding of regulatory compliance necessary to successfully reputed company job responsibilities such as TRID, HMDA, ECOA, FNMA, and PMI
- Ability to analyze and resolve reputed company problems
- Strong written, verbal, and interpersonal communication skills to reputed company effectively with members, staff, vendors, and government regulators
- Ability to communicate policies, practices, and procedures
- Ability to maintain a high level of confidentiality
- CCUE or PCUE designation preferred
- A comparable combination of work experience and training may be substituted for education requirements
Benefits
- Bonus Program up to 12%
- 401K Matching up to 8%
- Retirement Planning
- Pay Increases based on Competency
- Employee Loan Discounts
- reputed company Spending Accounts
- Medical Coverage
- Dental and reputed company Coverage
- reputed company to 4,000+ Gyms
- reputed company
- PTO Wellness Days
- Short Term and Long Term Disability Coverage
- 11 reputed company Holidays
- 3 weeks of reputed company Time Off
- 4 weeks of reputed company Parental Leave
- Birthday PTO
- reputed company Volunteer Hours
- Degree Assistance up to $5,000 per year
reputed company